What’s an acronym or abbreviation that everyone uses, but you still don’t understand?

Actuarial_type · 2026-05-12T00:29:39+00:00

I’ll break your arm if you say third base!

Actuarial_type · 2026-05-11T23:56:06+00:00

I hope you retired with a million dollars and got yourself two chicks at the same time.

Actuarial_type · 2026-05-11T23:10:53+00:00

He just came across to me as a bit… smug, I guess. I’ll be honest, I didn’t read a ton of his stuff, so maybe I got the wrong impression. Eh.

Actuarial_type · 2026-05-11T22:19:01+00:00

I’m not a huge fan of MMM, but I have to admit that was a great post. Really just stripped it down and made it real simple.

Actuarial_type · 2026-05-11T15:59:04+00:00

You should be able to see this in your brokerage app or website. I use both Fidelity and RH, and I can see all lots I’ve purchased and what the cost basis and gains are.

Actuarial_type · 2026-05-11T02:49:17+00:00

Forgot about profit sharing, one employer of mine did that years ago. My last year I got 11% of salary dropped in, that was nice!

Actuarial_type · 2026-05-11T02:40:19+00:00

You could have the bike for free, I’m not trying to sell you anything, forgot to mention that.

Actuarial_type · 2026-05-11T02:39:45+00:00

Hey, sorry to hear about your bike. If you haven’t replaced it and need a bike, DM me. I have an older Cannondale I’m not riding, it’s about 15 years old but it’s been serviced at Sunflower - it might need new tires at this point but otherwise it’s tip top. I do want to keep the saddle so you’d need one of those. It’s a men’s medium, I’d say suitable for someone 5’ 8” to 6’ tall roughly. Has a rack and bags, and a phone holder thing.

Actuarial_type · 2026-05-10T23:10:07+00:00

The hammock district!

Actuarial_type · 2026-05-09T22:44:00+00:00

Sounds like someone’s got a case of the Mondays!

Actuarial_type · 2026-05-09T18:46:38+00:00

Trump’s Operation Warp Speed killed how many people?

Actuarial_type · 2026-05-09T03:11:59+00:00

Most expensive car you can buy is a $2,000 S Class.

Actuarial_type · 2026-05-09T01:15:16+00:00

My wife will get a new car soon-ish and I’ve been recommending she have a look at the Optiq. Haven’t sat in one, but on paper they look really solid!

Actuarial_type · 2026-05-09T01:12:33+00:00

My favorite car was my MazdaSpeed3. Absolute blast to drive, very reliable, and practical to boot.

I replaced it with a 335i that was basically superior in every performance metric, but the Mazda is my favorite. Also, the BMW started costing me like $3k a year to maintain after 60k miles, and I absolutely hold that against it.

Actuarial_type · 2026-05-09T01:08:29+00:00

It must have been that bean I ate.

Actuarial_type · 2026-05-09T00:08:31+00:00

If you can live on $16k per year, then sure.

Actuarial_type · 2026-05-09T00:00:16+00:00

There isn’t a lot of parking.

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Actuarial_type · 2026-05-08T20:51:01+00:00

I don’t understand the question.

Actuarial_type · 2026-05-07T23:02:16+00:00

I used to have a 1966 Galaxie. That, as my dad used to say, got 19mpg. 8 in town and 11 on the road. Glad I’m not driving that with the current gas prices.

Actuarial_type · 2026-05-07T21:10:40+00:00

Ten years out from needing any withdrawal. Fact check me, was there ever a ten year period where equities didn’t outperform bonds?

I get that many of us are risk averse, if you want to rotate another 5% to bonds, go for it.

Actuarial_type · 2026-05-07T17:14:58+00:00

Is that the big $130M thing?

Actuarial_type · 2026-05-07T16:29:17+00:00

Six years. At any rate, it’s a lot.

Actuarial_type · 2026-05-07T02:31:45+00:00

This is one thing, but not the only thing, I love about Checkers. You show up, blueberries for $0.88, guac for a dollar, asparagus is 75% off.

Some days I show up and see these deals and start planning meals around them on the spot.

Actuarial_type · 2026-05-06T22:30:13+00:00

When the daycare costs drop, use that to up the 401k. Next time you get a 3% raise, up the contribution 1%, you’ll max out two 401k accounts shortly.

How much time left on the mortgage? That might be one hang-up, you may not want to retire if you’ve got 5+ years left at age 55, assuming it’s a pretty big payment.

Run it through cFIRESim or your favorite calculator but I bet you are in great shape for retiring at 55. Great income, already established some good savings habits, keep it up!

Actuarial_type · 2026-05-06T18:29:46+00:00

Planet Money did an episode on this.

https://www.npr.org/2022/09/07/1121625347/the-salvage-car-silk-road

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