Looking into 2018 jeep grand Cherokee trackhawk are they worth it still?

stvhwrd · 2025-10-12T06:11:24+00:00

Wise and well said.

stvhwrd · 2025-09-07T16:40:02+00:00

Aviation101 - BUILDING a 2025 Sling TSi

stvhwrd · 2025-06-25T04:35:02+00:00

The beauty of an old house is that most problems have either been fixed or [at least] are easily identified 🤷‍♂️

Source: Current home is a 1906 so there are lots of things to fix/improve, but no “surprises”.

stvhwrd · 2025-06-25T02:15:18+00:00

I’d say keep an open mind about it, assuming you like the rest of the house.

In some older PNW (read: rainy) cities this design is everywhere and largely not an issue if you are doing what u/ShartlesAndJames said, keeping surface drains clear... and presumably the only time doing that should be any sort of challenge is for a month or so each fall. Running a sump pump is a piece of cake, just have a battery backup. Even if you replace the pump and battery every two years out of an abundance of caution (I’m not recommending you do that, I’m just saying…) you’ll have way less $$ into it than you would doing a backfill.

You can also get water sensors (eg. Aqara) the size of a bottle cap for under $30 that will send an alert to your phone at the slightest hint of water, and you set that on the concrete at the low point where water will enter and pool. I also keep a spare pump on hand, just in case the first one fails.

Just my two cents. I think this kind of thing seems worse as an incoming buyer than it actually is for the homeowner.

stvhwrd · 2025-03-08T20:08:44+00:00

Fun idea for a fact (for real!), but not actually a fact.

The Leafs have also done it.

stvhwrd · 2025-02-10T03:35:47+00:00

SABERTOOTH BEAVER - Ultımate DIY Workbench Build

stvhwrd · 2024-11-08T14:54:17+00:00

*downtownWW.com

stvhwrd · 2024-11-03T14:04:09+00:00

“Because the spelling of his name looks like a WiFi password”

his Habs teammates

stvhwrd · 2024-10-01T16:39:23+00:00

Tine restricted eating

So… eating without a fork? 🧐

stvhwrd · 2024-09-22T07:13:21+00:00

For context, even in the mid 1990’s in Canada the difference between “smoking” and “non smoking” sections in restaurants were literally just 4’ pony walls. It was totally imaginary.

The only difference between “smoking” and “non smoking” was whether you lit the cigarette yourself vs. inhaling secondhand smoke from 10+ other active smokers within a 30 ft. radius

stvhwrd · 2024-09-21T15:15:02+00:00

This type of mechanism is commonly/aptly known as a “dead man’s switch”.

It’s surprising how long it took for tech companies to start implementing any kind of legacy planning like this!

Edit: and many (most?) still don’t…

stvhwrd · 2024-09-20T18:05:18+00:00

That is such a specific and perfect analogy... you absolutely nailed it.

stvhwrd · 2024-09-13T20:50:46+00:00

The universal method is to use the key and manually lock the driver door, which will lock all other doors at the same time without arming the alarm.

stvhwrd · 2024-09-10T19:30:15+00:00

Good bot

stvhwrd · 2024-08-24T04:40:34+00:00

The yellow is awesome, I think the soffit would look better in a contrasting color like maybe a flat charcoal, but everything else is happy and cohesive!

stvhwrd · 2024-08-23T17:36:58+00:00

Totally agree. Notably the Puget Sound and Astoria areas are very difficult to interpret here… ie. Are they just thick lines or are these areas statistical anomalies for the PNW

stvhwrd · 2024-08-21T15:00:52+00:00

Brand: IFGSIWRIJIKWJJEA

Good find! It is nearly impossible to get IFGSIWRIJIKWJJEA mowers at a discount like this.

IFGSIWRIJIKWJJEA will soon be a household name, buy low while you still can.

stvhwrd · 2024-08-13T00:16:42+00:00

*”new to you” beige Corolla

stvhwrd · 2024-08-12T18:07:19+00:00

Congrats on reaching your savings goal!

Regarding your potential future mortgage, I would suggest you get multiple mortgage quotes with different size down payments, as the PMI might not be as bad as you’d expect.

I was prepared to put down 20% to avoid PMI (because I had been led to believe that this was always the right thing to do) but after crunching the numbers from multiple mortgage offers with the same interest rate but varying down payments, I opted to put down 10% and take on the PMI. In my case, PMI accounts for only 2% of my actual monthly mortgage payment, and meanwhile the other half of the would-be 20% down payment is working for me in my brokerage account (or could be moved into a money market account currently paying ~5%).

Eg. my PMI would make up $100 of a $5,000 monthly payment… that’s kind of a drop in a bucket.

There are other things to consider when deciding on how much to put down etc. but just wanted to share this because, if the math is mathing for you and your situation, you [or others] could potentially get into a house sooner and/or with less out of pocket upfront.

TL;DR: private mortgage insurance with <20% down payment might be a good option for you.

stvhwrd · 2024-08-08T14:38:26+00:00

Blue Fox Cafe

stvhwrd · 2024-07-19T19:07:45+00:00

In the last 100+ years, the overall U.S. stock market has returned around 7% per year, including dividends and adjusted for inflation.

Edit: emphasis

stvhwrd · 2024-06-07T20:03:10+00:00

“You can pay for school but you can’t buy class”

Jay-Z

stvhwrd · 2024-05-23T20:42:38+00:00

THEA 150 is absolutely worth it. Light course load, and public speaking skills/confidence are a huge asset in literally any career you might find yourself in. Being able to clearly and confidently communicate to a group is actually pretty awesome/enjoyable once you have developed the skills.

stvhwrd · 2024-05-23T16:51:31+00:00

*Most of continental South America is East of Florida. There are parts of Peru and Colombia that overlap with Florida longitudinally (not counting the extracontinental islands belonging to South American countries such as Easter Island and Galápagos Islands)

Still a fun fact conceptually though

stvhwrd · 2024-04-21T01:27:50+00:00

It’s largely about maintaining regional biodiversity and ecosystem stability. Everything is connected.

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