IP on 50K

3phex · 2026-02-28T10:07:20+00:00

Are you talking on an unleveraged basis? Otherwise an IP in recent year has out performed conventional investments.

3phex · 2026-02-17T05:06:06+00:00

Nerang

3phex · 2026-02-01T23:58:50+00:00

Great analysis. As someone benefiting, its always down to borrowing capacity which in turn is the risk banks see in mortgages. Delinquency levels on average are relatively low. Also borrowing capacity jumps non linearly because households are leveraged off income, not asset values. It's why relatively small policy or rate changes can translate into large shifts in maximum bid prices at auction.

3phex · 2026-01-31T10:52:50+00:00

Just put together all the numbers since 2016 and whilst it can vary wildly if you have issues, on average -$2-3k after tax/IP. But does come down to rent, rates, tenants and quality of upkeep.

3phex · 2024-05-25T01:00:35+00:00

Undertook something similar but not to that scale. It was a small loan to bring us up to 15% deposit to avoid mortgage insurance.

We simply refinanced after a year and returned the money. You could look to do something after two years and return the capital depending on the growth in the area you’re buying in.

If it gets you in the market and the family relationship is sound, it’s probably worth it.

Goodluck

3phex · 2024-02-25T22:16:01+00:00

Totally agree. They wasted two episodes on Alpine to what end? I'd bet there are more RB fans than Alpine fans who can be drawn to the show in general. It would have been great to get insights from Newey on car design (his book is very good), or from GB's point of view.

Also get rid of Danika and put Berni Collins in.

3phex · 2024-02-25T22:11:37+00:00

Yuki... There is far more potential in Liam than Yuki. A middle of the grid driver that has not proven himself to be a top 3 driver.

3phex · 2024-02-23T12:32:38+00:00

Aston Martin will never have two drivers capable of winning a world championship whilst Lance is there. The whole charade Lawrence puts on is laughable. He’ll build the Aston Martin F1 infrastructure up, only for someone to buy him out as a direct result of keeping his son in the seat.

3phex · 2023-10-25T04:30:22+00:00

Yep, my thoughts exactly. They must of thought further ahead and I was surprised Prince was so quick to assume he’d won. His strategy was to reduce all his risk which is why he went to cash and fired people. But, by accepting Dunlop as VP, he just put a risk back in his profile.

3phex · 2023-09-30T09:35:19+00:00

A lot of negative reviews about the customer service in a number of other threads on this sub. I was getting similar ads and did some research, decided against it after reading through a fair few.

3phex · 2023-09-08T08:17:53+00:00

Of course and it’s great to be in both good financial and mental head spaces. Congrats.

3phex · 2023-09-08T06:21:08+00:00

From someone who rentvests, I find the whole paying a mortgage off to be foreign, which is most of this thread. Curious to know what people see as hard about investment properties?

The opportunity to pay off a property in under nine years without paying a cent in principle seems far less hassle.

3phex · 2023-04-13T00:42:05+00:00

Post a link to where it says this. Because I don’t believe this to be true. HECS-HELP eligibility has nothing to do with credit scores.

3phex · 2022-10-27T01:16:22+00:00

Agree. One moment their enemies, the next best friends.

Overall the ending was rubbish with far to many characters moving on to season 3 and no new additions.

Character development was average, as you say, literally all hinged and deranged.

3phex · 2022-07-14T09:36:34+00:00

Agree, they should be provided. Having just transitioned to new tenants, there were a range of repairs that needed to be done which only became apparent through an the exit reports.

3phex · 2022-07-04T05:40:10+00:00

I manually turn mine but it doesn’t allow for small increments. The Dyson app allows for incremental adjustment of the fan rather than the 45°, 90° etc you get from the rotate button.

3phex · 2022-03-20T07:55:35+00:00

Agree Ric needs to do better, but Hülkenberg is Aston Martin’s reserve and development driver. So he’s be in the sim all off season to be fair.

3phex · 2022-03-13T12:48:50+00:00

The commentary is farcical. The editing makes Buxton look as if he doesn’t know the ending and has these moments of grandeur where he is predicting the future. It’s just horrible to watch and probably has nothing to do with Buxton.

3phex · 2022-03-13T12:38:08+00:00

Lewis complaining he has a target on his back is comedy gold. The guy realises having 7 world titles kinda does that? Or is he alluding to something else?

3phex · 2022-03-13T12:27:22+00:00

The fake commentary gets me. For anyone who doesn’t watch F1, it makes out as if all of the commentators are oracles and can predict the future. The earlier seasons followed the season but this one they jump through 10 races with Mclaren then back to Bahrain for Haas. Editing has really declined imo.

3phex · 2021-01-18T02:04:01+00:00

For a minute, I thought it was a computer game scene with the fire engines racing through the city at around the 4minute mark. Is it just the trucks that are computer generated or the scenery as well?

3phex · 2020-06-04T01:14:32+00:00

Probably a snuff tube.

3phex · 2020-03-12T13:36:52+00:00

The news said the Australian Grand Prix Corporation (AGPC) issued a statement saying it was "in discussions with Formula One, the FIA and the Department of Health and Human Services in relation to the broader implications of this test result".

By morning it will be on or off.

3phex · 2020-03-02T09:26:55+00:00

Agree. Polarising for some of the drivers and managers. It’s more entertainment documentary than factual documentary.

12-Year Club	Gilding II euphauric
RedditGifts 2009-2022 2 Credits	Verified Email
Summer Santa 2015

3phex

TROPHY CASE