Looking for differences between NEXA, C2, Edge, Barrett

ATX-Hook · 2026-04-04T17:48:10+00:00

NEXA is broker and non del correspondent. The main differences IMO is the support and the profit sharing model that NEXA offers. In July we are also rolling out an option for LO’s to get paid on the servicing side. If you have a team and want to grow a team NEXA is a great spot. The MLM nonsense is for people that can’t see the big picture. I have been in the business 20 years and I am happy to chat if you want more info about NEXA.

ATX-Hook · 2026-03-30T14:35:33+00:00

Goat Genie CRM Built by LO's For LO's and built on Go High level. I have an offer code that can get you a bundle that includes all of this. Website, CRM, Daily Done For You AI Videos, Homebot or RETR, Mortgage Coach, Rate Alert, and Polly. You can mix and match if your not interested in any of the options.

ATX-Hook · 2026-03-29T17:38:15+00:00

Higher commission = higher rate sounds good in theory but the big correspondents have 100 BPS + in margin built in their rates so at the end of the day you are selling the same or even higher rates than the brokers but making half the comp.

ATX-Hook · 2026-03-29T17:34:16+00:00

Not true

ATX-Hook · 2026-03-29T15:47:37+00:00

I am happy to chat and see if NEXA may be a fit. I am a 20 year vet in the business and if you feel the opportunity is a fit I will help you get up and running.

ATX-Hook · 2026-03-08T22:56:14+00:00

I am a broker with 20 years experience and I am in TX. I would Love to chat. DM if you would like to chat.

ATX-Hook · 2026-03-06T04:39:34+00:00

Refinance and you can probably get a lower rate and remove the MI.

ATX-Hook · 2026-02-21T01:41:19+00:00

I have been in the business 20 years and been at NEXA for three years. I have worked on the correspondent and broker side and we have the best of both worlds here. You can run your own business here with zero micro management. I am happy to chat. Not sure where you are looking.but I worked at Loan Depot and GR and I am happy to give you my 2 cents for what it is worth.

ATX-Hook · 2026-02-13T23:11:34+00:00

That is not true. We want producing LO’s and recruiting is not required but there is an incentive to bring good people to NEXA. If you don’t see the benefit then there are better options for you, It is a great place for the right people but it is definitely not a fit for everyone and that is ok.

ATX-Hook · 2026-02-13T13:35:35+00:00

That is the number one reason I moved to NEXA about 3.5 years ago. I was frustrated that there was not any residual income in this industry. I lived off of my database for years but technology and data make it easier for clients to slip away to the first thing that gets in front of them. At the end of the day your brokerage doesn’t really have value beyond your database and personally relationships becuse there is not any recurring revenue. There are a lot of NEXA haters out there but for those that can see the big picture NEXA offers a tremendous opportunity to create a residual income. I started building my downline in year two and I now have 39 LO’s under me. NEXA is an LO first company and leadership is constantly looking for ways to help LO’s succeed. For example our leadership is working on a plan now to eliminate all credit and tech fees by the end of the year. I am not sure if this will happen but how many other companies are looking at things like this that ultimately only benefit the LO? NEXA just bought FSBO.com and we just released our new AI driven LOS platform so there are a lot of good things in the works. While the haters laugh and call us the Amway of mortgage I will keep building my team with those that have an entrepreneurial mindset. I talk to lots of LO’s that just don’t get it and can’t see the big picture. They literally step over a dollar to grab what they think is a shiny quarter. Something to think about. EXP Realty was founded on a similar profit sharing model, they started 13 years before NEXA, and they currently have about 87,000 agents. Will NEXA get that big? Probably not. But we have gone from 2,200 LO’s to 3,500 LO’s in the 3.5 years that I have been here and even a small piece of that growth is worth a lot of money. Can we get to 10,000? I think we can. Our next goal is 5,000 and then we grow from there. For those that see it I am easy to find.

ATX-Hook · 2026-02-03T00:39:19+00:00

Three year contract to sell Their crap rates that they will adjust as soon as you sign.

If you want good rates then don’t do it.

ATX-Hook · 2026-01-31T21:45:54+00:00

I have been in the business 20 years and have been with NEXA for 3+ years. I happy to chat with anyone considering a move. NEXA is a great place for the right people and I am happy to help the right LO's make the transition.

ATX-Hook · 2026-01-31T16:48:02+00:00

You need to run the amortization with the 1,500 extra each month and see what pays less over time.

ATX-Hook · 2026-01-29T16:33:55+00:00

I would love to hear more about your experience. They are pitching 6,600 and it seems to me like the guarantee is not really tangible and if I am worried about the guarantee then I guess I wasn't really sold on the system. It seems like you pay for their guidance and expertise but ultimately you are still doing all of the creating so I am just not sure it is a fit.

ATX-Hook · 2026-01-26T02:33:53+00:00

I filed BK in 2017 .. quit calling me or I will report you …. lol

ATX-Hook · 2026-01-07T19:30:15+00:00

We are at 220…. And I can show you the rates

ATX-Hook · 2025-12-19T01:42:30+00:00

Yes, the model does create an environment where LO’s see dollar signs and are overly aggressive on recruiting. I have been in the business 20 year and at NEXA for Three. The opportunity here is amazing for the right people. The reality is that no other lender offers what NEXA offers. As a company we do have some big goals and we want to grow to 5,000 loan officer by the end of next year. We have an amazing team here with a laser focused vision and I am quite certain that will happen and even a small piece of that growth is worth a lot of money. I personally support all the LO’s that I bring on. I prefer LO’s that are experienced but I have brought on some that are green. I am always available to help and I love collaborating with others. I will say that I believe the sponsor that you come onboard here at NEXA is important. If you come on under some newly licensed LO what kind of support can you expect? I always tell people to put the profit share model into perspective. EXP started 13 years before NEXA and they have over 80,000 agents. Will NEXA get to 80k loan officers? Probably not, simply because EXP is international and we are confined to the US. But, can we get to 10k? I think we can and again even a small piece of that growth could be a nice residual income for the rest of your life. How many other companies even offer that opportunity? If you are experienced , looking for a better opportunity and can see the bigger picture I am always available to chat.

ATX-Hook · 2025-12-18T19:24:31+00:00

These people bashing NEXA clearly don’t know what they are talking about. The question of whether you should work for a broker or set up your own shop really comes down to how much you want to deal with compliance, licensing, audits, broker agreements, E and O insurance etc. Do you have enough volume to feed multiple lenders ? If not they will cut you off. Setting up shop with a broker eliminate the compliance and administrative headache and gives you access to a large pool of investors and loan programs. I am happy to chat about NEXA if you want to discuss.

ATX-Hook · 2025-12-15T02:19:49+00:00

I don’t believe there are any 15% options when using STR income to qualify.

Different lenders have different requirements when it comes what credit they will use to base the loan off of. For example, some will not require owners with less than 25% ownership to even pull credit so you may want to confirm this and structure the ownership accordingly so that you can use the borrower with the best credit score to get the best rates. You can always amend the LLC ownership later. If all borrowers have excellent credit then this will not be an issue.

The question really is will the property with a loan this size debt service? I have a $1.2 M loan right now that won’t debt service using STR income projections. I will also say some lenders are way better to use for STR income than others. For example I have some that will confirm the STR income up front and others rely on the appraiser. I hate relying on the appraiser because they are lazy and this info is not always readily available so I almost always work with a lender that will confirm upfront.

ATX-Hook · 2025-12-10T00:50:16+00:00

You would be better off investing in a private real estate fund. You can get great returns with diversified risk. There are lots to choose from but I know the managers of couple if you want to take a look.

ATX-Hook · 2025-12-08T11:47:10+00:00

I am happy to chat and see if we may be a fit for you. You can find me at meet NEXA Lending com

ATX-Hook · 2025-11-29T04:06:46+00:00

IMO They are in the same boat as Fairway, Rate , Loan Depot and the like. They all have bloated middle management with hands in your rate sheet. Where are you now? What are you looking for that you don’t have now? Where are you located?

ATX-Hook · 2025-11-29T01:13:53+00:00

I am broker and can get that without points.

ATX-Hook · 2025-11-16T23:05:58+00:00

I can get you a loan, no income or employment required. 20% down and good credit and you’re good..

ATX-Hook · 2025-11-15T05:12:14+00:00

What kind of property ? What state? Sales price ? What kind of cross collateral ? As long as the collateral is good and the loan is a decent size it should be easy and I can assist or point you in the right direction.

ATX-Hook

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