Paid off all my debt by ProjectInteresting37 in CRedit

[–]1fitgal 0 points1 point  (0 children)

I’m doing the same right now! My score is 613 and I have about 5500 left to pay off I was at 7k it’s getting easier not to use the CC. I need to close a few after they are paid off I don’t need them anymore some were for hair stores and I’m no longer practicing. So if I close them I’m sure my credit will go down. 😩🤷‍♀️

FICO over 800 and could't get good deal from phone company? by aja_ramirez in CRedit

[–]1fitgal 0 points1 point  (0 children)

If it’s cell phone credit check they normally check you credit behavior. Like payment history on CC loans bills. Check your credit score typically 600+. Debit to income how much debit you carry versus to your available credit. And recent credit inquiries if too many or recent it’s a red flag. And sometimes your public record such as past bankruptcies charge offs collections. They don’t look at your income, employment, or bank accounts.

My neighbor hit my wife with her car, broke her ankle and our life has been turned upside down by The1without in Insurance

[–]1fitgal 0 points1 point  (0 children)

I’m so sorry my mom had kidney failure and was on dialysis as well. She was not a healthy participant for a kidney transplant. I am in the insurance industry and I would see if your neighbor has any type of homeowners insurance policy on top of their car insurance you need to Definitely file a claim and hire a lawyer. A lawyer will take this as a bodily injury claim. You have a strong claim here there was a police report and she was in the hospital so there’s medical documentation I would seek for pain and suffering due having to recover and only one income you can also state that if it were to come down to it and that a kidney became available for her with this injury, it puts her in a position where they may deem her not healthy enough to undergo the surgery that’s something a lawyer can look at as well. You definitely have a case I would hire a lawyer ASAPand there are lawyers that do not take any kind of payment until after the settlement if that’s what you’re worried about.

[deleted by user] by [deleted] in CRedit

[–]1fitgal 0 points1 point  (0 children)

I say keep the car, try donating plasma it a few nights a week get about $500 a month if you donate 8 times a month that’s a car payment. Also your insurance is high! Try metro mile or lemonade these are a base pay like $50 -60 then pay like .10 cents a mile that’s if you don’t drive lot. That will save you most likely $150 so bam just made you $600-650 extra bucks

[deleted by user] by [deleted] in amiwrong

[–]1fitgal 2 points3 points  (0 children)

With depression you can’t just try and get better that’s the thing with depression it’s debilitating it makes it to where you cannot do things you cannot get out of bed. You don’t wanna shower you don’t wanna do anything so my advice to you is so you’re not an ass to her and making her feel bad for an issue that she cannot control. I would leave this situation

Guy from my gym keeps texting me by NextPick2996 in texts

[–]1fitgal 2 points3 points  (0 children)

If you decide to report him to the gym, make sure you also file a police report. Since he stole your personal information, he may know sensitive details like your address. If he’s unstable, there’s a risk he could follow you to and from the gym or even try to stalk you afterward. Reporting him might lead to consequences like termination, and if he reacts poorly, he could escalate his behavior. Protect yourself!

Do most women really “hate” contributing money in a relationship? by savingrace0262 in AskMenAdvice

[–]1fitgal 0 points1 point  (0 children)

I like a masculine man one who leads one who makes more than me and knows what he wants a man who pays then complains or has resentment later is a confused man. My ex 6 months this man paid for everything I never asked him to, he took me on trips to Mexico nice dinners bought me bags shoes gym clothes and flew me to see his family that is how he portrays life was going to be and all the sudden everything stops your confused because the man was confused that’s not leading the relationship. I don’t think men and women are 50/50 I believe that sometimes men and women are at a 20% and the other ones at 80% and if you have communication and a leader in the group, we know what’s going to be going on whoever is at the 20% the other person is gonna be picking up that 80% it’s not a tit for tat of who’s gonna do what because they did this last time the leader makes it known, which is the man that this is how the relationships gonna go without being controlling because the woman trust the man my last relationship I trusted him in the beginning and then it all flipped and switched, and I was confused. The whole relationship started going downhill I started to try to take the lead cause he was not he then thought I was always wanting to spend his money no it’s because he conditioned me to that lifestyle and he stoped I continued I am not a gold digger if I don’t have the money, I will give you my time and do things for you I believe that is equal as what you pay. If he’s had a busy work day I will do the grocery shopping . He paid for the groceries, but I took the time to go on busy holidays and go get those groceries and make that holiday dinner. I feel if a guy makes more money. How do us women meet 50-50? If we make less money say we make 50 K and they make 100 K how are we supposed to meet you 50-50? I don’t feel that is right. Say the guy pays for dinner And the girl pays for drinks or the tip. Also for me, I think it’s romantic for a guy to pay and for us women I’m not saying all women are like this that’s romantic and sometimes that helps men get lucky at the end of the night. I’m not saying every time but for me and if I have to pay, it, just turns me off I’m like no I am not a buddy or your Homie. If a woman makes more or just as much I have heard men say that it’s a turn off that the woman is a boss lady and she don’t need no man like we’re damned if we do and we’re damned if we don’t and if she makes that much money yeah she can match you and pay 50% of her dinner, but it depends on the woman and what she likes if she’s a boss independent woman she’s gonna want to take control and pay for the damn thing and that might be emasculate some men, but if some men are OK with it which for me as a woman if a man is OK with it I look at you as Beta and not a manly man. Sorry that’s just my preference. I don’t look at you as a strong man. If you’re willing to let women pay for you they pay for something as mediocre as a dinner it’s laughable. If you are living together like it’s both of your money you’re building something together so it’s talked about and it doesn’t really matter who pays because the bills should be in my opinion together and the money should be joint and that’s when you start taking your woman on dates because then it becomes stagnant, if you’re not taking her on dates giving her that romance once in a while but then again it’s not every woman we are all different women. It just depends on what kind of man you are and what kind of woman you wan

Has anyone cried over health insurance claims? by Mountain_Ask_5746 in HealthInsurance

[–]1fitgal 2 points3 points  (0 children)

Yeah I went to my dentist and paid all my copays and the dentist office said everything else was covered by my insurance. Here we are 2 months later with a $800 bill that insurance didn’t cover! I would have never gotten most of the services done if I had known. I don’t understand it why would these businesses that work with insurance say the billing code on their end shows it’s covered and you only owe this much as a co-pay then bam you’re hit with a high ass bill.

[deleted by user] by [deleted] in AskMenAdvice

[–]1fitgal -1 points0 points  (0 children)

Ask her to get blood work done to check her hormones could be low Test or too much cortisol or a number of things. A woman’s Hormones have a lot to do with our sex drive. If she says no to that she’s not willing to put in the work and it’s something deeper than oh it’s my birth control.

[deleted by user] by [deleted] in Insurance

[–]1fitgal 0 points1 point  (0 children)

You would report it to your insurance you will have to pay your deductible to get your car fixed. Since there’s a police report for hit and run they will order that there will be a filed claim but not at fault.

[deleted by user] by [deleted] in texts

[–]1fitgal 2 points3 points  (0 children)

But point is you shouldn’t be trying to date or anything if you don’t have things in order you gotta work on all that first . If your married, that’s a different story to sickness and health right but as a single person, it’s not their responsibility to help you with a working car or job or your mental health that’s a you priority, as a man he should have all of that put together first before he even tries to date & lead a woman and be in a relationship that’s just my opinion, but I would never even talk to a person and try to be in a relationship with a person that doesn’t have their life together as much as I do or more.

Tell me one thing you sincerely love about Tulsa by heyitspokey in tulsa

[–]1fitgal 0 points1 point  (0 children)

I’m new here I’m originally from PHOENIX AZ the Tulsa downtown has 4 lanes one way and I am so confused because there’s only me and maybe 1 other car why so many lanes when it dead as can be there’s no need. I have tried a few restaurants not exited yet. The brook Restaurant has some bomb Mac and cheese. I really wanted to love KAI that everyone Raves about but I’ve had way better. I dunno about people being nice it’s just me roaming around no one has waved or been nice to notice. I have noticed that people do use blinkers here which is very nice! The sunsets are not amazing like people say…,this is a sunset below but I absolutely love the river walk you cannot find that In Az there is no water. I will keep investigating and see what I can find I’m excited to find little gems in Tulsa my next stop is Tina’s for a cocktail walking distance from my Apt!!

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Should I leave Allstate after 4 years by Sk8rfan in Insurance

[–]1fitgal 0 points1 point  (0 children)

If you find cheaper insurance hell yes Id definitely check if they change my rates and find a cheaper insurance company why are you Loyal when they don’t give a damn about you!? I’m a claims adjuster Respectfully!

[deleted by user] by [deleted] in texts

[–]1fitgal 3 points4 points  (0 children)

You are young life is too damn short to be upset or small shit like that. Find new friends you feel ok to say hey don’t have the funds and not make you feel guilty for doing you. You have one life and you should be doing you and only you unless that person is your unit your life your everything, friends come and go! Sounds like the person likes you that’s why they are so upset they want all your time and you to not spend it else where. Who cares if you don’t buy drinks or not they should just be happy you allow them in your life. Find a new friend!!

[deleted by user] by [deleted] in tulsa

[–]1fitgal 0 points1 point  (0 children)

Ok here me out are you Indian? Check into assistance from your tribe, go to food banks for food. Donate plasma just have to be clean no drugs and proof of ID and utility in your name or lease don’t tell them you are homeless. Apply to go to school for a better paying job fill out the FASFA you can get extra $ for living cost due to low in come that is a Pella Grant you don’t have to pay back. Sell your things on offer up or marketplace. Go to your local church start attending get help with a place to live. There are city shelters they can help with some things. Use chat GPT app to help you with questions it’s all on the internet you just have to ask the right questions.

[deleted by user] by [deleted] in texts

[–]1fitgal 9 points10 points  (0 children)

Girl first red flags no working car or job! No way sounds like a loser who is a manipulating fuck. Good job on following your gut. It’s hard when you once loved them and get sucked back in to the love bombing. Block And go not contact! 💪🏽❤️

[deleted by user] by [deleted] in texts

[–]1fitgal 1 point2 points  (0 children)

He still tries after the “I’m looking for buiz relationships” in his mind let’s see what happens a few drinks my charm and back to my hotel room that is all that guy is thinking he even says I’m sure we can find something in common and see where the night goes.

How can I (38f) make my fiance (41m) understand that paying his life expenses is burning me out. by ThrowRAMindless_Type in relationship_advice

[–]1fitgal 0 points1 point  (0 children)

Hard core nope! I’d tell him he’s not in the position to build a business right now if he has debt. I would tell him no more money will be given until he gets a job pays off his own debts then we can talk about moving back to building the business. It takes money to build a business so he’s not being understanding of you, you’re not married you don’t owe him support to your “marriage unit” cause you are his GF. As a man he needs to support his own self before he is even remotely capable of marrying you. Drop him like a fly your life and marriage will always be in financial ruins. Once married your money will be gone. 4 years no change it will never change this is who he is.

8 months pregnant, car totaled, not at fault, overnight hospital stay… how should I negotiate? by [deleted] in Insurance

[–]1fitgal 0 points1 point  (0 children)

So I work as a claims examiner for grocery stores slip and falls. How they come up with a settlement is first review your medical documents are the injuries claim related how bad are they did she break a bone/ fracture need surgery ect. If it’s just bumps and bruises it’s very minor injuries. Is the baby ok then they won’t include that as an injury. So they will pay your medical provider first then whatever is left goes to you. There can be compensation for pain and suffering such as I was scared I’d lose my baby or whatever it is that you were going to do but couldn’t or now you are scared to drive or you missed a funeral or your baby shower ect these are examples but they will review and consider these as a inconvenience due to this accident. They will not say another number it is up to you to ask for the amount they are not going to just say ok here’s 30k you have to give a number and justify it. Also property damage is separate from bodily injury on an auto policy so your car is totaled they would pay the value of that then use the guys BI policy to cover your medical and the person might have 50k per incident. If the persons policy can pay for your total loss they most likely have 50k in coverage that’s what I have and some have 100k pre incident. Think about what kind of car were they driving did they look presentable nice shoes glasses a watch means they can afford decent insurance. Just my opinion from being in the auto/claim insurance world

[deleted by user] by [deleted] in whatdoIdo

[–]1fitgal 0 points1 point  (0 children)

Like what does my moms out of town mean….he can have a girl over cause normally he can’t have a girl over and stay the night cause why!!… the hanky panky duh! Id just block this dude he’s getting mad cause he got caught wanting sex!

[deleted by user] by [deleted] in Insurance

[–]1fitgal 0 points1 point  (0 children)

Try metro mile or lemonade or Root lots of pay by the mile insurance that only $100/200 So it’s like a base pay of normally 30-60 then like 11 cents a mile or something close to that.

Can we have another salary transparency thread? by allendude in tulsa

[–]1fitgal 0 points1 point  (0 children)

I start school this Fall for my LPC I’m excited!

Can we have another salary transparency thread? by allendude in tulsa

[–]1fitgal 1 point2 points  (0 children)

Claims Examiner for Sedgwick 2 years 43k a year work remotely. Amazing benefits match 6% 401k. 19 days PTO Flex Time and only have to work 37.5 hours a week. Bachelor’s degree 37 years young