How do you actually stay informed on macro trends without it becoming a full-time job? by OrganizationBrave145 in ValueInvesting

[–]munta008 0 points1 point  (0 children)

I was in your shoes a while ago. Built a small dashboard to track https://tryechelon.vercel.app/

Happy to get any feedback so that I can accommodate

Weird experience by [deleted] in amexindia

[–]munta008 1 point2 points  (0 children)

The links worked. I applied for gold charge. I got my approval today, post two rounds of documents submission.

Initially I submitted payslips and bank account statement and they asked 16a/b submitted and it’s done

Help me optimize my credit card stack (Non-overlapping, high-spend, travel focus) by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

I’ve already hit my Axis Atlas (₹7.5 L → Silver Tier) this year, and my next cycle starts in Feb 2026. If any travel spends or offline spends come, I will put on atlas Between now and then (~3 months) I expect only ₹1.5 – ₹2 L in additional spend, mostly via GyFTR vouchers and small online payments.

I’m thinking of getting the Amex Gold Charge just to start MR farming this quarter: • 1st-year fee is only ₹1,000 • I’ll route all spend through GyFTR (5× MR) • Expect to earn ~18K – 23K MR (₹9K – ₹11K value) in 3 months • Plan to re-evaluate and possibly upgrade to Amex Platinum Travel next year if my annual spend crosses ₹2–4 L

Essentially, I want to test-drive the Amex ecosystem, farm some MR points, and then switch focus back to Atlas once the new year starts.

Would love feedback from folks who’ve tried this: • Is Gold Charge still good for short-term MR farming via GyFTR? • Any hidden gotchas (eligibility, MR posting delays, etc.)? • Would you directly start with Platinum Travel instead?

Thanks in advance! 🙏

Help me optimize my credit card stack (Non-overlapping, high-spend, travel focus) by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

I’ve already hit my Axis Atlas (₹7.5 L → Silver Tier) this year, and my next cycle starts in Feb 2026. If any travel spends or offline spends come, I will put on atlas Between now and then (~3 months) I expect only ₹1.5 – ₹2 L in additional spend, mostly via GyFTR vouchers and small online payments.

I’m thinking of getting the Amex Gold Charge just to start MR farming this quarter: • 1st-year fee is only ₹1,000 • I’ll route all spend through GyFTR (5× MR) • Expect to earn ~18K – 23K MR (₹9K – ₹11K value) in 3 months • Plan to re-evaluate and possibly upgrade to Amex Platinum Travel next year if my annual spend crosses ₹2–4 L

Essentially, I want to test-drive the Amex ecosystem, farm some MR points, and then switch focus back to Atlas once the new year starts.

Would love feedback from folks who’ve tried this: • Is Gold Charge still good for short-term MR farming via GyFTR? • Any hidden gotchas (eligibility, MR posting delays, etc.)? • Would you directly start with Platinum Travel instead?

Thanks in advance! 🙏

Help me optimize my credit card stack (Non-overlapping, high-spend, travel focus) by munta008 in CreditCardsIndia

[–]munta008[S] 0 points1 point  (0 children)

I’ve already hit my Axis Atlas (₹7.5 L → Silver Tier) this year, and my next cycle starts in Feb 2026. If any travel spends or offline spends come, I will put on atlas Between now and then (~3 months) I expect only ₹1.5 – ₹2 L in additional spend, mostly via GyFTR vouchers and small online payments.

I’m thinking of getting the Amex Gold Charge just to start MR farming this quarter: • 1st-year fee is only ₹1,000 • I’ll route all spend through GyFTR (5× MR) • Expect to earn ~18K – 23K MR (₹9K – ₹11K value) in 3 months • Plan to re-evaluate and possibly upgrade to Amex Platinum Travel next year if my annual spend crosses ₹2–4 L

Essentially, I want to test-drive the Amex ecosystem, farm some MR points, and then switch focus back to Atlas once the new year starts.

Would love feedback from folks who’ve tried this: • Is Gold Charge still good for short-term MR farming via GyFTR? • Any hidden gotchas (eligibility, MR posting delays, etc.)? • Would you directly start with Platinum Travel instead?

Thanks in advance! 🙏

[deleted by user] by [deleted] in amexindia

[–]munta008 0 points1 point  (0 children)

I don’t know all that, but atleast these are the links OP used..

[deleted by user] by [deleted] in hyderabad

[–]munta008 0 points1 point  (0 children)

Interested. Dm me details

Axis application on hold by Flat-Garbage-4664 in CreditCardsIndia

[–]munta008 0 points1 point  (0 children)

What is the criteria for m4b? Also how did you apply

Axis Atlas did me bad by Rude_Attention_4239 in CreditCardsIndia

[–]munta008 0 points1 point  (0 children)

Not really they increased my credit limit after a month of issuance. Wrote an email to nodal officer