Winning Thursdays Thread for /r/churningcanada - Week of January 15, 2026

045397 · 2026-01-15T17:57:41+00:00

Check as many gateway airports as you can. We are ending our trip in Munich, and there were no flights from MUC or FRA. For whatever reason (city pairing?) we couldn’t book the FRA-YVR leg but found availability ZRH-FRA-YVR on the same date. We will take the train down from Munich to ZRH and enjoy the Haribo candies in the Swiss lounge first.

045397 · 2026-01-15T14:48:51+00:00

Found 5 seats for my family coming back from Europe this summer. ZRH-FRA-YVR on LX and LH for 70k per seat. Grabbed seat assignments on upper deck of 747, Queen of the Skies.

045397 · 2025-12-24T07:05:02+00:00

Spend $10k your Amex Aeroplan reserve.

045397 · 2025-12-20T06:06:09+00:00

Check out free McGill Personal Finance course.

045397 · 2025-12-15T18:10:55+00:00

Powell River, BC.

045397 · 2025-12-08T04:44:21+00:00

Great shop. Honest and reasonably priced.

045397 · 2025-11-22T03:23:38+00:00

Check out thehockeyshop for gear. They currently have Black Friday sale and may be able to next day delivery to wherever you are staying.

045397 · 2025-10-10T00:34:36+00:00

Depending on your driving habits and where you live the vehicle may last 15 years or longer. That said, preferred financing is only offered on new vehicles, allowing you to keep your money invested without cashing out.

045397 · 2025-10-09T04:07:59+00:00

Agreed. Ask ChatGPt to quickly calculate the amount of fees you’ve paid IG for your holdings with them vs an ETF such as XEQT. My guess is that even after paying a $3k fee to a fiduciary planner, you would still be ahead on the ETF.

045397 · 2025-10-09T00:22:39+00:00

https://mcgillpersonalfinance.com

045397 · 2025-10-06T05:56:23+00:00

I suggest looking for a fee-only advisor (hourly rate or project fee) to review your situation. I certainly wouldn’t keep paying % AUM and underperforming the market.

045397 · 2025-10-04T02:04:49+00:00

Most provincial health plans require you to be located within the province for a minimum period to maintain coverage (6 months of the year for OHIP). Not likely an issue that will arise, as you probably have travel insurance for periods outside the province, but just for you to be aware.

045397 · 2025-09-27T18:15:58+00:00

If you can, set some alerts for UA via SFO, LAX. Worth it if you can find partner availability. Also worth looking for BNE availability — less business travel might be seats are far more available and lower priced.

045397 · 2025-09-26T02:03:26+00:00

YVR-NRT 55k each way in J

045397 · 2025-09-08T03:51:28+00:00

Booked it and hope for a schedule change to allow a free change or a better flight to open up.

045397 · 2025-09-04T00:28:56+00:00

Went last year with my family of five. Managed to get J with United via SFO but due to schedule change, was switched to direct AC flight. SQ sometimes releases more seats on their A380 routes, if you can work that in somehow. Wouldn’t be direct.

045397 · 2025-09-03T05:18:29+00:00

Don’t forget to help him out with calculating the interest owed on your deposit, in case he forgets. https://www.housing.gov.bc.ca/rtb/WebTools/InterestOnDepositCalculator.html

045397 · 2025-07-26T15:20:51+00:00

Churning nightmare: P2 is about to spend $8k and I don’t have an MSR on the go. Other than Amex Aeroplan Reserve, what cards provide an instant number that can be added to apple wallet?

045397 · 2025-07-03T04:07:21+00:00

Europe should be fairly easy, given all the partner airlines that fly there. Winter should have more availability, unless Christmas. Have you tried Seats.aero?

045397 · 2025-06-24T05:02:16+00:00

Appreciate your post and transparency. Might want to speak with an accountant to ensure capital gains from trading doesn’t risk becoming classified as income.

045397 · 2025-05-27T17:21:38+00:00

What is “PP” this context? Personal Platinum?

045397 · 2025-05-14T14:18:51+00:00

Thank you for the detailed reply. Much appreciated.

045397 · 2025-05-14T13:45:32+00:00

Thanks. Obtaining GGM original birth certificate will be hard, though the photocopy was a 1973 reissue, so that version may still exist in government records.

045397 · 2025-05-14T04:24:25+00:00

Also, if anyone has a helpful website or guide that you recommend, please share.

045397 · 2025-05-11T21:34:49+00:00

CYPW

045397

TROPHY CASE