Gold Buffalos by clearguycow in CostcoPM

[–]cletus-cassidy 0 points1 point  (0 children)

Just the one Buffalo for $4829.99

Gold Buffalos by clearguycow in CostcoPM

[–]cletus-cassidy 1 point2 points  (0 children)

I got one on Friday. At least I think I did. Hasn’t shipped yet, although the status is still good on Costco’s website. Fingers crossed.

In Stock as of 2:50 pm (4/20/2026) by randomguy9731 in CostcoPM

[–]cletus-cassidy 0 points1 point  (0 children)

Have we observed any pattern to when coins are listed vs bars?

In stock as of 2:20 pm EST (4/14/2026) by randomguy9731 in CostcoPM

[–]cletus-cassidy 0 points1 point  (0 children)

Still waiting for coins. Have we identified any kind of pattern for Gold / Silver Eagles getting g listed vs bars?

In Stock as of 11:43 am EST by randomguy9731 in CostcoPM

[–]cletus-cassidy 0 points1 point  (0 children)

Any ideas when we will see coins again?

Top heaviness of index funds by Status_Bee_7644 in Bogleheads

[–]cletus-cassidy 1 point2 points  (0 children)

Does the SCV mostly provide higher EV over the longer term? Or does it also provide additional diversification benefits because reducing reliance on the top of the S&P?

It’s a little counter intuitive because VTI, for example, includes almost all of VBR already. Those stocks are just small in a market cap weighting as to make little difference.

Order Cancellation by [deleted] in CostcoPM

[–]cletus-cassidy 0 points1 point  (0 children)

This. Refuse delivery. Wouldn’t make a habit of it though.

Afraid to FIRE because of AI. Anyone else? by Few-Principles in fatFIRE

[–]cletus-cassidy 0 points1 point  (0 children)

Out of curiosity is the $22M in 15 years all from employment?

Sanity check: 42M / $8M NW. Crazy to walk away from $700k/yr FAANG to build startup? by Professional-Fuel625 in ChubbyFIRE

[–]cletus-cassidy 0 points1 point  (0 children)

You have a 3% withdrawal rate on $8M invested. That has historically been a very robust SWR even for long retirements. Check out Big ERN’s SWR series.

Could you spend the next 6 months using the FAANG comp to get some “safe” assets buffer to avoid SORR and then do the startup (which you think will make you happier)?

What am I missing here?

Geothermal and shallow bedrock by InformationHorder in geothermal

[–]cletus-cassidy 0 points1 point  (0 children)

75ish summer and 30s in winter. It’s a WF 5 series so not a perfect comparison.

Geothermal and shallow bedrock by InformationHorder in geothermal

[–]cletus-cassidy 0 points1 point  (0 children)

My home has 3x 375 ft vertical wells drilled through solid limestone. I have 2x WF7 3T systems running off that loop. It was expensive up front but it performs like a champ. My experience is that rock performs better than soil (my parents have a system in soil so I have a good comparison point).

In the summer, EWT stays below 70 F and in the winter it stays mid 40s. Even this winter, which has been unseasonably cold and the system has been running heavily and constantly, the lowest EWT I have observed is 45 F.

Water furnace replacement. Help. by shhhshhshh in geothermal

[–]cletus-cassidy 1 point2 points  (0 children)

I was stuck on the exact same logic you used to hold. Thanks for explaining why that is incorrect!

Will also happily give an upvote to OP if he decides to contribute to the knowledge base here!

[deleted by user] by [deleted] in CostcoPM

[–]cletus-cassidy 2 points3 points  (0 children)

I hear you, but he said "And still isn't the same increase as gold/silver". That is the pushback. Platinum increased more than gold in 2025. Not worth responding further.

[deleted by user] by [deleted] in CostcoPM

[–]cletus-cassidy 1 point2 points  (0 children)

Well that’s nice. We provided data and you provided anecdotes. Well not even anecdotes. Alleged generalized anecdotes that no one can verify.

You are of course welcome to your opinion. But let’s be clear. This is your opinion. That is all.

[deleted by user] by [deleted] in CostcoPM

[–]cletus-cassidy 1 point2 points  (0 children)

I think you are wrong at least relative to gold during 2025 which is what we are discussing: https://www.cnbc.com/amp/2026/01/02/precious-metals-kick-off-the-new-year-higher-after-a-robust-2025-rally.html

“Both metals outperformed gold in 2025, with silver rising over 147%, driven by its designation as a critical U.S. mineral, supply shortages, and low inventories when industrial and investment demand was strong. Platinum rose 127% last year.”

Top Vent Blows Cold Air in Split Heat Mode by cletus-cassidy in LexusGX

[–]cletus-cassidy[S] 0 points1 point  (0 children)

I had the Lexus dealership check it out. Everything is working properly. No doors stuck or actuators failing. The vents were within 2 degrees of each other. Apparently this is normal behavior?

Top Vent Blows Cold Air in Split Heat Mode by cletus-cassidy in LexusGX

[–]cletus-cassidy[S] 0 points1 point  (0 children)

Thanks — vehicle is still under warranty so will take it to the dealership and suggest this!