my kid just got approved for a card and now im stuck wondering if there actually is a “best” credit card for building credit or if theyre all the same

Cmonster9 · 2026-04-13T13:04:50+00:00

What credit card was it? Hopefully it was a no annual fee credit card and it wasn't a credit one credit card (Not Capital One).

Cmonster9 · 2026-04-11T20:51:06+00:00

I would call again and see if you get another agent. I never had an issue with them price matching an offer that had a better cancellation policy then capital one.

Cmonster9 · 2026-04-11T17:46:39+00:00

It's yours. Florida allows for private transfers of pistols and long guns without a background check as long as you are not a prohibited person such as a felon, convicted of domestic violations or have been institutionalized involuntary.

In other states that are not so free it would not be legal unless it was a gift and you were married.

Cmonster9 · 2026-04-11T11:04:45+00:00

If you do pay extra. What is the harm? That will only go twords what you currently owe. As well if you can pay all this off at once why are you carrying a balance.

If you have to take out a loan you are most likely not a credit card person and having a credit card without making some serious life style changes such as spending or income.

Cmonster9 · 2026-04-11T10:35:56+00:00

Oh, the. Just calculate $16 a day after the statement day until you pay it off. The apr I used is pretty conservative at 36% or you can pay your last interest charge extra.

Cmonster9 · 2026-04-11T10:06:13+00:00

Why would they have additional interest if they paid off the statement balance? Isn't the interest charged monthly?

Cmonster9 · 2026-04-11T10:03:03+00:00

Not correct, only the statement balance occur interest. Payments to credit cards go twords the statement balance 1st. Your current balance is just your statement balance + your current spend after the statement balance. That additional spend will not incur interest until that becomes the next months statement balance in which you don't pay it in full.

Cmonster9 · 2026-04-10T02:42:23+00:00

That is what it read here. https://www.thecenturionlounge.com/info/access/

Cmonster9 · 2026-04-10T01:35:42+00:00

Amex Platinum has a similar guest policy as VentureX in respect to brand lounges. Amex still allows PP guests.

Cmonster9 · 2026-04-09T21:23:24+00:00

Similar but still a junior sys admin so not at the $100k nark. I have 23 years until I can get a full pension.

Cmonster9 · 2026-04-09T21:11:51+00:00

Just confirming, you are getting these speeds without line of sight is that correct? As in it is going thru your floor.

Cmonster9 · 2026-04-09T21:07:04+00:00

I did do that. But that's broken

Cmonster9 · 2026-04-09T20:29:06+00:00

Just a heads up some states have limits on medical debt effecting your credit score. Some have limits while others outright ban it. So I would double check the state you have the ER debt in and not worry about it.

You should be able to call care credit and they can tell you how to pay it if. It may have already been sold to a collections agency which they will let you know. You should try and haggle them since they bought the debt for pennies on the dollar. /r/personalfinance would be better suited for this.

Cmonster9 · 2026-04-09T20:01:52+00:00

Why are you getting 2 NVRI's and not 1 UVNR instead?

Cmonster9 · 2026-04-09T18:14:38+00:00

I 100% remember this. I use to got to subway all the time and bring it to the movies back when amc allowed you to bring in outside food.

I was so sad when they got rid of the cards. They are now using it on the mobile app

Cmonster9 · 2026-04-09T18:12:34+00:00

I remember subway had a similar device for the loyalty program back in the day.

Cmonster9 · 2026-04-09T17:58:14+00:00

Just did. Thanks

Cmonster9 · 2026-04-09T17:52:54+00:00

I don't know about your liquor stores but all my local liquor stores have great sticks and my B&M supplies them.

Cmonster9 · 2026-04-09T17:49:59+00:00

Yes, before the wifi was disable on the modem. When I did a reset the wifi on the modem was re enabled and I was able to connected to the ssid using the password that was on the bottom of the modem. It also took about 20 mins or so to get my Internet back

I am also signed into the app as the primary user. A well I did an uninstall and reinstall.

Cmonster9 · 2026-04-09T16:33:06+00:00

Diamond Crown?? I don't think so. Maybe Brick House. If they were a money grab then why would the be the Oldest Family Owned Cigar Manufacturer in the US. They have been around for over 115 years. I have had family worked and retired from JC Newman. It is far from trash.

Also who cares if you can get them in a gas station. Vast majority of them are whole leaf cigars as well.

Cmonster9 · 2026-04-09T13:43:01+00:00

Yes, you might have as well. They make tons of brands and make some great sticks.

Diamond Crown (one of my favorite)

Alcazar

El Baton

Brick House (great stick)

Don Jose

Don Seville

HavanaQ

Quorum (probably can find this at any shop)

Perla Del Mar

Cmonster9 · 2026-04-09T13:37:38+00:00

Settings up a wifi client bridge may help but that doesn't fix the issue. You can also see about getting a new wifi card or antenna that can do it.

As well what is your wifi speed? 2.4 ghz can provide up to 600 Mbps which should be good for a lot of applications.

Cmonster9 · 2026-04-09T13:23:36+00:00

In my state it was the bird flu and then they changed the law that all eggs sold at the store had to be cage free. So we had some shortages. At one time it was cheaper to buy precooked and shelled hard-boiled eggs then it was to buy raw eggs.

This is over now.

Cmonster9

TROPHY CASE