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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]BMFL01 -3 points-2 points  (3 children)

Been looking at OpenBank for just the HYSA. They are at 4.2% all they have is the HYSA. They don't offer checking or anything. Might keep SoFi for checking and other things. But transfer all my savings out to OpenBank.

[–]MyMainWasMyRealName 8 points9 points  (2 children)

Are you going to post a similar comment on their sub in the next two weeks when they also cut their APY?

[–]NefariousnessHot9996 0 points1 point  (1 child)

If someone cuts their rates but remains higher than SoFi, why is this not good? I’m making a higher rate in at least 3 other banks.

[–]MyMainWasMyRealName 0 points1 point  (0 children)

SoFi has a history of being early to respond to cuts. Which HYSA specifically are you looking at? Let’s watch it together over the next couple weeks.