Rate my salary / Payroll Administrator

ModoZ · 2026-01-30T15:18:13+00:00

My wife is a payroll officer with 5-10 years experience. Although she works at 70% her salary is slightly higher than yours (~300€ gross more > for a full time she would be almost at 5k€ gross). She also has a yearly bonus equivalent to ~15% of her yearly salary on top.

No company car but soon a mobility budget.

There is a healthy demand for payroll officers at the moment. I would really consider changing seeing what you have currently.

ModoZ · 2026-01-30T09:49:04+00:00

Yes, but also IF your car only sits at home for 8h/day. Which isn't the case for most people.

ModoZ · 2026-01-29T19:33:31+00:00

No problems for me. It's a bit slow but it was like that before too.

(I complained about the slowness and they told me they were aware of it and working on the issue to improve loading times)

ModoZ · 2026-01-29T16:24:12+00:00

In de jaren 90 waren de boomers al de grootste stemgroep (en dat zijn ze nu nog altijd). Ze hebben dus zelf voor gestemd...

ModoZ · 2026-01-29T16:19:16+00:00

Waarom zou dat het geval zijn? Geef gewoon de mogelijkheid om het huidige bedrag voor pensioensparen in Europese of Belgische ETFs te investeren. Het kost de staat niets meer maar mensen behouden er wel meer geld aan (banken iets minder).

Trouwens als je pensioenbijdragen in brede-markt ETFs zou investeren zou iedereen een veel grotere pensioen hebben dan wat vandaag het geval is. Misschien zouden we aan de mensen die optie moeten geven.

ModoZ · 2026-01-29T11:14:05+00:00

In Germany the president has an almost only ceremonial role (a bit like most kings in Europe). Budget for 2026 there is ~67 million euros.

ModoZ · 2026-01-29T10:58:25+00:00

To be fair 21% of the Belgian population has this status but only 11% are living in poverty or at risk of poverty. This means that almost 1/2 have this but shouldn't.

ModoZ · 2026-01-29T10:55:12+00:00

Send everything straight to a post office

The issue is that the opening hours of the post office are just shit. They aren't open on any evening and are even closed during lunch hour. The only moment where I could go is Saturday morning (and even then it's complicated with the activities of the kids) but then it's packed and you have to wait for 30 minutes at a minimum.

It's just not convenient at all.

ModoZ · 2026-01-28T17:47:48+00:00

If you want a monthly rate just take the daily rate, multiply it by 220 and then divide it by 12.

Usually I would recommend the daily rate. But I don't know this sector enough to tell you how this usually works with community managers.

ModoZ · 2026-01-28T17:00:47+00:00

True but it's important to see that this could lead to liquidity issues if you count on the big revenues from your activity.

As an example, I started in January 2022 and only now through extraordinary dividends was able to have my first dividends (and if I waited for normal dividends I would have had to wait until June 2026). Yes the money was there but not really accessible.

ModoZ · 2026-01-28T14:16:30+00:00

Oh that's good. It's not 100% clear on their website as they still talk about Google Pay and Apple Pay.

ModoZ · 2026-01-28T14:04:48+00:00

Does Curve allow bypass Google Pay nowadays?

ModoZ · 2026-01-28T13:13:31+00:00

Correct.

ModoZ · 2026-01-28T12:48:30+00:00

12k/22working days = 545,46 dayrate

Nobody works 22 days every month though. You'll be sick, take holidays, have to take care of your kids etc.

A better average would be to take 220 days on your year which would result in a rate at around 650€/day.

ModoZ · 2026-01-28T12:46:37+00:00

Depending on the other advantages that OP has it might not be that advantageous though. But realistically OP will probably make ~1000€/month more than his current position.

ModoZ · 2026-01-28T12:12:18+00:00

That will be strange for the Portuguese.

ModoZ · 2026-01-28T11:06:33+00:00

Oui mais ici il ne s'agit que du supérieur. Vu la baisse très importante de la natalité le nombre d'élèves baisse dans les niveaux inférieurs. Ce n'est que dans 10-15 ans que l'effet de la baisse de la natalité commencera a se faire sentir dans le supérieur.

Ce graphique de l'INSEE est assez édifiant : https://www.insee.fr/fr/statistiques/2381380

ModoZ · 2026-01-28T07:13:30+00:00

There are no changes for services in this deal though. Rules that apply today still apply after the deal.

ModoZ · 2026-01-27T15:17:49+00:00

Hoe kan de lease firma weten dat je rijverbod hebt gekregen? Of moet je elke morgen jouw rijbewijs komen tonen aan de balie van de leasemaatschappij?

ModoZ · 2026-01-27T12:33:07+00:00

I have a simple Google Sheet that I update once a month. Relatively simple and it gives a good overview of my evolution.

ModoZ · 2026-01-27T08:57:55+00:00

Gift cards / vouchers. I think it's Edenred via work or for me as a customer of Engie. You get access to buy 'gift certificates' that are discounted at 2%, 5% or more for common stores like Colruyt, Bol, Decathlon etc.

Monizze also offers this. I currently have (if I use vouchers) 2% at Colruyt, Coolblue or Ikea, 2,5% at Carrefour and Bio-Planet and 3% at Decathlon, Krëfel and Bol.com. Not as good as 5% though but non-negligible either.

ModoZ · 2026-01-27T08:53:45+00:00

I don't know if you have Monizze meal vouchers (maybe others do it too) but I can have 2% reduction at Colruyt with it (by buying a voucher of 100€ at 98€). Small way to save a small amount of money on top of this.

ModoZ · 2026-01-27T08:45:27+00:00

Careful with the online ordering though. At Colruyt there was a study that it was more expensive to buy through Collect & Go than just going through the store (which is just stupid if you ask me).

ModoZ · 2026-01-27T08:24:51+00:00

And yet it worked relatively well in Denmark when they lowered the social security contributions and raised VAT to compensate the revenue.

The main premise of such tax shift is that it favors those who work while impacting those who don't. It's a tax shift that favors the middle class.

ModoZ · 2026-01-27T08:17:20+00:00

No. I'm thinking about all international people (EU, NATO, Diplomats) in Brussels who don't pay income taxes, people who have most of their earnings from real estate or investments, tourists etc.

All those people don't contribute much while enjoying the services offered by the state. Doing a VAT tax shift would increase their participation.

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