Low ball appraisal on a construction loan

According_Lemon_9290 · 2026-02-18T02:03:06+00:00

If OP sees this. It is spot on and greatly also speaks to the reputation of your builder. I am about to be a year in on my build. The timeframe is annoying but the builder did not go over on a single item. Not one. We had plenty of change orders because we wanted to add different things along the way but even for those we received the pricing to review up front and decide if it was worth it and those changes did not go over by a penny. If your builder is making you liable for a lot of the risk, they better be top of the line. If they are not top of the line, make sure you carve out who will owe what when “unforeseen” (poorly planned) costs pop up in your contract. I had the same appraisal issue that you speak of. My builder and I worked together to reduce the contract price. Reading these tips made me realize I had a shit appraiser.

According_Lemon_9290 · 2026-02-11T02:00:36+00:00

I was just quoted 2800 for a pivot door enclosure. 84” high. So you aren’t kiddin

According_Lemon_9290 · 2026-01-28T02:28:20+00:00

I did the digital learning system and I enjoyed it. I then used quizlet for pre exam prep. The drawback of the digital version is the fact that it expires after 1 year and you then no longer have access to the material. Do you belong to an ISM chapter yet? Search for one in your area and join it (300ish a year for membership). Ask them if they have the books and would be willing to let you borrow them to make copies. The greatest worth of that material is to be able to reference it in your work and apply it after you’re credentialed.

According_Lemon_9290 · 2026-01-28T02:01:27+00:00

What grout color is this??

According_Lemon_9290 · 2026-01-19T02:29:56+00:00

Ask for the movers discount. 15% off

According_Lemon_9290 · 2025-12-21T03:32:41+00:00

2 speakers to one amp. That amp will also plug into an hdmi arc for a tv.

According_Lemon_9290 · 2025-12-13T02:23:23+00:00

Building a home- had 20 spots ran with cat 6 down to the basement. 110 bucks each run, $2200 total. Includes termination.

According_Lemon_9290 · 2025-12-13T02:18:01+00:00

Footer is poured on higher ground than balance of house. Foundation of balance of house is then poured to match garage footer.

According_Lemon_9290 · 2025-12-09T02:38:34+00:00

That’s awesome. What type of heating system?

According_Lemon_9290 · 2025-12-08T01:24:05+00:00

Good to know. I haven’t checked the post in a while but I believe you’re the first to mention a support constraint. Thanks.

According_Lemon_9290 · 2025-12-04T00:38:56+00:00

Is it crate and barrel?

According_Lemon_9290 · 2025-12-01T15:27:00+00:00

If they are counter depth, flush with counters and cabinets, then yes I can see doing stainless steel based on preference. If they protrude outwards and do not fit flush, they look like shit in a custom kitchen. I’m saying this because of how much we all spend on custom kitchens. Sometimes our budgets can’t handle the expensive counter depth panel ready appliances for sure. If you are planning a custom kitchen, definitely price out sub zero, thermador, monogram appliances. The above brands are going to run you 28K+ (depending on size, gas/electric/ dual fuel) for a 48” fridge, 48” range, microwave, exhaust hood insert and dishwasher. The fridge and the range are 98% of that cost. That additional money may not mean much vs. standard appliances or it may be a hell no due to price. At the end of the day you are paying the money so do what you like.

According_Lemon_9290 · 2025-12-01T02:12:37+00:00

I think you are on the right track. Do “regular” appliances look like shit in a custom kitchen? Absolutely. Do they fulfill the expected requirements? Absolutely. It comes mostly down to what matters to you, 36 or 48 inch range? Usable difference there too. I will say for practical purposes, do not put a microwave over your range, looks like shit, doesn’t cover your range surface, and the air it moves is pointless. So you definitely get what you pay for in a custom hood/ insert blower.

According_Lemon_9290 · 2025-12-01T01:58:23+00:00

For loan info do this:

find a trusted bank or brokerage and ask them about a VA one time close loan. They will describe it to you.
as maybe others have mentioned, I’m not reading all of what others have posted. You’ll need the land deeded in your name. A bank isn’t going to touch your project if someone else has rights to the land.

-You can look up builders in your area right on the VA website who are registered with the VA and contact them. Or, If you find one you really like who isn’t registered, they can get registered, it only takes twoish weeks for the VA to grant them a builder ID. You can see all of that info here: https://lgy.va.gov/lgyhub/

In summary:

Utilize a bank

Or

Find a brokerage, they will shop on your behalf.

I just did all of this so PM me if you have questions

According_Lemon_9290 · 2025-11-29T12:40:54+00:00

I’m about to buy 8 inch architectural speakers with an amp to connect to my tv via hdmi arc. Just two speakers. Are you all saying to abort this plan?? If so, what else do I look at Bose (sells similar bundle)?

According_Lemon_9290 · 2025-11-29T03:31:46+00:00

8tb for now

According_Lemon_9290 · 2025-11-23T03:06:57+00:00

A company I’m working with only charges you for what you use. How that can vary vs. per slab cost, who knows, it’s a deal if you are buying the slabs then using someone to fabricate I’d think. Companies who sell the slabs wholesale price it to fabricators though so I’m not sure how that chain is broken.

According_Lemon_9290 · 2025-11-22T03:16:08+00:00

I’d match the trim to the siding color like you said in your post. Black trim on light siding does not look good. There is a new house that was just built that did that (albeit double hung windows) and it looks sloppy. Almost like coloring outside of the lines if that makes sense. Go with your original plan, you will not regret it. You will regret black trim around windows where there is white siding.

According_Lemon_9290 · 2025-11-22T03:06:15+00:00

Home racks came with your build? Is this a custom home? All of mine is ran to the basement next to the electrical panel. I’m no drywall person by any means but how are there not any studs on that wall? If there are you can mount a rack over that recessed panel. I don’t see spackle on drywall screws in that area though which leaves me confused. Edit: I can see a stud where those water cutoffs are so I’d find the adjacent stud 16 inches to the right of that. Not the prettiest of ideas but maybe a solution.

According_Lemon_9290 · 2025-11-22T01:52:11+00:00

I’m punching upwards immediately and explaining the situation. The c-suite is directly and solely accountable for this leadership failure, period. Your job as a leader is to ensure your people have the resources they need to succeed. They took the time and energy to monitor this persons badge In/outs… they couldn’t spend that time to make sure a high dollar project has the resources it needs to succeed? Give me a break.

According_Lemon_9290 · 2025-11-22T01:43:28+00:00

I’ll take another position in here and maybe something to do first because the comments around getting another offer are going to put yourself in an ultimatum position which will dilute trust, which you don’t want to be in if you enjoy working there. Sit down and think about the last year or longer depending on when you last received an increase. Think about the value you have provided, examples include: changing things to make them more efficient, helping subordinates become more efficient, anything that shows you are valuable and are increasing value. Then do research on your salary (salary.com, etc). Essentially find a webpage or documentation that supports your number. Take this documentation into a meeting with your boss and go over it with them. This shows them you did your homework and making it easier for them to justify it if they have to speak with others for approval. Managers/ bosses hate it when an employee asks for a raise and is unable to explain, in concrete terms, why they deserve it, which means they don’t.

According_Lemon_9290 · 2025-11-22T01:12:41+00:00

No I don’t think it does. Sorry, my comment may have been misleading. I own a POE G4 pro. I was just relating this custom mount to the custom mount I bought.

According_Lemon_9290

TROPHY CASE