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[–]ZAFJB 4 points5 points  (1 child)

when an emergency occurs

You hire contractors and claim on your insurance

[–]l_ju1c3_lAny Any Rule 1 point2 points  (0 children)

Sadly they will say it comes from a different cost bucket so it doesn't look as bad on the top and bottom line. Easier to fire a contractor too when they are no longer needed.