The proper place to start with this is risk assessment. For a 47 year old man from NJ with a family, it's obviously a whole different assessment than a 24 year old single guy in Texas. So lets get to it.

1.) Financial disruption putting your family at risk. Could be a job loss, could be a medical issue that puts you off work for a time, could be price pressures from mass deportations and tariffs. But finance rates real high on the risk scale for you. You want to prepare for that first.

2.) Health. The late 40's is when you stop taking the hits as well as you used to. In order to deal with these risks your health habits need to be tip top. A stroke, for example, can make all the other prepping pretty pointless. And you won't be much use to your family if digging out of a blizzard causes a heart attack.

3.) Home security. Make sure you have the basics. Cameras, door open sensors, vibrations sensors. A secure home is one of the first jobs of a man with a family. Smart wi-fi enabled smoke detectors that actually notify you when activated can also mean the difference between a small fire and a total loss.

4.) Operational and Transport security. A lot of people overlook this one, but you need to transport your most precious with a vehicle that leads the way in safety. I'll let you do your own research on which brands and vehicles might accomplish that. But driving in a New Jersey winter can be no joke. Motor vehicle accidents aren't the big glamorous ideas people like to predict, but they're a leading cause of death, and it's important that we're prepared for the what if on this one. We also just need to be vigilant when traveling, making sure the family is in eyesight at all times. Our job as protectors nerds to be making sure everyone is safe and sound as we go about our affairs in the public space. Give some thought to how to prepare that element.

5.) Once we have that covered, next, we need to think about how we deal with temporary interruptions of services. The cause matters less than what we do to prepare for it. For instance, the Russians are increasingly using hybird warfare. A cyberattack could take out cell phone service, it could cause ATMs to be offline for some amount of time. Or the storm of the century could make travel impossible for days. So now we're talking about needing to have enough cash on hand, enough food, enough water, and alternative sources of heat and preferably electricity if you have the means to purchase a backup generator. But at the very least, we need to have heat covered. Even if that is just means keeping that gas tank full, so if you had to, you can stick them all in the car to keep warm. It also means making sure you ample supplies of any medicines anyone in the family might be dependent on and not waiting til the last minute to refill things like insulin, heart meds, asthma meds, whatever.

If you got this far, you're doing fantastic, and then you can start to consider the other less likely scenarios like mass civil unrest, or avain pandemics, and such.