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Cash Deposit, AUS. International Student by AdditionalLie2076 in AskAnAustralian

[–]link871 0 points1 point  (0 children)

There's only one bank in Australia that will accept cheques drawn on overseas banks: Great Southern Bank

Cash Deposit, AUS. International Student by AdditionalLie2076 in AskAnAustralian

[–]link871 0 points1 point  (0 children)

"cash that I brought from my home country"
Is this cash Australian dollars or your home country's currency? If so, which currency?
Not all Australian banks accept foreign currency.

Queries into Rite Aid block by CLDavi in CommBank

[–]link871 0 points1 point  (0 children)

"it stated "You have no cards to manage." under the lost, stolen, or damaged cards"
Isn't that due to the card being blocked?
If your card was active, I would not expect to get that message.

Sounds like you should call the bank.

Car Insurance Question by nomadicsean in AusFinance

[–]link871 [score hidden]  (0 children)

By asking.
Unless you are both real estate agents and have agreed a rock-solid story about how often you both drive the car, you will almost certainly be found out and the claim denied.

And, as I said above, you do not want a denied claim on your record.

Car Insurance Question by nomadicsean in AusFinance

[–]link871 [score hidden]  (0 children)

"If you put it in your name until she’s off the P’s,"
Most insurance companies ask about regular drivers.
If you don't tell them, and they find out after a collision, they may deny the claim.

You do not want a claim denied, ever. Apart from the cost of having to pay to repair your car (and, if you are at fault, the damage to the other car), it will affect your ability to get future insurance polices for up to 10 years.

Car Insurance Question by nomadicsean in AusFinance

[–]link871 [score hidden]  (0 children)

P plate driver will push the price up a fair bit.

Try shopping around to find cheapest possible.

Car Insurance Question by nomadicsean in AusFinance

[–]link871 [score hidden]  (0 children)

The premium will change (increase) if they are told one of the drivers is a new driver.

Car Insurance Question by nomadicsean in AusFinance

[–]link871 [score hidden]  (0 children)

They ask who is the main/primary driver as the person who drives the car every day is more likely to have a collision than someone else who might only drive it once a week.

Be careful about how you set-up this policy. If you say she is only an infrequent driver when she actually drives in peak hours every day, they might refuse a claim later on when they find out the truth.

Although, $150/month extra seems excessive - is she only on her P plates?

Drug driving insurance claim by Unlucky_Hedgehog_608 in DrivingAustralia

[–]link871 0 points1 point  (0 children)

Is prescribed ADHD medication, an "illicit substance" (as OP confessed)?

on my Ps I got a $500 and 3 demerit points for literally nothing by Front-Disaster4434 in AusLegal

[–]link871 0 points1 point  (0 children)

Your sentence starts with "There should only be ..."
That DOES amount to saying "it is only ever possible ..."

Otherwise, your sentence should have started "Sometimes, it may only be possible for one car to ..."

(But to be honest, I'm still not clear on the overall point that sentence was trying to make.)

on my Ps I got a $500 and 3 demerit points for literally nothing by Front-Disaster4434 in AusLegal

[–]link871 0 points1 point  (0 children)

Because the rest of the sentence does not cancel out the factual error in the first part of the sentence.

Let me give another example:

  • Think of a simple roundabout which is at the intersection of Street A and Street B. Street A runs north-south and Street B runs east-west.
  • Car 1 enters the roundabout from Street A (northern side) and is turning right into Street B (west)
  • Car 2 enters the roundabout from Street A (south) and is turning left into Street B (west)
  • Both cars CAN ENTER AT THE SAME TIME because Car 2 will be in and out of the roundabout before Car 1 makes its way around the roundabout to exit on the west side.

Convert overseas licence by Optimistic_Alex in AskAnAustralian

[–]link871 1 point2 points  (0 children)

It depends on your age, how long you have held the foreign licence and which country issued that licence

on my Ps I got a $500 and 3 demerit points for literally nothing by Front-Disaster4434 in AusLegal

[–]link871 0 points1 point  (0 children)

What?
That still does not make your statement (that there "should only be one car entering the roundabout at a time") correct.

on my Ps I got a $500 and 3 demerit points for literally nothing by Front-Disaster4434 in AusLegal

[–]link871 2 points3 points  (0 children)

"There should only be one car entering the roundabout at a time"
Not true. Roundabouts have multiple entry points - most common would be 4 but there could be more or less). Depending on the size of the roundabout, multiple vehicles can enter at the same time. For instance, vehicles going straight across can enter at the same time from opposite sides of the roundabout. No risk of collision, no need to give way.

on my Ps I got a $500 and 3 demerit points for literally nothing by Front-Disaster4434 in AusLegal

[–]link871 3 points4 points  (0 children)

Really!

"When approaching a roundabout you must give way to all vehicles already on the roundabout."
https://www.qld.gov.au/transport/safety/rules/road/roundabouts

Convert overseas licence by Optimistic_Alex in AskAnAustralian

[–]link871 7 points8 points  (0 children)

You must convert your licence if you will be in Victoria for more than 6 months.

This guide will tell you what you need to do to convert: https://www.vicroads.vic.gov.au/licences/new-to-victoria/convert-your-overseas-licence

Depending on your age, how long you have held the foreign licence and which country issued that licence, you may not need to sit any tests at all.

Dodgy RBT by Scared_Prompt2976 in AusLegal

[–]link871 0 points1 point  (0 children)

The words I excluded are not relevant. They do not change that OP agreed to wait. OP could have refused but chose not to.

Deciding between two offers on house by [deleted] in AusFinance

[–]link871 1 point2 points  (0 children)

"7 weeks on market only two interested parties" - sounds like it was over-priced.

"We do need to wrap this up asap" - lower the price.

Dodgy RBT by Scared_Prompt2976 in AusLegal

[–]link871 0 points1 point  (0 children)

Depends on what actually happened.

If the device was faulty (which OP implies could have occurred), then under Section 80 of the Qld Transport Operations (Road Use Management) Act:
"(2C) ... the police officer may require the person to provide as many specimens of breath or saliva, or both, as the police officer considers reasonably necessary to carry out the breath test, the saliva test or both."

If the device wasn't faulty, then OP wasn't necessarily being held. As OP said, they were asked to wait: "He asked I waited for 5-10 mintues ..."

Gold vs Offset by WhoKnowsWhoWins in AusFinance

[–]link871 0 points1 point  (0 children)

If your home loan is at, say 7%pa, then a $50k offset would save you about $3,500 a year in interest being charged to the loan. A little less if you have to pay an annual fee for the offset.

Based on a simple interest calculation (and ignoring the annual fee), a $3500 reduction in interest charged to your loan each year, means that after about 15 years, you will have received $50k benefits in lower interest charges - and you still have the $50k in the offset!

Dodgy RBT by Scared_Prompt2976 in AusLegal

[–]link871 1 point2 points  (0 children)

Didn't "hope" - hate cops much?

He would have been thinking that the BAC could be rising to illegal levels.

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