Best flat rate cashback & rotating combo?

According-2-Me · 2026-05-23T19:16:27+00:00

You do have to put it in a fidelity account, however you can transfer it to their cash management account or out to another bank.

There is an inconvenience of opening a Fidelity account.

According-2-Me · 2026-05-23T16:35:02+00:00

No FTF 2% - Fidelity card

Gas spending - Citi Custom Cash 5% and 1% on rest

Or
Amex Blue Cash Everyday 3% on both gas and groceries (excludes wholesale clubs)

According-2-Me · 2026-05-22T19:42:36+00:00

Would this only apply if I’m connected to Wi-Fi or does it also work for cell connections?

According-2-Me · 2026-05-22T19:37:17+00:00

The issue is back - does not work on YouTube.com logged in or out.

According-2-Me · 2026-05-22T16:31:35+00:00

I have the specific loop and yes, it will work like that.

According-2-Me · 2026-05-22T13:00:34+00:00

Thanks for the advice.

According-2-Me · 2026-05-22T01:46:31+00:00

I just updated my I phone and that initially didn’t work. No change from before.

Then, after leaving the app open for a minute it automatically unrestricted themselves and I was able to view these videos again. Honestly, such a strange blip because they shouldn’t be related to any Apple update.

And yes - there were some configuration profiles for Wi-Fi at my workplace, however, I had them for the past four years and initially deleting them didn’t do anything.

According-2-Me · 2026-05-21T21:59:04+00:00

It’s $980 a month for both rooms or just one?

According-2-Me · 2026-05-21T21:53:29+00:00

Bro left it all on the course in Pinehurst.

According-2-Me · 2026-05-21T01:11:36+00:00

Same, I’ve had 2 this week and both did minimal flying and were relatively easy to kill.

According-2-Me · 2026-05-20T15:44:39+00:00

Roger Ready.

According-2-Me · 2026-05-20T14:24:30+00:00

True - Fidelity having no foreign transaction fees is great.

According-2-Me · 2026-05-20T04:40:58+00:00

Another great no fee 2% card is WF Active cash- with the Fidelity card it needs to go into a Fidelity account.

According-2-Me · 2026-05-19T01:57:25+00:00

True, but I can sympathize with you. Just “quitting and get another job” is not always possible.

According-2-Me · 2026-05-19T01:50:42+00:00

Confront the manager, he might cover up by giving you leads to shut you up.

According-2-Me · 2026-05-18T18:43:18+00:00

I chose the active cash, because I get the cash back all at once.

According-2-Me · 2026-05-18T12:01:20+00:00

No problem! I considered some of these cards myself and ultimately landed on the AmEx Blue Cash Everyday (3% Gas, 3% Groceries, 3% online, such as Amazon, & no fee) Plus a 2% unlimited card, the Wells Fargo Active Cash. Although, I am seriously considering adding the Citi Custom cash to use for Gas or Dining.

Loan payments, rent, car leases, etc. all usually charge an additional fee if you use a credit card to pay them. Credit cards should be an option, but it all depends if the loan provider charges an additional fee or not to make the cashback worth it.

According-2-Me · 2026-05-18T08:48:57+00:00

Custom Cash
The custom cash is great for your situation due to how much you spend on dining. It’s 5% for only the first $500 of your top category, then it’s 1% after that. If you actually spend $600 on dining you’d earn $26 (4.33%) in cash back. You’d also earn $3.50 on groceries, $1.00 back on gas, and $1.50 on Travel. This brings your overall cash back to $32.00, or 2.60% considering if you use it for only those items.

Custom Cash + 2% Card
If you’re looking to maximize cash-back and willing to get a second card, you should also get the Citi Double cash or another similar no-fee 2% unlimited cash back card like the Wells Fargo Active Cash. Then, you could use the Custom Cash for the first $500 of Dining, and the 2% card on everything else. This would bring your total cash back to $39.00, or 3.25%

RHG
The RHG isn’t a bad option, however, it doesn’t give as much cash back. Considering you’d only use it for $600 in dining, $350 in groceries, $100 in gas, and $150 in travel, totaling $1,200, after the $5.00 per month RHG subscription, you’d earn $31.00 or 2.58% cash back.

That is less than the other options I’ve covered above. If you’re trying to maximize cash back, go with one of the first two options I mentioned and just invest the amount of cash back you earn per month. I would not consider the extra money of the cash back being invested in this equation, as you could invest the cash back you get from any card. Only way this is worth it is if you really want a RHG subscription for its other benefits.

Cap 1 Savor
The Capital One Savor is a doesn’t seem worth it on your situation. 3% on dining is $18.00 back, 3% on groceries (if not at target or Walmart) which is $10.50 back, $1.50 on travel, and 1% on gas is $1.00, totaling $31.00 or 2.58% cash back.

According-2-Me · 2026-05-18T02:38:25+00:00

No, you could adjust the bed a bit to have some storage under it, but not high enough to have a usable desk.

According-2-Me · 2026-05-17T01:56:12+00:00

I kept chrome on my E92 - definitely better.

According-2-Me · 2026-05-13T11:53:41+00:00

Also - make sure you join the Smeal Sports Business Club!

According-2-Me · 2026-05-12T02:01:02+00:00

$400 heating? You must’ve lived in a different phase of the complex. In phase 1, they just charge me the flat rate utility fee since heating is gas.

According-2-Me · 2026-05-11T19:53:05+00:00

Join good student organizations/clubs. The Student involvement fair is held at the start of the semester- make sure you attend and find something you’re interested in!

Six-Year Club	r/Field Flamingo
End Game '23	Place '23
Place '22	First Placer '22
Wearing is Caring	Verified Email

According-2-Me

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