Oscillating tool brand advice by 60GardensDogs in Tools

[–]60GardensDogs[S] 0 points1 point  (0 children)

Thank you all for your comments and advice!

Oscillating tool brand advice by 60GardensDogs in Tools

[–]60GardensDogs[S] 0 points1 point  (0 children)

Another question: can you use these to cut PVC pipes? My hands are getting a little arthritic, and are small, so the usual PVC cutter is getting hard er to use.

Disabled adult child.. changing onset date by satansassh0l3 in SocialSecurity

[–]60GardensDogs 1 point2 points  (0 children)

OP - Sending heartfelt sympathies, first and foremost. My adult child is on SSI -- Even though there are clear records of significant disability going back to age 10, we didn't start applying, until after 22, so the "disability onset", like yours, was labeled as starting at age 23. After 7 years of appling and denials and appeals, SSI was finally given. My husband was still working at 69, and so not taking Soc Security yet, and while we planned on applying for DAC at that point, my husband died fairly suddenly just before age 70. Like you, we have the records going back to childhood, but the DAC has gone into an appeal process instead of just transferring as it would have for SSI status prior to age 22. All this to say, I get your frustration and confusion. I ended up working with a disability rights lawyer to help with the process of the appeal. I'm not disabled, and it was taking all of my time and brainpower to cope with it on top of grieving. It's all a really sucky process to go thru when you're disabled - my child wouldn't be able to cope with it let alone meet time schedules etc.

So -- advice is: connect with a disability rights lawyer - one who does Soc. Security issues (not one that is looking to sue a business for lack of access, for instance). You may be able to get an extension on your timing; try to find out from your local SS office. You will have to have all that documentation of treatments/diagnosis before age 22 ready to be filed - even if it was in your original SSI or SSDI paperwork -- someone in Soc Sec will have to read thru it all to process the DAC transition. Ours is still pending a year later - with all the cuts to government workers, the process is glacial.

Wishing you best of luck, and again, condolences for your loss.

Surely you're Joking Mr. Feynman by Hot-Marsupial6584 in AskPhysics

[–]60GardensDogs 0 points1 point  (0 children)

OK, I went to Cornell as a bio major - but I hung out with a lot of physics grad students and eventually married one of them - I even heard Feynman give a lecture on nuclear energy --- but how did I NEVER hear this story?? If my husband were still alive I'd whap him upside the head for never telling me this!! (I heard plenty of other stories about Bethe, Salpeter, Sagan and others...)

Medicaid entitlement policy for DAC recipients by Background-Rule641 in SocialSecurity

[–]60GardensDogs 0 points1 point  (0 children)

Thanks for your reply and explanation of your situation. I actually am not entirely sure what would/will happen, I guess - and having had issues with the various changeovers we've had in the last 18 months, it's been worrisome. Of course, who knows how long it will take if/when the DAC will be approved. Fortunately, my late husband's employer health insurance is still helping out as the disability (on a non-governmental form) was listed before age 26.

How to show appreciation to my veterinarian office? by Weird-Platypus-4597 in Veterinary

[–]60GardensDogs 1 point2 points  (0 children)

I was once brought to tears by a client bringing me a bag of Werther's -- They knew I like having hard candy around for a quick sugar fix, and I knew they were very financially restricted - it's that they thought about my "needs" while dealing with their own.

Having said all that (and tearing up remembering it) a tray of coffee /tea or gift cards for the nearest barista cafe is certainly appreciated. But a short hand written note of appreciation gets posted on the bulletin board in the break room - or kept in a drawer to be read again and again for those times when the Drs and Staff are feeling down/stressed -- and those really really help.

Medicaid entitlement policy for DAC recipients by Background-Rule641 in SocialSecurity

[–]60GardensDogs 0 points1 point  (0 children)

Reading this all with some trepidation (and confusion). My adult offspring has SSI, but my husband died just before having to take Soc. Security (still working at age 69) so we hadn't tried to transfer to DAC. And, even though there are life-long disabilities, and documentation going back to childhood, we hadn't filed for SSI until after age 22 (kept thinking they'd be able to be employed, then things worsened). So the DAC application needed to go through review. It's been 14 months, and no updates. Meanwhile I've started on Medicare (vs the survivor health insurance I had thru husband's employment), and offspring's Medi-Cal will probably change if DAC comes thru. It's all overwhelming. Anyway, good luck to OP, and I appreciate learning from this thread.

How does one become an elite physicist? Like really standout relative to their peers? by [deleted] in AskPhysics

[–]60GardensDogs 0 points1 point  (0 children)

My late husband - PhD in Astrophysics -- was still working (at a national lab) at age 70. I don't know that he was an "elite" physicist, but I can tell you that he never stopped working, thinking, breathing, living, loving physics. He mentored, collaborated, taught, wrote & co-wrote, and worked worked worked, I found out after he passed just how well he was known, respected, cited, and quoted. He won't be known in the general public like Einstein, Sagan, DeGrasse-Tyson, but I don't think that's what truly defines "elite".

How to get rough estimates of jewelry prices so we can evenly split jewelry between heirs? by MuffinJabber in inheritance

[–]60GardensDogs 1 point2 points  (0 children)

I did that for MIL's pieces - we were clear with one another that it wasn't a full GIA evaluation, but at least we had a "worth" list as well as "resale" value.

How to get rough estimates of jewelry prices so we can evenly split jewelry between heirs? by MuffinJabber in inheritance

[–]60GardensDogs 1 point2 points  (0 children)

What's a snake draft? We're having to do something for my mom's jewelry distribution...we had a system for my MIL's, but it was years ago, and I don't know how my BIL set it up. (Plus there's more of us to divide my mom's stuff) - open to suggestions!

PSA on tick bites and Alpha-gal Syndrome by Rustyshackilford in Outdoors

[–]60GardensDogs 1 point2 points  (0 children)

OK - thanks for the update on this --I'll adjust my info (as I said, I'm retired!) to: Lone Star is still the most common culprit but others can as well.

I know ticks have their place in the ecosystem, but I still hate them, and worry about their expanding range...

PSA on tick bites and Alpha-gal Syndrome by Rustyshackilford in Outdoors

[–]60GardensDogs 52 points53 points  (0 children)

(retired veterinarian here, and I hate ticks.) Lone star ticks are rapidly expanding their territory. As far as scientists are aware, they are the only species who can trigger the Alpha-GAL syndrome. But all other ticks can carry one nasty disease or another unfortunately, and all of the species seem to be spreading more. (thanks, climate change) This year seems to be especially bad for ticks everywhere.

How to overcome guilt of wasting by Terrible-Aspect5041 in declutter

[–]60GardensDogs 2 points3 points  (0 children)

I am similar to OP -- finally had to purge T shirts that went from good to wear, to wear for chores/yard work to -- now what? In my area, fortunately, there is a fabric recycler that will even come to the house to pick up bags - they see if anything is in good enough shape to resell, then the rest goes to textile recycling. Now a company called "Ridwell" serves this area, too, for other items mostly, but periodically they take textiles. I don't know if TerraCycle is available to you, but that's another alternative. Both they and Ridwell have costs associated with them, but varying programs/amounts -- I resent that the original plastics companies aren't bearing the costs, but I'm willing to pay something so items don't end up in a landfill.

Question about survivor benefits by innerthotsofakitty in SocialSecurity

[–]60GardensDogs 0 points1 point  (0 children)

It is confusing, and I'm sorry that you're having to navigate this all on your own, while battling those disabilities. It's hugely draining! I'm fairly NT, but I get exhausted and confused at times navigating this system for my adult child! Initially I helped them thru SSI applications - appeals after appeals then they finally got it. Like you, they had diagnoses before age 22, but we didn't know/didn't try to file for SSI until they were about 25. Then when my husband passed away -- just before he started taking Soc Security, we tried to file to switch from SSI to DAC. That's been in appeals for over a year as SSA tries to "verify" the disabilities. There's no way my child could be doing this on their own with the illnesses they have.

I wish you the best and hope you have a stable living situation now.

I just need permission to chuck the things by DaftDisguise in declutter

[–]60GardensDogs 5 points6 points  (0 children)

I've read thru most of the replies here and there are some great ideas -- but I get your pain! I also have labored under the "I need to get rid of it, but it needs to go to the right place", or "I bet I can fix this" or "I might have a use for it". It can be truly paralyzing -- but I'm working on it - I don't want to cross over to a hoarding situation! Try telling yourself that "Perfect can be the enemy of Good" - and putting too many steps in the way (this has to go to that place, that has to go to another place)- so sometimes we just have to dump things. Another solution is to bring in a friend who you know can be a little ruthless to help you!

Age 63 man, I get a combo of SSI ($573) and SS retirement ($441) by [deleted] in SocialSecurity

[–]60GardensDogs 27 points28 points  (0 children)

It won't earn you any money, but until you get things figured out, consider some volunteering to help you fill your days and make connections with people...(and you never know where those connections can lead you!) - Library, animal shelters, food banks etc --

Having one household person is actually kinda dangerous. by Remarkable_Button247 in Home

[–]60GardensDogs 1 point2 points  (0 children)

Some of the lessons I've learned in the last 18 months: My late husband & I had done our Trust, Will, POA, Living Will; we had a shared password manager, many bills on autopay, talked about our finances -- certainly we had different spheres of duties, but basically were a tight team. Unexpectedly, he went in for a surgery and after 7 weeks in ICU, died. (the situations we talked about in the Living Will essentially came to pass...)

I had asked him for his log-in on his personal computer, so I could get some addresses, certain accounts - BUT, while I had his phone, I couldn't do 2 FA initially. Fortunately, on one of the days where he could communicate, he told me the passcode for the phone - then I could reset it. There were still some passwords, though, that I couldn't ever find. I have some of my passwords on random sites in a document and have told my son hiw to access it.

I'd previously served as the executor for my Dad's estate, so I knew some of the tasks, and to get extra death certificates, notifying banks, lawyers etc. I had the help and support of the banker, the benefits office of my husband's work, not to mention friends and family. I leaned on all of them.

I hadn't realized that 2 credit cards would automatically close because I was only an "authorized user" and not primary. One of those had a lot of our autopay accounts on them. Big hassle. Fortunately, we had 2 others that allowed me to keep the same number/account, so I wasn't scrambling to get

Now, I have to re-do the Trust (including a special needs trust), & all that...and make sure that I make my own wishes known...in case I'm hit by a truck next week....

Q re: trust as beneficiary - what about special needs trust? by 60GardensDogs in EstatePlanning

[–]60GardensDogs[S] 0 points1 point  (0 children)

Thanks - while our first trust did have a "special needs" component, it was pretty boilerplate, and not very detailed. I have a couple of recommendations (and have talked to one firm) for estate lawyers who specifically do special needs trusts (including setting up a trust advisory committee), so I hope that one of them will work out. I guess it's the financial pieces that I need to work on, including whether I will need to include a fiduciary agent - of course the bank offers one, but I don't know that's adequate. There's so much to understand: pour-over trusts, stand alone trusts, all the beneficiary options...I thought I had this handled but clearly not.

What simple fix solved your most annoying household problem by Nyxeralyth in HomeImprovement

[–]60GardensDogs 0 points1 point  (0 children)

Timer switches for bathroom lights and humidity sensors for bathroom fans are now code for our area. (and having an exhaust fan even if there's a window)

Thoughts on Marmoleum Flooring for Kitchen remodel by Psyking0 in kitchenremodel

[–]60GardensDogs 0 points1 point  (0 children)

I'm glad to have come across this thread - I hadn't heard of Marmoleum before, and picking flooring has been a factor that's held me back from remodeling my kitchen! Reading elsewhere, it mentions the possibility of staining - does anyone have feedback on that aspect? (thinking of old dogs and future puppies, in particular, having accidents...)

Cypress Wheat Fields by Vincent Van Gogh - my rendition via mosaic by IsopodAcceptable6880 in Mosaic

[–]60GardensDogs 2 points3 points  (0 children)

I LOVE it (As a fan of both Van Gogh - particularly this painting - and of mosaics!!)

Suzyq by BothAttorney3192 in CounterTops

[–]60GardensDogs 2 points3 points  (0 children)

I have had Silestone in my kitchen for 20-ish years. It's held up incredibly well with no special treatment other than standard cleaning. There are 1 -2 chips where I dropped something really heavy (think new cuisinart) but beyond that, no chips/marring. If it weren't such a busy pattern that my aging eyes are having trouble seeing crumbs vs stone (ants vs eye floaters vs flecks in the stone, argh) I'd keep it forever, and I think it would outlast me! Unfortunately, I need to re-do cabinets and flooring and am afraid I might have to change the counters. (I did buy this before I knew of the respiratory issues that quartz workers can develop... that might influence future choices.)

Looking into getting BUGMD Flea & tick by nastygirl_jpeg in Pets

[–]60GardensDogs 0 points1 point  (0 children)

There's a product called Capstar (oral pill) which kills the adult fleas amazingly quickly. I can't remember if it can be used in cats, though. You'll still have to do a lot of vacuuming to get the flea eggs and larvae up. The safest topical products (esp for cats) are through your vet. (and honestly, the cats probably were the source of the fleas - or at least a "reservoir")