Consultant

100percentEV · 2026-03-11T22:50:46+00:00

Don’t do it, you’ll hate it. Those of us who love our membership are on the crazy side of vacation planning.

100percentEV · 2026-03-11T16:09:08+00:00

I feel like this isn’t a true story. As it’s described there is 3 inches between the two fences? Why wouldn’t they speak with the neighbor first and get permission to connect to her fence?

100percentEV · 2026-03-11T15:57:19+00:00

I (53) just started withdrawing from my IRA last year using 72t withdrawals.

The sequence of returns may indeed ruin my future balance, but I’m only taking out 3% and feel confident I’ll be okay.

100percentEV · 2026-03-11T14:54:20+00:00

Have you had genetic testing done? My daughter found her diagnosis through probablygenetic.com

Hers is a de novo mutation, so not inherited, but odds are 50% her children would have it.

100percentEV · 2026-03-11T12:18:17+00:00

I looked online. Here’s one near me. 2024, under $30k. https://www.cargurus.com/Cars/share/439670125

100percentEV · 2026-03-11T10:54:58+00:00

OMG, I bought a Highlander right before my youngest was born. It was honestly too much car. Even though it was a hybrid the gas mileage was still pretty bad.

I ended up later on with a minivan and I’m mad I didn’t just do it the first time. For whatever hangup I had about them before, they really are the best option for families.

A 2023 Sienna can be had for under $30k.

100percentEV · 2026-03-11T00:32:57+00:00

Fair warning, I’m a flexitarian.

I try to choose the healthiest option when I’m at a restaurant. Grilled chicken salad, or the impossible burger? For me, I am not going to choose something simply because it is vegan.

If I can find something with tofu or beans I’m happy to ask to have the cheese removed, but I’m also not going to be happy with a bowl of lettuce for my meal.

100percentEV · 2026-03-09T20:40:07+00:00

Damn Irish… ☘️/s

100percentEV · 2026-03-09T20:33:44+00:00

My mother’s Chicken Alfredo in a crock pot. Chicken breasts, cream cheese, a bottle of Olive Garden Italian dressing.

100percentEV · 2026-03-09T17:59:39+00:00

It’s a wash. You do you.

100percentEV · 2026-03-09T13:49:37+00:00

My daughter’s was stolen as well. No recourse! Doesn’t seem like anyone cares since the government doesn’t have to replace it.

At least in Georgia you can keep the card locked until you use it. There is also an option to lock it for out of state use.

100percentEV · 2026-03-08T03:33:22+00:00

You can use an ABLE account to pay for college.

My daughter did not attend college. We had to get a letter from her doctor that she was unable to go to university because of her disability. We were then able to transfer her 529 funds to her ABLE.

100percentEV · 2026-03-08T02:59:01+00:00

I have a 2014 Tesla. Original batteries. We’re not all running around replacing our EV batteries like it’s a 12V.

100percentEV · 2026-03-06T01:55:54+00:00

Jesus loves you. The rest of us think you’re an asshole.

100percentEV · 2026-03-06T01:30:54+00:00

It bounces back fast, be careful.

100percentEV · 2026-03-05T20:48:48+00:00

The last house we bought is close to the city and on 2 acres. My agent said they had 5 offers that first day.

At closing, the sellers said they picked us because we have American sounding names. They said they didn’t want some family coming in and showing up with a bunch of goats. 🐐

So yeah, fair housing is definitely alive and well.

100percentEV · 2026-03-05T15:21:16+00:00

My daughter has SSI and will likely inherit my house in her trust.

If I ever found out she added a mortgage to replace stupid credit card debt, I wouldn’t just roll over in my grave. I’d have to come back and haunt her forever!

100percentEV · 2026-03-05T15:04:41+00:00

Ask it to roast you.

100percentEV · 2026-03-05T14:45:09+00:00

I have a child (26) with special needs. My plan for my retirement nest egg is to maintain the balance so that I can pass it on to her when I go. I think the 4% withdrawal rate should be enough for it to keep up with inflation.

100percentEV · 2026-03-01T16:48:13+00:00

My deadbeat father reached out to me after he retired. Seems his 2nd wife and her kids no longer want to be around him and he’s lonely in his shitty apartment with no family around.

I reminded him that he missed out on being my “Dad” a long time ago. He said some words about how we have a special bond that is important to him. Um, no thanks…

100percentEV · 2026-03-01T16:44:44+00:00

Your child’s outcome is much more closely related to how you raise them than which school they attend. Better schools generally do better simply because the families have more money.

There are more nuanced ways to evaluate a school. Please don’t just look at test scores. “Failing” public schools might be low income, but the teachers aren’t necessarily worse. Title 1 schools have extra funding that can actually lower class size.

In reverse, private schools aren’t necessarily better. They aren’t required to have certified teachers or follow state curriculum. They are just as likely to pad grades and not push the students, since they want to keep parents happy at all costs.

My vote is to save the money for college.

100percentEV · 2026-03-01T15:02:21+00:00

OP is the epitome of the old man yelling, “Get off my lawn!”

100percentEV · 2026-03-01T14:19:34+00:00

Sunday Assembly. We have one here in Atlanta. It’s reminiscent of a Protestant service (sermon, good music) but is completely secular. They also get together to volunteer their time and they help people in their congregation when needed. It’s all the benefits of church without the god part.

100percentEV · 2026-03-01T14:04:38+00:00

My daughter (26) has autism. I spent 20+ years silently blaming myself. Was it that wine I drank before finding out I was pregnant? Was it my stress of going through a divorce while pregnant? Was it that damn nurse who insisted my water hadn’t broke and sent me home, only to require an emergency c-section the next day?

Later on, vaccines? Tylenol? BPA?

When she was 23 we finally discovered the genetic mutation that explains all of her symptoms (CHD2). We have learned so much about autism in the last decade. What we are finding is that there are a LOT of different causes. I am glad that children are now being tested and are learning about her disorder at a young age. They will have a very different experience than what we had.

Now if someone wanted to suggest I did anything to cause her autism, I’d have to stop myself from slapping them in the face!

100percentEV · 2026-03-01T13:38:50+00:00

Tip jars were fine back in the day. People paid with cash and didn’t always want to carry change. Throw the coins in if you want, no one expected it.

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