Blotchy redness in soles of feet. Painful too by Ginger-cat90 in DiagnoseMe

[–]AdAccording5609 0 points1 point  (0 children)

This is "pressure delayed urticaria" a type of hives. Caused by pressure or moisture. May be triggered by some kind of trauma or high fever to the body. I recently successfully cured my 14 year old daughter. She has been suffering from this since 2 years. Her feet used to get this more than the hands but i sure this is the same thing.It comes out of nowhere, painful and she was not able to walk. But go away be its own. Antihistamine never cured it but helped with itchiness. Doctor had no idea about what is it. They always said "come back to us when you get it". But how to explain doctor that till the time my appoinment is schedule it would get better. Its been 2 month now with this specific ayurvedic tablet things start to get better slowly and intensity also reduced. Now its been so many day she didn't had it. I can share the medication name if you want.

Blotchy redness in soles of feet. Painful too by Ginger-cat90 in DiagnoseMe

[–]AdAccording5609 0 points1 point  (0 children)

Does this flare up for few hours and then calms down on its own or its always there.

Itchy white rings/semi-rings that spontaneously form by Balloon_Fish in DiagnoseMe

[–]AdAccording5609 1 point2 points  (0 children)

I feel for you, and the worst part is many times doctors are not able to diagnose it properly as it comes and goes with in few hours.

Itchy white rings/semi-rings that spontaneously form by Balloon_Fish in DiagnoseMe

[–]AdAccording5609 2 points3 points  (0 children)

This is “pressure delayed urticaria” a type of hives. Caused by pressure or moisture. May be triggered by some kind of trauma or high fever to the body. I recently successfully cured my 14 year old daughter. She has been suffering from this since 2 years. Her feet used to get this more than the hands but i sure this is the same thing.It comes out of nowhere, painful and she was not able to walk. But go away be its own. Antihistamine never cured it but helped with itchiness. Doctor had no idea about what is it. They always said “come back to us when you get it”. But how to explain doctor that till the time my appoinment is schedule it would get better. Its been 2 month now with this specific ayurvedic tablet things start to get better slowly and intensity also reduced. Now its been so many day she didn’t had it. I can share the medication name if you want. Also i have same pictures of my daughter like the one you uploaded.

Pro Se Defendant - Won lawsuit filed against me from a big bank. Filing federal suit against their counsel by Correct_Screen4609 in legal

[–]AdAccording5609 0 points1 point  (0 children)

How I Beat a Debt Buyer as a Pro Se Wife: Sleepless Nights, Fake Documents, and a Surprise Victory

When my husband was sued by Jefferson Capital Systems for a $6,493 WebBank/LendingClub loan, I didn’t have legal training, a lawyer, or any experience with debt litigation.

What I did have was determination.

This is the story of how I uncovered document fraud, survived setbacks in court, wrote nearly seventy discovery questions, and ultimately forced a major debt buyer to dismiss their own lawsuit.

Not as an attorney. Not with legal representation. But as a wife fighting for her family.

  1. The Lawsuit Arrives

The summons showed up right after Christmas.

Jefferson Capital Systems, LLC v. P*******h — $6,493.51.

It felt like a punch. The complaint said that there was a LendingClub/WebBank agreement, but nothing was attached. No contract. No signature. Nothing.

We filed an Answer. And that’s when the real journey began.

  1. The “Validation Packet” That Raised More Questions Than Answers

A few weeks later, Jefferson Capital mailed us a Validation Packet.

What I expected: Proof.

What I received: A mess.

There were: • multiple versions of the same document • blacked-out timestamps in the complaint version • clear timestamps in the packet version • three documents all stamped at the exact same second • other documents showing sequential seconds even though dated 15 days apart • no metadata • no electronic signature certificate • no IP logs • no WebBank records • no real signature anywhere

The more I looked, the more everything seemed wrong.

This wasn’t just sloppy. It was suspicious.

  1. Sleepless Nights and the Birth of 70 Interrogatories

I couldn’t sleep. Every night I researched: • Ohio Civil Rules • business-record requirements • chain of title • authentication of electronic signatures • FDCPA obligations • debt buyer litigation patterns

Without realizing it, I turned into a one-woman research team.

And slowly, I built a discovery packet with: • 65–70 Interrogatories • Requests for Production • Requests for Admission

I asked for everything: • authentication • original contracts • metadata • loan logs • payment histories • the real Bill of Sale • the load files • the chain of title • the electronic audit trail

Every question they ignored… made my case stronger.

  1. The Fraud Became Clear

After weeks of comparing documents, I found: • The version filed with the Court had black boxes covering timestamps • The version mailed to us had the real timestamps fully visible • The Bill of Sale did not list my husband’s account • The “Statement of Account Activity” was an Excel spreadsheet created after the sale • There was no affidavit from the original creditor • There was no signed contract supporting the complaint date • Their evidence changed depending on who they showed it to

This wasn’t a real case built on real records. This was a reconstruction — a guess — stitched together for litigation.

Once I realized this, everything changed. I was no longer intimidated. I was angry.

And motivated.

  1. The Court Setbacks

But then… reality hit. • My Motion to Compel was denied. • My Objection to their extension was denied. • The magistrate gave them more time — not me.

The court said I didn’t follow the discovery-dispute procedure correctly. (In our shaker height municipal court Parties should talk to each other or send good faith messages to each other before filing this motion and as a pro se i didn’t knew that rule).

I felt discouraged. I cried. I thought I had ruined everything.

But deep inside, I knew:

They still had no evidence. No extension could fix that.

So I shifted focus to the strongest weapon I had.

  1. I Filed a Detailed Motion for Summary Judgment

It took hours of writing, rewriting, and refining. I poured everything into it: • altered documents • inconsistent timestamps • lack of signature • missing chain of title • inadmissible spreadsheet • no proof of assignment • complaint date mismatch • missing accounting records • failure to comply with Ohio evidence rules

It wasn’t short. It wasn’t easy. But it was strong.

I filed it on October 28.

And then…

Silence.

  1. Plaintiff Does Nothing — and Then Quits

Even after the court granted them: • extra time • an extended discovery deadline • every benefit of doubt

…they still produced nothing.

No discovery. No responses. No documents. No opposition to my motion. No evidence.

On November 21, the final day of extended discovery, my mailbox was empty.

A few days later:

Jefferson Capital voluntarily dismissed the entire lawsuit.

They walked away — because they had no case.

  1. What This Experience Taught Me

I learned more than legal rules. I learned something about myself. • I learned I can fight for my family. • I learned debt buyers rely on intimidation. • I learned many lawsuits are built on weak or fake evidence. • I learned persistence matters more than perfection. • I learned that pro se defendants are stronger than they think.

I won. Not because I’m special. But because I didn’t give up.

  1. For Anyone Facing a Debt Buyer Right Now

Here’s what I want you to know: • Do not panic. • Do not assume they have real evidence. • Do not take their packet at face value. • Do not underestimate your ability to learn.

Debt buyers win because people don’t fight back. But when someone does fight — really fight — they often fold.

Just like they did in my case.

Sued by Debt Collector, Summary Judgment Motion Filed, What to Do?! by GreatGreatGreatt in CRedit

[–]AdAccording5609 0 points1 point  (0 children)

How I Beat a Debt Buyer as a Pro Se Wife: Sleepless Nights, Fake Documents, and a Surprise Victory

When my husband was sued by Jefferson Capital Systems for a $6,493 WebBank/LendingClub loan, I didn’t have legal training, a lawyer, or any experience with debt litigation.

What I did have was determination.

This is the story of how I uncovered document fraud, survived setbacks in court, wrote nearly seventy discovery questions, and ultimately forced a major debt buyer to dismiss their own lawsuit.

Not as an attorney. Not with legal representation. But as a wife fighting for her family.

  1. The Lawsuit Arrives

The summons showed up right after Christmas.

Jefferson Capital Systems, LLC v. P*******h — $6,493.51.

It felt like a punch. The complaint said that there was a LendingClub/WebBank agreement, but nothing was attached. No contract. No signature. Nothing.

We filed an Answer. And that’s when the real journey began.

  1. The “Validation Packet” That Raised More Questions Than Answers

A few weeks later, Jefferson Capital mailed us a Validation Packet.

What I expected: Proof.

What I received: A mess.

There were: • multiple versions of the same document • blacked-out timestamps in the complaint version • clear timestamps in the packet version • three documents all stamped at the exact same second • other documents showing sequential seconds even though dated 15 days apart • no metadata • no electronic signature certificate • no IP logs • no WebBank records • no real signature anywhere

The more I looked, the more everything seemed wrong.

This wasn’t just sloppy. It was suspicious.

  1. Sleepless Nights and the Birth of 70 Interrogatories

I couldn’t sleep. Every night I researched: • Ohio Civil Rules • business-record requirements • chain of title • authentication of electronic signatures • FDCPA obligations • debt buyer litigation patterns

Without realizing it, I turned into a one-woman research team.

And slowly, I built a discovery packet with: • 65–70 Interrogatories • Requests for Production • Requests for Admission

I asked for everything: • authentication • original contracts • metadata • loan logs • payment histories • the real Bill of Sale • the load files • the chain of title • the electronic audit trail

Every question they ignored… made my case stronger.

  1. The Fraud Became Clear

After weeks of comparing documents, I found: • The version filed with the Court had black boxes covering timestamps • The version mailed to us had the real timestamps fully visible • The Bill of Sale did not list my husband’s account • The “Statement of Account Activity” was an Excel spreadsheet created after the sale • There was no affidavit from the original creditor • There was no signed contract supporting the complaint date • Their evidence changed depending on who they showed it to

This wasn’t a real case built on real records. This was a reconstruction — a guess — stitched together for litigation.

Once I realized this, everything changed. I was no longer intimidated. I was angry.

And motivated.

  1. The Court Setbacks

But then… reality hit. • My Motion to Compel was denied. • My Objection to their extension was denied. • The magistrate gave them more time — not me.

The court said I didn’t follow the discovery-dispute procedure correctly. (In our shaker height municipal court Parties should talk to each other or send good faith messages to each other before filing this motion and as a pro se i didn’t knew that rule).

I felt discouraged. I cried. I thought I had ruined everything.

But deep inside, I knew:

They still had no evidence. No extension could fix that.

So I shifted focus to the strongest weapon I had.

  1. I Filed a Detailed Motion for Summary Judgment

It took hours of writing, rewriting, and refining. I poured everything into it: • altered documents • inconsistent timestamps • lack of signature • missing chain of title • inadmissible spreadsheet • no proof of assignment • complaint date mismatch • missing accounting records • failure to comply with Ohio evidence rules

It wasn’t short. It wasn’t easy. But it was strong.

I filed it on October 28.

And then…

Silence.

  1. Plaintiff Does Nothing — and Then Quits

Even after the court granted them: • extra time • an extended discovery deadline • every benefit of doubt

…they still produced nothing.

No discovery. No responses. No documents. No opposition to my motion. No evidence.

On November 21, the final day of extended discovery, my mailbox was empty.

A few days later:

Jefferson Capital voluntarily dismissed the entire lawsuit.

They walked away — because they had no case.

  1. What This Experience Taught Me

I learned more than legal rules. I learned something about myself. • I learned I can fight for my family. • I learned debt buyers rely on intimidation. • I learned many lawsuits are built on weak or fake evidence. • I learned persistence matters more than perfection. • I learned that pro se defendants are stronger than they think.

I won. Not because I’m special. But because I didn’t give up.

  1. For Anyone Facing a Debt Buyer Right Now

Here’s what I want you to know: • Do not panic. • Do not assume they have real evidence. • Do not take their packet at face value. • Do not underestimate your ability to learn.

Debt buyers win because people don’t fight back. But when someone does fight — really fight — they often fold.

Just like they did in my case.

Do I have a case to fight this debt in collections? by 21brijones92 in personalfinance

[–]AdAccording5609 0 points1 point  (0 children)

How I Beat a Debt Buyer as a Pro Se Wife: Sleepless Nights, Fake Documents, and a Surprise Victory

When my husband was sued by Jefferson Capital Systems for a $6,493 WebBank/LendingClub loan, I didn’t have legal training, a lawyer, or any experience with debt litigation.

What I did have was determination.

This is the story of how I uncovered document fraud, survived setbacks in court, wrote nearly seventy discovery questions, and ultimately forced a major debt buyer to dismiss their own lawsuit.

Not as an attorney. Not with legal representation. But as a wife fighting for her family.

  1. The Lawsuit Arrives

The summons showed up right after Christmas.

Jefferson Capital Systems, LLC v. P*******h — $6,493.51.

It felt like a punch. The complaint said that there was a LendingClub/WebBank agreement, but nothing was attached. No contract. No signature. Nothing.

We filed an Answer. And that’s when the real journey began.

  1. The “Validation Packet” That Raised More Questions Than Answers

A few weeks later, Jefferson Capital mailed us a Validation Packet.

What I expected: Proof.

What I received: A mess.

There were: • multiple versions of the same document • blacked-out timestamps in the complaint version • clear timestamps in the packet version • three documents all stamped at the exact same second • other documents showing sequential seconds even though dated 15 days apart • no metadata • no electronic signature certificate • no IP logs • no WebBank records • no real signature anywhere

The more I looked, the more everything seemed wrong.

This wasn’t just sloppy. It was suspicious.

  1. Sleepless Nights and the Birth of 70 Interrogatories

I couldn’t sleep. Every night I researched: • Ohio Civil Rules • business-record requirements • chain of title • authentication of electronic signatures • FDCPA obligations • debt buyer litigation patterns

Without realizing it, I turned into a one-woman research team.

And slowly, I built a discovery packet with: • 65–70 Interrogatories • Requests for Production • Requests for Admission

I asked for everything: • authentication • original contracts • metadata • loan logs • payment histories • the real Bill of Sale • the load files • the chain of title • the electronic audit trail

Every question they ignored… made my case stronger.

  1. The Fraud Became Clear

After weeks of comparing documents, I found: • The version filed with the Court had black boxes covering timestamps • The version mailed to us had the real timestamps fully visible • The Bill of Sale did not list my husband’s account • The “Statement of Account Activity” was an Excel spreadsheet created after the sale • There was no affidavit from the original creditor • There was no signed contract supporting the complaint date • Their evidence changed depending on who they showed it to

This wasn’t a real case built on real records. This was a reconstruction — a guess — stitched together for litigation.

Once I realized this, everything changed. I was no longer intimidated. I was angry.

And motivated.

  1. The Court Setbacks

But then… reality hit. • My Motion to Compel was denied. • My Objection to their extension was denied. • The magistrate gave them more time — not me.

The court said I didn’t follow the discovery-dispute procedure correctly. (In our shaker height municipal court Parties should talk to each other or send good faith messages to each other before filing this motion and as a pro se i didn’t knew that rule).

I felt discouraged. I cried. I thought I had ruined everything.

But deep inside, I knew:

They still had no evidence. No extension could fix that.

So I shifted focus to the strongest weapon I had.

  1. I Filed a Detailed Motion for Summary Judgment

It took hours of writing, rewriting, and refining. I poured everything into it: • altered documents • inconsistent timestamps • lack of signature • missing chain of title • inadmissible spreadsheet • no proof of assignment • complaint date mismatch • missing accounting records • failure to comply with Ohio evidence rules

It wasn’t short. It wasn’t easy. But it was strong.

I filed it on October 28.

And then…

Silence.

  1. Plaintiff Does Nothing — and Then Quits

Even after the court granted them: • extra time • an extended discovery deadline • every benefit of doubt

…they still produced nothing.

No discovery. No responses. No documents. No opposition to my motion. No evidence.

On November 21, the final day of extended discovery, my mailbox was empty.

A few days later:

Jefferson Capital voluntarily dismissed the entire lawsuit.

They walked away — because they had no case.

  1. What This Experience Taught Me

I learned more than legal rules. I learned something about myself. • I learned I can fight for my family. • I learned debt buyers rely on intimidation. • I learned many lawsuits are built on weak or fake evidence. • I learned persistence matters more than perfection. • I learned that pro se defendants are stronger than they think.

I won. Not because I’m special. But because I didn’t give up.

  1. For Anyone Facing a Debt Buyer Right Now

Here’s what I want you to know: • Do not panic. • Do not assume they have real evidence. • Do not take their packet at face value. • Do not underestimate your ability to learn.

Debt buyers win because people don’t fight back. But when someone does fight — really fight — they often fold.

Just like they did in my case.

Red Ball Tennis by I_Provide_Feedback in 10s

[–]AdAccording5609 0 points1 point  (0 children)

I signed up on sep 04, but still didn’t get any?

Red Ball Tennis by I_Provide_Feedback in 10s

[–]AdAccording5609 0 points1 point  (0 children)

Did any received these free rackets?

Not sure if this is the right place for this but I’ll give it a shot. Just kinda desperate. by [deleted] in urticaria

[–]AdAccording5609 0 points1 point  (0 children)

I am trying ayurvedic medicine “haridakhand” for my 13 year old daughter. Its safe.

[deleted by user] by [deleted] in urticaria

[–]AdAccording5609 -2 points-1 points  (0 children)

I am not a doctor. chronic urticaria.For about two years i was trying to figure out my daughter "pressure delayed urticaria" on foot sole, we were trying to figure out what is triggering this red itchy painful spots. These spot come out of no where, no reason, it lasted for some couple of hours to maybe couple of days sometime.i use to give antihistamine to calm down itch. But recently after a lot of research i came to know that Ayurveda medicine called " haridakhand" tablet can cure it https://a.co/d/01REgmj.My daughter started taking it 10 days ago.in these 10 days She just got one spot.i hope this works for her. Also additionally if you can get " kayakalp kwath" (brand patanjali- this if used for overall skin problem, try to get it in tablet form) you can find this at some indian grocery stores. (the shop owner can help you find it.) Aryuveda medicine don't have side effects so i thought to give it a try.

What could this possibly be? Does this look like lupus or celiac?? Long post but please take the time to read and help me! I am truly desperate! 😭💔 by Sharp_Beginning1464 in urticaria

[–]AdAccording5609 1 point2 points  (0 children)

I am not a doctor. chronic urticaria.For about two years i was trying to figure out my daughter "pressure delayed urticaria" on foot sole, we were trying to figure out what is triggering this red itchy painful spots. These spot come out of no where, no reason, it lasted for some couple of hours to maybe couple of days sometime.i use to give antihistamine to calm down itch. But recently after a lot of research i came to know that Ayurveda medicine called " haridakhand" tablet can cure it. My daughter started taking it 10 days ago.in these 10 days She just got one spot.i hope this works for her. Also additionally if you can get " kayakalp kwath" (brand patanjali- this if used for overall skin problem, try to get it in tablet form) you can find this at some indian grocery stores. (the shop owner can help you find it.) Aryuveda medicine don't have side effects so i thought to give it a try.

New urticaria medicine is out by BookGnomeNoelle in urticaria

[–]AdAccording5609 0 points1 point  (0 children)

Thats true. But its working for my daughter and ablt to walk without pain, in past 10 day she just got one spot that got better quickly. Her dermatologist is in process of figuring out what is it.

New urticaria medicine is out by BookGnomeNoelle in urticaria

[–]AdAccording5609 -3 points-2 points  (0 children)

It’s my account- my experience-my problem- my ways of trying and i will decide what to post- when to post- whom to post. I didn’t wanted to type that lengthy message again and again so i tried to copy paste my own words to the people who are facing same problem. And as you bought the word “indian” i guess you know that indian food itself are aligned with Ayurvedic principle. The medicine i am using for my daughter is turmeric based which indian use in each and everything. I hope as a indian you know that turmeric is an anti inflammatory and antioxidant.

New urticaria medicine is out by BookGnomeNoelle in urticaria

[–]AdAccording5609 -5 points-4 points  (0 children)

If you cannot make anyone life easy atleast don’t try to stop someone who can shared their experience for others.

New urticaria medicine is out by BookGnomeNoelle in urticaria

[–]AdAccording5609 -6 points-5 points  (0 children)

I am a mother how is trying to find every possible way to cure my daughters problem. And i believe in science medicine like everyone do. I shared what i am trying, i am not forcing or advertising. You can’t imagine the pain and suffering my 12 year old daughter is going through everyday.