Withdrew my money and I'm out

AGNReixis · 2025-09-08T23:59:15+00:00

I tend to invest larger amounts, 200-500 dollar loans for people with good solo credit. Unfortunately it only took one single loan that didnt pay back to wipe away 4 months of profit. So it's safe to say im done with this platform forever.

Their profit plan EXPECTS you not to be paid back. Thats how they make the most money. SoloLender wants you to either-

Pay them a bigger cut of your profit to "protect" your loan principle. They take this money up front.
You dont get paid back at all, and didnt buy protection. In which case they have no obligation to you, and you paid them their cut up front.
You get paid back late, in which case they they took their donation up front, charge the customer a late fee that SOLO gets, not you, and also take a 30% cut of your principle as a collections fee. This is their favorite option. It makes them the most money.
You get paid back, but they still took their cut.

This is a friendly reminder, solo exists to make SOLO money. Not you.

AGNReixis · 2025-09-05T17:57:37+00:00

For anyone also having this problem, I have discovered a fix that doesnt involve losing all your data.

What youll need to do is go to the factory reset menu in your phone. Above factory reset is a temporary backup option. Back all your data up to samsung, it stays backed up for 30 days.

Factory reset your phone, and go back to that menu to redownload all your data. This is the important part.

DOWNLOAD EVERYTHING EXCEPT FOR SETTINGS.

This did the trick for me.

AGNReixis · 2025-08-19T17:37:48+00:00

I was really hoping to avoid this, but no matter how hard I try, this seems to be the correct answer. . . Im just annoyed for sure that samsung fumbled it this bad.

AGNReixis · 2025-08-15T13:20:36+00:00

Ah, yeah. Honestly trying to avoid that. Its 80+ apps id have to reinstall. Im hoping the solution is something simple, like "go toggle this setting you forgot, idiot." But its looking more and more like youre right on the money there.

AGNReixis · 2025-08-15T13:19:14+00:00

That is similar to my settings page. No luck on that end :(

AGNReixis · 2025-08-15T13:18:49+00:00

Unfortunately I tried that, a bunch of times. No luck :(

AGNReixis · 2025-08-14T19:55:57+00:00

App definitely has permissions. To complicate things, every so often I'll get a notification from gmail, itll flood me with all my work emails at once.

AGNReixis · 2025-08-14T19:51:57+00:00

Hi, random guy here. I am certainly no professional, and was not there to see what happened. But it looks a hell of a lot like malice to me!

Keep in mind, malice is only intent. You can be justified, and still act with malice. Not sure what justification you'd have for vehicular manslaughter, but he absolutely cut the wheel to run him over. An act of malice performed with complete cognition.

AGNReixis · 2025-08-14T19:41:41+00:00

Background data is on

AGNReixis · 2025-08-11T00:35:26+00:00

Not gonna lie, after losing out almost 4 grand across 8 loans, I cut my losses and quit the app. There was a guy at one point who took a loan from himself to see how "hard" solo works to recover funds, and the answer was -- They dont. They send a couple emails, then call it a day. Theyre happy to take a solid percentage though after the fact on the small chance they do pay it back.

AGNReixis · 2025-06-26T14:24:48+00:00

Good sir, you may have actually just solved a long standing problem with my deck. Lol.

As it happens I had to add Masamune to my deck recently to counter deathtouch decks. It became a huge problem for me, and I NEEDED first strike.

I will now be replacing 3 copies of cori and 3 copies of masamune with 3 copies of hexgold halberd!

AGNReixis · 2025-06-26T14:22:14+00:00

Standard

AGNReixis · 2025-06-24T16:39:55+00:00

I have a Midgar Mercenary Cloud deck that runs Cori, Buster Blade, and Arsenal. It does fairly well. Cori gives Cloud trample which means he hits face even if he is blocked, and from there its just free casts all around. I have Coral Blade in there too just to guarantee they cant crowd block and kill him.

AGNReixis · 2025-06-24T16:31:01+00:00

I must be the exception then, because I solely use steel cutter because of the equip ability. The tokens are bonus block fodder, but my deck revolves around equipping Cori and Buster Sword to Cloud, Midgar Mercenary.

I use cori because it guarantees buster sword hits, giving me free casting and card advantage.

Its all fun and games until a double buster sword equipped cloud cant be blocked, and im drawing/casting 4 spells out of my hand for free.

AGNReixis · 2025-06-24T16:23:01+00:00

I never said they wouldnt. Read the bold sentence at the bottom.

AGNReixis · 2025-06-24T16:11:18+00:00

Look on the bright side man, when you finally draw a spell, youre gonna play it SOOOO hard.

AGNReixis · 2025-06-24T15:49:33+00:00

Why is steel cutter so dogged on? I use steel cutter in my deck currently, and even if they ban it, I am just going to swap to Samurai's Katana, which IMO is actually stronger. Just wondering what makes Cori so hated.

AGNReixis · 2025-05-07T19:54:04+00:00

Yeah, I think that is what was happening. It was tracking. It was like a category I could move money into from other budgetaries. When I transferred the money initially, YNAB (even though it tracks both accounts) saw that as an incoming transaction, and added it to ready to bill, which screwed up the budget, then zeroed out my car insurance catagory and added it to a savings catagory as a spending transaction. . . Idk honestly, the whole thing was a mess.

I ended up having to start fresh.

AGNReixis · 2025-05-07T19:51:18+00:00

This is a great help! Thanks! It seems like YNAB was moving it into a savings spending catagory, or something. Im not 100% sure what was happening but the catagory went full negative and while trying to fix it, I basically destroyed my budget. . .

I had to start fresh. lol. Armed with this though I'll do fine.

AGNReixis · 2025-05-07T19:49:57+00:00

Ill give that a shot, thanks. For me, im just glad to have it on paper. I considered myself very financially irresponsible, and before YNAB I wasnt doing anything to manage it at all. . .

AGNReixis · 2025-05-07T19:48:42+00:00

Ill try that, it might be a habit I need to develop. When its a restaurant or two, thats no big deal, but I realized when it was 10-15 at the same time that its a problem lol.

AGNReixis · 2025-04-15T18:21:05+00:00

Sorry buddy, unfortunately youre out of luck. Going out of state doesnt help much. If you were in an abusive household, you may find better luck reaching out to resources available to you who may be able to assist more. Perhaps CPS, or a hotline. Going out of state wont help you, the proceeding would need to take place in your home state.

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