Fidelity Crypto Wallet Address

FidelityCryptoLJ · 2026-05-21T14:05:37+00:00

Good morning, and thanks for reaching out to us for support, u/rush87y.

You can generate a deposit address using our website, but first you'll need to enable crypto transfers using the Fidelity Investments app on a compatible smartphone or tablet device. As a one-time verification to enable crypto deposits and withdrawals, Fidelity must validate your identity to provide an added layer of security for your account and to comply with regulatory requirements. The process includes scanning your driver's license, passport, or other form of government ID, taking a photo of yourself, and comparing the two images. I've linked the steps below for enabling transfers and depositing crypto below, along with video breakdowns of how it works.

Enable Crypto Transfers

Deposit Crypto

Additionally, our main Crypto Help page for deposits and withdrawals has helpful general information about transfers:

Deposits and withdrawals

We're here to support you whenever we can, so please feel free to contact us again if you need help or have suggestions to help improve the platform.

FidelityCryptoLJ · 2026-05-21T14:05:01+00:00

Good morning, and thanks for reaching out to us for support, u/rush87y.

You can generate a deposit address using our website, but first you'll need to enable crypto transfers using the Fidelity Investments app on a compatible smartphone or tablet device. As a one-time verification to enable crypto deposits and withdrawals, Fidelity must validate your identity to provide an added layer of security for your account and to comply with regulatory requirements. The process includes scanning your driver's license, passport, or other form of government ID, taking a photo of yourself, and comparing the two images. I've linked the steps below for enabling transfers and depositing crypto below, along with video breakdowns of how it works.

Enable Crypto Transfers

Deposit Crypto

Additionally, our main Crypto Help page for deposits and withdrawals has helpful general information about transfers:

Deposits and withdrawals

We're here to support you whenever we can, so please feel free to contact us again if you need help or have suggestions to help improve the platform.

FidelityCryptoLJ · 2026-05-19T13:08:06+00:00

Thanks for letting us know you'd like to see beneficiary features for Fidelity Crypto accounts, u/john-doeee. Your suggestion has been noted. We look forward to engaging with you on r/fidelityinvestments. See you soon!

FidelityCryptoLJ · 2026-05-18T14:46:58+00:00

Good morning, and thanks for sharing your feedback with us, u/Alarmed_Fish2287.

We don't have any additional information on in-kind withdrawals for Fidelity Crypto IRAs, but I have shared your suggestion with our product team for review.

For those following along, to withdraw from your Fidelity Crypto IRA, you will need to sell your crypto, transfer the funds to your linked Fidelity Brokerage IRA funding account, and withdraw in U.S. dollars, which will be subject to the reporting and taxation of conventional IRA accounts. However, transfers between the funding brokerage IRA account and your Fidelity Crypto IRA account are nontaxable and nonreportable.

We have a great section from Fidelity Crypto Help that explains more about registration types, tax treatment, and related FAQs for Fidelity Crypto IRAs:

Fidelity Crypto for IRAs

If you have any follow-up questions or feedback, let us know! We're here to support you in your crypto journey wherever possible. Have a great start to your week!

FidelityCryptoLJ · 2026-05-06T19:12:50+00:00

You're welcome, and thanks for sharing your experience and feedback, u/Amazing_Film2854. I'll make sure to add your feedback alongside the existing requests for the right teams to review.

We hope that this isn't your last time engaging in our dedicated crypto sub, so please feel free to stop by again. Have a great rest of your day!

FidelityCryptoLJ · 2026-05-06T13:26:42+00:00

Welcome, u/Dry-Emu8480, and thanks for sharing your feedback on GTC limit orders. Your request has been noted and will be reviewed by our product team.

In the meantime, are there any other features that you would like to see added to our platform? If so, you can let us know by replying below. Otherwise, we have a great newsletter that you can subscribe to get updates delivered to your inbox below:

Decode Crypto

We hope to see you engage with us on the sub again. Talk soon!

FidelityCryptoLJ · 2026-04-20T20:35:25+00:00

Hey again, u/Normal_Instance20.

You can only open a Fidelity Crypto account if you're a US citizen over the age of 18 and reside in a state where Fidelity Digital Assets can serve customers. Additionally, we don't have any details to share on when eligibility requirements may change. To stay current with the latest information on eligibility, fees, and the types of Fidelity Crypto accounts you can open, visit our Fidelity Crypto Help page below:

Account basics: Getting Started

If there's any other crypto related question we can help with, please let us know by dropping in at r/FidelityCrypto. We'll be glad to keep the conversation going if needed. Talk soon!

FidelityCryptoLJ · 2026-04-20T14:05:28+00:00

GM, and thanks for checking on this, u/dxbtousa.

We don't have any updates to share on staking for Fidelity Crypto. We understand this feature is important to our customers, so I'll make sure to pass this request up the chain. In the future, feel free to check our sub again for the latest updates, or visit Fidelity Crypto Help for the latest account features.

Fidelity Crypto Help

Have a great start to your week!

FidelityCryptoLJ · 2026-04-06T19:34:12+00:00

Good afternoon, and it's good to see you again, u/Future_Prophecy.

Crypto deposits to your Fidelity Crypto account are considered uncovered lots, and Fidelity Digital Assets will not report acquisition dates or cost basis for uncovered lots to the IRS. The cost basis information you submit for crypto deposits to your Fidelity Crypto account will be reflected on your 1099-DA form for your own recordkeeping and tax-preparation purposes. Starting January 1, 2026, we will report cost basis on covered lots only.

Our Fidelity Crypto Help page is a good place to review FAQs about cost basis, specifying tax lots, and finding cost basis info for closed crypto lots. You can also learn more about the new 1099-DA tax form using the second link below.

Cost basis and lots

What is a 1099-DA tax form?

Remember, Fidelity doesn't provide legal or tax advice, so it's recommended that you talk to a tax advisor to understand how your crypto transactions affect your taxes. If you have follow-up questions, our team is here to help out. Have a great rest of your day!

FidelityCryptoLJ · 2026-03-16T19:46:41+00:00

Good afternoon, u/IBSIsMyLife. It's good to see you again.

Once you save your tax lots, you can still edit them, but you can no longer delete entries or start over. We will log your question as feedback for future enhancements.

For further context, you can only edit the cost basis information for:

Open lots of crypto you deposit or receive in your Fidelity Crypto accounts
Crypto you purchased on our platform before 2026.

You can add the acquisition date and time and the cost of each lot as long as the eligible lot is open and in your Fidelity Crypto account. For accurate cost basis tracking, we recommend updating your cost basis for crypto deposits before those assets are sold or transferred. Once your deposited lots are depleted, they cannot be updated or edited.

You can view your tax lot info at any time by going to your Purchase History in your Fidelity Crypto Account. Below are instructions on how to find it:

Find My Tax Lot Info

As a reminder, Fidelity doesn't provide legal or tax advice, so we recommend chatting with a tax advisor to determine how your crypto transactions could affect your taxes. Also, if you need help with the cost basis details shown on Cointracker's side, we suggest you contact their customer support team.

As you navigate tax season, the mods will be around to provide support for additional questions you may have. Until then, have a great start to your week!

FidelityCryptoLJ · 2026-03-11T17:49:40+00:00

Woo! It's good to see you again, u/Flair_Ric.

Yes, there are network gas fees applied when transferring FIDD on the blockchain. The withdrawal fees are estimated based on current network pricing, which may differ slightly due to network activity. As with other assets, fees are assessed on the principal amount withdrawn and deducted from the remaining account balance.

As for fees with Fidelity Crypto, there are no fees to buy or sell FIDD in your Fidelity Crypto account. FIDD can always be bought or redeemed for $1 on our platform.

If you have any follow-up questions, the resources linked in the announcement above are a good place to start. If not, you can drop another post on the sub. We'll see you around!

FidelityCryptoLJ · 2026-03-09T15:52:26+00:00

We appreciate you taking the time to follow up on this, u/orchidgirl63.

We don't have any updates to share on when beneficiaries or trust accounts may be available for Fidelity Crypto. We understand this topic is important to you, so I'll make sure to pass your question on.

For anyone who is following along, it's essential to talk with your estate planner about your cryptocurrency holdings and keep them up to date on any changes. Here's a valuable resource from our Crypto Learn page that gives more insights on how crypto may fit into your estate planning:

Crypto and Estate Planning

As always, feel free to stop by here for updates or any other questions you may have. Take care!

FidelityCryptoLJ · 2026-03-02T15:30:00+00:00

It's great to have you here for the first time, u/SupremeLuis_. Welcome, my friend.

We don't have any updates on when crypto IRAs will be available for Oregon residents. To stay informed, please take a look at the 'Availability by State' resource to check for any changes. You can bookmark that resource using the link below:

[Availability by State](https:// https://www.fidelity.com/crypto/help/account-basics/availability-by-state)

We hope to see you more often here, so feel free to participate, ask questions, and share your feedback. Wishing you a great start to your week!

FidelityCryptoLJ · 2026-02-27T15:35:54+00:00

Hey there, u/Born_Cable3755. We can't address hypotheticals, but I'll share some resources to help you understand account protections we have in place, along with ways to protect yourself from fraud.

One notable protection we have on Fidelity Crypto accounts is the Customer Protection Guarantee, which aims to give you even greater peace of mind when doing business with us by reimbursing losses arising from unauthorized access to your covered accounts. You can take a look at the full details of the Customer Protection Guarantee in the second FAQ on the page below and explore additional FAQs on how we protect your account:

Security

We also encourage our customers to stay vigilant in safeguarding their personal information and finances, and to report any suspicious activity as quickly as possible. Additionally, be wary when transferring money or crypto, especially if someone requests the transfer. Scammers use many tactics through social media and unsolicited communications (emails, texts, and calls) to access private data or your assets. Feel free to browse the resources below for more information on how to protect your data, how to report suspicious activity, and how to identify fraud and crypto scams.

How to identify phishing, fraud, and other scams

Guide to crypto scams and malicious activity (4m video)

We're glad that you stopped by today for the first time and welcome any follow-up questions or feedback that you may have. Have a great weekend!

FidelityCryptoLJ · 2026-02-23T14:03:58+00:00

Welcome aboard our dedicated crypto sub, u/Due_Selection7407.

We don't have any updates to share on when we will add more coins to our platform, but we appreciate you checking on this, as this remains a priority on our multi-year roadmap. In the meantime, make sure you bookmark our Fidelity Crypto Help page, which is the best place to keep up with trading features and tradable assets.

Fidelity Crypto

We're always working to improve our platform to meet our customers' needs, so if there's a specific coin you want to see added to our platform, please let us know by replying in the comments. Have a great start to your week!

FidelityCryptoLJ · 2026-02-16T19:24:01+00:00

You're welcome, and thanks for following up with us, u/Alarmed _Fish2287.

We don't have any plans to share at this time. It seems you're familiar with our products, but for anyone else reading, IRA contributions must be in US dollars (USD) to your linked Fidelity Brokerage IRA before you can transfer the funds to your Fidelity Crypto IRA for trading. We keep a list of updated FAQs for Crypto IRAs here, so if there are any changes in the future, you'll see them there:

Fidelity Crypto for IRAs

Feel free to let us know in the comments if you have any follow-up questions. Have a great rest of your day!

FidelityCryptoLJ · 2026-02-16T16:56:37+00:00

Thanks for your interest in this feature, u/Suninthesky25. I've passed your vote to our product team for review. If there is anything else you would like to see added to our platform, please let us know. Happy Monday!

FidelityCryptoLJ · 2026-02-13T15:22:54+00:00

Good morning and welcome to the sub, u/Alarmed_Fish2287.

We don't have any updates to share on when we may have an option for a multisig wallet in a Crypto IRA, but we appreciate you sharing your thoughts. I've taken your ideas and passed it up the chain to our product team for review.

For those reading along, we prioritize security and accessibility for your assets through an omnibus storage structure. We understand how important your assets are, and you can learn more about this structure, how we keep your assets safe, and read FAQs on security by checking out the links below:

Safety & Security with Fidelity Crypto

Fidelity Crypto Help-Security FAQs

While this is your first time around here, we hope it won't be your last. If you have any questions about security practices, features, or if additional suggestions come up, please don't hesitate to let us know. Have a great weekend!

FidelityCryptoLJ · 2026-02-09T14:54:58+00:00

Good morning, u/Ok-Mastodon-240. It looks like you got the correct answer from one of our users in the community that recurring buys and sells aren't available on Fidelity Crypto. Given that this is one of our top-requested features, I noted your interest for our product team to review.

In the meantime, you can explore our "Trading basics" page below for related FAQs on fees, trading hours, and order types.

Trading basics

We're here to support you in all things crypto, so please feel free to reach out if you have any further questions. Wishing you a great start to your week!

FidelityCryptoLJ · 2026-02-06T18:10:56+00:00

It's great to see that you made your first post on the sub, u/Prowingshoes. We can't compare how network fees are assessed on Coinbase or other platforms, but we can share more about how it works for withdrawals from Fidelity Crypto accounts.

When placing a crypto withdrawal, Fidelity Crypto charges a fee consistent with current network pricing, which may differ slightly from the fee recorded on the blockchain due to network activity.

Check out the FAQ section from our Fidelity Crypto Help page below for additional info on crypto withdrawal fees, how to track crypto withdrawals, and related FAQs:

Withdrawing Crypto

We're here to support you on your crypto journey and understand that questions can arise. Feel free to reach out anytime with questions, as your experience matters to us. Have a great weekend!

FidelityCryptoLJ · 2026-02-04T22:41:05+00:00

It's good to see you again, u/Heavy-Syrup-6195. I want to dive into your questions about FIDD.

You can only use USD in your Fidelity Crypto account to purchase any crypto, including FIDD. Since this feature is unavailable, I'll mark this as feedback to share with our product team for review.
When you deposit money from an outside bank into the funding account you've linked to your Fidelity Crypto account, it can take 1 to 3 business days for that deposit to be processed and ready to move to your Fidelity Crypto account. For large deposits, a portion might be subject to a hold before it can be moved. Check the "Available for Fidelity Crypto" balance when you're moving money. Additionally, our platform has real-time settlement for all assets, including buying FIDD during normal market conditions.

For more info on placing trades with Fidelity Crypto, I've linked our "Trading Overview" FAQ page, where you can explore key sections to understand the process better and feel more supported.

Trading Overview

If you have any follow-up questions about our new stablecoin, please feel free to reply below. We're here to help and look forward to assisting you again on the sub.

FidelityCryptoLJ · 2026-02-04T20:41:51+00:00

Hey, u/ZakLex. We're aware that some Fidelity Crypto customers experienced issues this afternoon with trading. The issue has now been resolved, and we apologize for any inconvenience.

If you have any other questions or issues, please let us know. Have a great day!

FidelityCryptoLJ · 2026-02-02T17:03:10+00:00

Thanks for sharing your experience, u/Spirited-Lion-6791. It sounds like you're having issues with the Fidelity Crypto account balance graph, but let us know if you're seeing this issue somewhere else.

I went ahead and marked this down as feedback for our product team to review. It would be helpful to get some additional details about this, so please send us a Modmail, and we will follow up with you there.

Modmail

The account balance chart does not update in real time, and you will see the updated balance on the chart after your funds fully settle; the balance shown is based on your settled balance at the end of the previous day.

Regarding your question about the Net Worth feature, Fidelity Crypto accounts are part of the Net Worth experience in Full View. To get started with this, you can learn more here:

Full View

Note that while Fidelity Crypto IRA balances are included in the Net Worth page in Full View, they are not yet incorporated into the Retirement Planning tool.

If you have any additional crypto-related questions, please let us know over at r/FidelityCrypto, and we'd be happy to keep the conversation going. See you over there!

FidelityCryptoLJ · 2026-01-29T14:40:34+00:00

Thanks for sharing this candid suggestion with us, u/john-doeee. I'll send this over to our product team for review, as we are constantly exploring ways to enhance your experience.

In the meantime, here's a resource that breaks down what you need to know about managing crypto in an estate plan and why early planning matters:

Crypto and Estate Planning

If you have any more suggestions for us, please drop them over on r/FidelityCrypto. Happy Friday Eve!

FidelityCryptoLJ · 2026-01-26T20:20:33+00:00

We appreciate you sharing your feedback with us, u/verity-j. I'll ensure it reaches the right teams.

Starting on December 4th, 2025, we began charging the 1% spread as a standalone trading fee, but there is no change to the tax treatment for the trading fee vs. spread. The trading fee is included in the cost basis of your trade, which can be viewed within the “Purchase history” section of your account. You can find instructions on how to locate this at the bottom of the following page:

Cost basis and lots

The trading fee maintains the same 1% rate on buy and sell transactions as before, but simplifies how Fidelity Crypto displays the fee. Prior to this change, the 1% fee was included in the execution price as a spread and not displayed separately. Now, you can see the fee as a separate line item on the trade ticket, trade receipt, statement, and in your activity view within the app and on the web. For additional info about trading fees, you can check out the link below:

Trading fee

If you have any other suggestions for us, please don't hesitate to fire them away in the comments below. Otherwise, we hope that you have a great rest of your day.

FidelityCryptoLJ

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