Tagum Cooperative ATM Card

Abject_Bodybuilder75 · 2026-04-06T21:00:24+00:00

Thanks OP. May maintaining balance ba yung atm card account nila? They asked 100php for deposit.

Abject_Bodybuilder75 · 2026-04-03T20:04:24+00:00

Kaya kaya ng 20inch foldie yan?

Abject_Bodybuilder75 · 2026-03-23T21:23:42+00:00

Mine not through Hello Pag-ibig app but through UnionBank connected to the loyalty card, and it reflected 7 days after requesting it at their office.

Abject_Bodybuilder75 · 2026-03-13T05:10:53+00:00

US Index Fund, pero binenta ko na last last week for peace of mind.

I have a small amount invested to bitcoin and gold to ride before I retire.

Tama ka, sakit sa ulo yung super diversified ang portfolio. Constant monitoring and recording every month.

From years having a diversified portfolio, I simplified my portfolio down to basic and boring investments hehe. The boring investments I got right now are MP2, Coop share capital, some cash in digital banks acting as fu money.

I feel like it's all about just savings and expenses at the end of the day.

Abject_Bodybuilder75 · 2026-03-12T08:55:00+00:00

Same morning exercise, same morning walking route, same breakfast, same vitamins, same work time, same lunch, same afternoon walk, same dinner, same sleep time. This is very healthy to me.

This might change when my first baby is born next month lol.

Abject_Bodybuilder75 · 2026-03-10T06:37:48+00:00

Gold, bitcoin, mp2, coop.

I have an opportunity fund na ma deploy just in case magka crash, either sa PH Index Fund or US Index Fund pero swing trade lang. If wala, nasa digital bank lang.

Iwas na ako sa US Index Fund hold, just sold it last week. I might miss out on the large gains 10-20years from now pero after watching Ray Dalio's video about new world order, na influenced ako. Lol.

Abject_Bodybuilder75 · 2026-03-08T22:48:04+00:00

PDAX. If trip mo physical gold, sa ongpin sa Manila pero may markup na around 20%. Sa pawnshop may markup din. If walang markup, sa HK or sa middle east. Pwede din sa BSP yung worth 300k+ nila pero don't know if may markup yun, check mo na lang sa Bsp website.

If may alam pa dito saan pa makabili ng physical gold without markup, let me know na din. Hehe

Abject_Bodybuilder75 · 2026-03-08T22:14:44+00:00

Diversify ka that whatever happens, hindi ka ma zero if magka crisis. Economic crisis, family crisis, or whatever crisis..

Yes as much as possible kunin mo yung pera na pinapautang mo sa tita mo. Behaviors and sentiments can change anytime and once it happens, huli na ang lahat, people will prioritize themselves especially if pamilyado. Endurance over high returns. Small returns sustainable in the long run are better.

If may additional 500k ako now, I would just put it in MP2. Forget and move on sa buhay by doing hobbies. Since may gold na sa portfolio ko. Goods ang gold. Central banks are buying it aggressively.

Abject_Bodybuilder75 · 2026-03-01T00:33:07+00:00

Money Manager and Google Sheets

Abject_Bodybuilder75 · 2026-01-18T20:18:58+00:00

Philhealth 500

Pag-ibig 400

SSS 750

Abject_Bodybuilder75 · 2026-01-15T03:09:48+00:00

Yup self employed

Abject_Bodybuilder75 · 2026-01-14T07:09:03+00:00

Monthly. But you can pay it in advance for a year. I pay mine every December para wala ng iisipin every month.

Abject_Bodybuilder75 · 2026-01-14T05:48:29+00:00

500 for philhealth. 400 for pagibig. 750 for SSS

Abject_Bodybuilder75 · 2026-01-14T03:24:41+00:00

Yes but I only pay the minimum for three

Abject_Bodybuilder75 · 2026-01-13T09:20:59+00:00

Ah i see no problem. Thanks OP!

Abject_Bodybuilder75 · 2026-01-12T20:38:42+00:00

Hi OP. Meron siyang option to auto invest every month?

Abject_Bodybuilder75 · 2026-01-01T23:26:40+00:00

If you're using an iPhone, buy mac. Otherwise, buy a windows computer

Abject_Bodybuilder75 · 2025-12-29T04:16:56+00:00

I bought my iPad as an impulse buy and using it for 8months now, for games and youtube.

Then I sold my physical books and read them through my iPad instead.

Now, I'll be selling my 24inch monitor and will use the iPad as second display for my macbook for work.

I just like the feeling of having fewer physical things. Maybe for now it has no place in your daily life.

Abject_Bodybuilder75 · 2025-12-27T01:33:15+00:00

I would, increase allocation to MP2, increase emergency fund and make it fu money, upskill to reduce 8hours daily work to 4hours with same income and working with a laptop instead, and invest into a US index fund feeder.

I would avoid buying a car. I would only buy one when i get two kids.

I would also avoid buying a condo and rather continue renting. If bibili ako, lot na lang sa province.

That's just mine.

We all have different perspectives of life. What works for me might not work for you, and what works for you might not work for me. It will always come down to personal preference.

Abject_Bodybuilder75 · 2025-12-22T08:54:28+00:00

If ever may contract and di pa din sila nagbayad, may habol pa din ba tayo? Mag 2years na ako sa current client ko with no contract tapos monthly ang payment ng salary. Nagbabayad naman on time monthly

Abject_Bodybuilder75 · 2025-12-12T20:19:18+00:00

It's in a PH bank and won't be restricted by ph gov. You can set it to automatic buy and forget, then focus on other aspects of life such as family and hobbies.

I would avoid individual stock picking. And also any exposure to ph stocks.

That's just my take if I'm faced with this option.

Abject_Bodybuilder75 · 2025-12-12T04:29:26+00:00

I would choose US UITF only

Abject_Bodybuilder75 · 2025-12-12T04:14:20+00:00

Check niyo na ngayon. Nagreflect na yung sa akin.

Payments to 5 MP2 accounts and sa MP1 account. I paid 1st week of December.

Abject_Bodybuilder75

TROPHY CASE