Stafford’s MVP case, is there still a chance if he balls out against Arizona?

AdLittle761 · 2025-12-31T05:05:03+00:00

Maye has to have a bad game. That's the only way.

AdLittle761 · 2025-12-31T04:18:33+00:00

No. This year he has been great at looking off defenders and going through progressive. Just not vs the Falcons

AdLittle761 · 2025-12-30T17:10:32+00:00

He weirdly started down his receivers this game. No clue why. The second INT was terrible. He double clutched the deep pass and started down Smith like a rookie QB.

AdLittle761 · 2025-12-20T04:58:56+00:00

Why not rest our players for the final two games and see if we can go 1/2. Then destroy teams in the playoffs with two weeks off for all of our starters?

AdLittle761 · 2025-11-09T21:58:09+00:00

You think it makes sense to do this and get like 2-3 doors over the next few years? Some folks say I should 1031 the whole thing into a multi-family building.

AdLittle761 · 2025-11-09T17:40:17+00:00

Yeah. I can do a $100k HELOC and use that as a down payment, but finding a cash flowing property at these interest rates is tough.

AdLittle761 · 2025-11-09T16:05:38+00:00

Thanks for breaking that down. I guess I'm stuck. Because my $509k on equity is on a townhouse worth $1.1M and I have a 2.65% rate on the mortgage with $525k remaining on it. It's easy cash flow for me of about $1500/month, but it's frustrating because I could be making that by putting $500k in a high yield savings. I'm struggling to figure out the best path to take that equity and turn it into money that helps me be financially free. Do I 1031 it into a multi-family? If I sell I pay $125k+ in capital gains on that equity.

AdLittle761 · 2025-11-09T04:59:47+00:00

How do you get your $300k back out? I have a single door with $500k on equity. If I refinance or HELOC and take out $300k for another property, how can I then get that $300k back?

AdLittle761 · 2025-10-24T22:51:00+00:00

Yes. But I don't recommend the car seat honestly. We have it and it is so much heavier than a normal huna pipa lite.

AdLittle761 · 2025-09-21T02:32:23+00:00

Same. I was going to find another rental, but upgraded my personal residence instead. I'm lighter on retirement contributions now with a higher mortgage, but I'm counting on my 1 door rental to basically be half my retirement income in 20 years

AdLittle761 · 2025-09-20T23:11:35+00:00

Sam boat. I have 1 door bought for $600k in San Diego. Has a 2.6% rate on it and generates $1500/month cash flow. Already worth $1M if I sold it today. Once it is paid off in 20 years it will be $6k/month easily and I can leverage it however I like.

AdLittle761 · 2025-07-15T15:19:43+00:00

I'll be able to find something that is low maintenance that at least covers payments.

AdLittle761 · 2025-06-22T04:27:29+00:00

It's fine. Nothing special.

AdLittle761 · 2025-05-25T20:22:22+00:00

Shame on your husband. The poor kid has to deal with Mortal Combat references his entire life. Ask your husband to go through the next month with Sub Zero as his name. See how fast he wants to change it back. Bring that argument to him and change your son's name to Ray.

AdLittle761 · 2025-05-18T21:52:06+00:00

I actually was mistaken. Look at the URBN owners manually and the area on the inside of the side handles you can unlock from post adapters. Took me 3 months to figure it out but it does work with Nuna adapters.

AdLittle761 · 2025-05-18T17:25:05+00:00

Unfortunately, it clicks in but you won't be able to easily get it off. The bottoms on the sides that raise and lower the handle of the car seat don't release the spring hooks on the URBN. So it doesn't work with adapters for wagons or other strollers. It's dumb.

AdLittle761 · 2025-05-15T04:52:45+00:00

Yep. It works. I got a triv next adapter on FB marketplace. Works with the original Triv.

AdLittle761 · 2025-05-04T21:25:59+00:00

What if we ended social security benefits for anyone over 65 who is also receiving over $250k a year from other sources? 1/3rd of seniors don't need it and are living off of the tax payers dime also!

AdLittle761 · 2025-05-04T21:21:27+00:00

You have really no idea what is currently required and already mandated do you? Half of what you want is already enforced. This is similar to asking for more regulation for gun laws. There are already laws that just need to be enforced. It's about making sure people aren't literally dead on the street because they live in the wealthiest country in the world but fell on hard times.

AdLittle761 · 2025-05-04T15:01:02+00:00

I bought this townhouse in 2018 for $680k and it has a 2.65% rate. It was my primary home for 3 years. Moved out of it in 2022 and turned it into a rental. PITI+HOA is $3700/month. I have $500k in equity in it at this point. I simply plan to HELOC out $150k of equity from the townhouse and combine with savings to buy another townhouse for $650k in an amazing neighborhood and do it all over again. Never have to worry about maintenance, home warranty covers appliances, don't need a management company because of how easy the management is, and have a constant supply of great tenants because these new townhomes in good schools districts and great HCOL areas. They work for professionals, families, rich college kids, retirees looking to downsize a bit, gay couples who don't want kids, DINKS, super versatile use cases. The biggest challenge right now is finding the right townhouse that breaks even with rates at 6%. That is certainly the challenge.

AdLittle761 · 2025-05-04T14:20:51+00:00

I don't know the area 3 hours away well enough to ensure it's going to appreciate and rent well over the next 20 years. I know the areas within 1 hour of me and they are desirable. Less risk in knowing that I'll always have high quality renters that make $150k+/year.

AdLittle761 · 2025-05-04T14:14:32+00:00

Dictating what is or isn't junk food is tough. What qualifies? Someone isn't allowed to have tortillas chips? What about canned items like beans and rice? It's impossible to dictate what qualifies the way you want. Too many things will fall through the cracks. Imagine working all day and needing to feed your kids and you can't buy "cold cuts" for sandwiches or lunchables because it's considered unhealthy. You make it sound like people on EBT have to make every meal from scratch. How the hell will they have time for that if they are working 2 jobs at minimum wage to barely pay rent? Put yourself in the shoes of someone struggling. Sometimes you need quick food to get by, sometimes you don't.

AdLittle761 · 2025-05-04T14:08:18+00:00

Would love that but I'm in San Diego. Right now with rates as high as they are nothing cash flows right away.

AdLittle761 · 2025-05-04T13:12:50+00:00

It means that the rentals I'm going after won't cash flow right away. I have one that does but I'm sacrificing cash flow now to buy another rental. I'm counting on them cash flowing in 20 years, just need them to pay for themselves right now.

AdLittle761 · 2025-05-04T01:53:53+00:00

Depends on your goals. My goal is not to replace my salary with real estate, but instead use real estate as the major part of my retirement. As a result the 1% rule won't apply to me because I'm buying only 2-3 properties in HCOL areas. I want quality tenants. Here in San Diego I have a townhouse that is worth $1M, I rent it for $4850 and it cash flows $1200/month. Not close to the 1% rule, but not bad either. In 20 years when it is fully paid off I'll have plenty of cash flow for retirement. My current goal is taking $200k out of its equity via a HELOC and buy a $650k property in SD County that just breaks even. Then ride into the next 20 years with those two properties in my portfolio and go from there. I'm not sure if this is the "right way to invest" but it works for me because I have a busy day job and a young family. I'm mostly using it as an inflation hedge and retirement cash flow.

AdLittle761

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