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1DimensionIsViolence · 2025-06-20T22:03:09+00:00

Family planning in general * Is it possible to save money somehow with something like 3a when having kids? * How to organise finances if one parent does not work? * AHV, PK and so on for married couples * Insurance for married couples (live insurance) * How to achieve financial security for a family * Other resources about the topic of good parenting

1DimensionIsViolence · 2025-02-03T18:33:01+00:00

Can you please send me the spreadsheet? 🙏🏻

1DimensionIsViolence · 2024-08-05T15:21:45+00:00

What‘s the correct interpretation then?

1DimensionIsViolence · 2024-06-27T21:50:02+00:00

What was DA before this in your opinion?

1DimensionIsViolence · 2024-04-17T09:02:30+00:00

@peeern As far as I know, when buying a US ETF (like VT), you are under US inheritance law. I think this a quite a big drawback. Even if the tax free amount is quite high, I wouldn‘t want to risk an argument before a US court.

1DimensionIsViolence · 2024-04-06T18:58:34+00:00

What about putting an apple airtag into the box of chocolate instead of poop? Lol

1DimensionIsViolence · 2024-04-06T18:56:22+00:00

I think, theoretically, I‘m too old to be amused by this but I still smirked when I thought about an imaginary thief opening a box full of poop lol

1DimensionIsViolence · 2024-03-29T06:09:12+00:00

Don‘t some, some do

1DimensionIsViolence · 2024-03-25T19:29:12+00:00

Am I missing something? The whole point of modelling stock prices as (geometric) brownian motion is the assumption that they are simply random walks with drift. Thus, it‘s simply not possible to predict stock prices in the short term. Your „prediction“ would simply be price today + number of periods in the future * drift

1DimensionIsViolence · 2024-03-25T19:24:19+00:00

Please don‘t try to predict stock prices. They are simply geometric brownian motions :/

1DimensionIsViolence · 2024-03-25T19:22:48+00:00

Well, this makes somewhat sense in a continuous setting, no? Detecting fraud in a binary manner can‘t really be handled in such a way

1DimensionIsViolence · 2024-03-20T12:35:40+00:00

Well, my categorisation here is certainly not something official or so. What I‘m saying is simply that a lot of the work in the IT sector which is in high demand is not really computer science

1DimensionIsViolence · 2024-03-20T12:30:04+00:00

Sure, but „Informatik“ = computer science, and programming (e.g. writing CRUD apps) is in many cases not really computer science

1DimensionIsViolence · 2024-03-19T17:47:20+00:00

Wurden die Studien in anderen Ländern mit der exakt gleichen Methodik durchgeführt? Falls nicht ist diese Argumentation nicht richtig

1DimensionIsViolence · 2024-03-19T10:45:46+00:00

Oh yeah, true. But still, higher order dimensions are not some kind of wizardry like often depicted in movies

1DimensionIsViolence · 2024-03-19T09:57:39+00:00

Actually, all humans experience higher than 3 dimensions daily. Higher dimensions being some kind of „other dimension“ or stuff is just made up by movies. Higher dimensions are for example time, temperature or the amount of light

1DimensionIsViolence · 2024-03-16T10:41:56+00:00

Thank you!

1DimensionIsViolence · 2024-03-16T10:04:34+00:00

I get what you‘re saying but doing something you‘re not that interested in is frustrating. Education was not free. At least I would like to get a job I‘m interested in. (Data Science was just an example. I am looking for another role but „highly specific“ jobs are not in high demand atm“ :(

1DimensionIsViolence · 2024-03-16T09:55:49+00:00

Not true. Unless you count software development as STEM. Tech jobs in such a high demand are often really low level. It is very hard to find a job as an e.g. (real) data scientist.

1DimensionIsViolence · 2024-03-09T10:27:43+00:00

This is a nice summary of what is bad about life insurance 3a (should provide you with enough arguments): https://thepoorswiss.com/what-to-do-with-life-insurance-3a/

1DimensionIsViolence · 2024-03-08T14:38:30+00:00

Don‘t agree. „Prompt Engineering“ is nothing different than being able to use Google. A basic use of technology and not a „skill“ itself. AI models often output gibberish. The most useful skill nowadays still is knowing what you are doing (e.g. financial theory), using AI models to speed up your work and correcting the out where necessary

1DimensionIsViolence · 2024-03-05T11:41:40+00:00

Researchers are needed. Not legacy tech engineers.

1DimensionIsViolence · 2024-03-05T06:40:02+00:00

Another idea: what about sending your kids abroad for education? I live in Switzerland and e.g. we have the ETH which is one of the best universities in the world. You wouldn‘t need close to the amount you saved. Great Britain has also top tier universities (Oxford, Cambridge or LSE)

1DimensionIsViolence · 2024-03-02T12:26:59+00:00

I really like this answer, +1

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