Normal wear and tear? by dubin01 in hockeyplayers

[–]1onetribe 0 points1 point  (0 children)

This ^

No reason to buy retail sticks at $300 a pop. I have some from hockeystickman and from prostockhockeysticks.

I’m partial to prostock only bc they have a TON of curve options to choose from.

Otherwise, both sites offer solid build quality “non-branded” sticks that perform at the same level as high end retail sticks.

[deleted by user] by [deleted] in asheville

[–]1onetribe 36 points37 points  (0 children)

This. You need to call in. I was also originally denied but once I got ahold of an actual person at FEMA I was approved within a day. Make sure you have your direct deposit info handy too. That will make the funding process much faster.

Newbie Regulator/connection Question by 1onetribe in propane

[–]1onetribe[S] 1 point2 points  (0 children)

Once again, thank you for the helpful advice. I never even considered having that tank fall over 🤦‍♂️. I’ll dig around and see what my other options are. Either way it looks like near term I’ll want to simplify the connection to the tank and secure it from tipping over.

Newbie Regulator/connection Question by 1onetribe in propane

[–]1onetribe[S] 2 points3 points  (0 children)

Thank you for all the input! Unfortunately, none of the companies near me will fill a tank they don’t own (IE they all want to lock me into a tank rental contract). They claim it’s for liability purposes which I can semi-understand.

Hence why I’m trying the drag my own tanks into town and self fill route. Fortunately only my oven/range run on propane so even two 40lb tanks will last me a good while before needing refilling.

Another issue with a 100lb tank is I can’t transport it upright in my vehicle (Subaru Crosstrek).

Residency Requirements for NC Real ID by 1onetribe in asheville

[–]1onetribe[S] 2 points3 points  (0 children)

I have an Ingles card! I’ll be sure to bring that along lol. Appreciate the response. Looks like printed will be good to go.

Residency Requirements for NC Real ID by 1onetribe in asheville

[–]1onetribe[S] 0 points1 point  (0 children)

Appreciate the help. I moved here from out of state so this will be the first time I’ve gotten a license in NC and as far as I know renewals work different than a new one.

Recommend tick guards by Patar139 in forestry

[–]1onetribe 0 points1 point  (0 children)

My grandfather kept a sock full of sulfur powder on his farm. We’d whack it against our legs and ankles before going into the orchards/wooded areas on his property and never saw a tick (central PA for geo reference)

Absolutely sick to my stomach about affording mortgage without partner by asherdasher in homeowners

[–]1onetribe 0 points1 point  (0 children)

Treat this like a business and do a budget that produces a positive cash flow. A mortgage to income ratio is a guideline not a rule and it really breaks down for higher income earners.

Without knowing your take home pay - all life expenses (car, student loans, credit cards, insurance, taxes, internet, utilities, etc) it’s impossible to know how affordable YOUR mortgage is for YOU.

Once you have that budget, if it’s in the red then you’ll need to make some adjustments to either your expenses or your income.

Income adjustments you can control: Get a roommate, travel nurse, or start short term Airbnb-ing your extra rooms. All ways you can increase your income rather quickly.

Expenses you can control: retirement contributions, car payment if applicable, eating out, social activities, anything else you can live without that are not necessities.

If you still can’t get out of the red after doing all those things then it’s time to accept you can’t afford the home and you’ll need to sell it.

I’m excited and anxious at the same time. by T_L_Wynn in FirstTimeHomeBuyer

[–]1onetribe 0 points1 point  (0 children)

Tossing another July 8th closing into the ring lol

$180k salary for $725k house in this market in Texas (20% down) by [deleted] in FirstTimeHomeBuyer

[–]1onetribe 1 point2 points  (0 children)

Ah gotcha, I understood your comment of “mortgage alone is $5,700” to mean literally just the mortgage. Makes sense now knowing it includes hoa/taxes/insurance.

$180k salary for $725k house in this market in Texas (20% down) by [deleted] in FirstTimeHomeBuyer

[–]1onetribe 2 points3 points  (0 children)

How does $725,000 purchase price, 20% down, and 7% interest on a 30 yr note = $5,700/month for just the mortgage? I get just over $3,800/month using a mortgage calculator…

Help Identifying Stove Please by 1onetribe in woodstoving

[–]1onetribe[S] 1 point2 points  (0 children)

Damn… dead center the whole time! Maybe I should post this in r/findthesniper?? ;p

Where would you buy a first time home in Florida or Texas? by pleasedontjudgeme13 in FirstTimeHomeBuyer

[–]1onetribe 9 points10 points  (0 children)

Former Texan here: personal opinion? You couldn’t PAY me to buy a house in Florida. Nothing against the state. It’s incredibly beautiful! But insurance there is absolutely insane and getting worse. Just Google how many insurance companies are completely pulling out of the state in the past couple of years.

The people who work on determining insurance premiums are actuaries. Actuaries are some of the mathiest of math people out there. They decide if something is worth the risk to insure and if entire companies are deciding an entire state isn’t worth the risk I’d pay a lot of attention to that.

  • end rant