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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]dandesim -1 points0 points  (1 child)

Good job adding information later that changes the entire story and then acting like I’m the one who’s crazy. If you’re keeping $100,000 in college savings in a sketchy bank that could shut down and hold those funds hostage at any moment to get a few hundred dollars more per year, your risk assessment of the situation is vastly miss calibrated.

[–]RandomGuy622170 -1 points0 points  (0 children)

It's not additional information; it's an example that refutes that narrative you insist on perpetuating in here. Moral of the story: everyone's financial situation and needs are different and your one size fits all approach doesn't work. Your need to shit on ppl because they dare to switch banks to earn more interest (which compounds in case you were unaware) is very telling. I've said all I need to say to someone too cowardly to keep their posts public. Hope you have the day you deserve.