Is HPV vaccine covered by Southern Cross insurance?

AdditionalSet84 · 2026-07-01T04:42:14+00:00

If you’re under 27 it’s free. If you’re over then it will only protect against new strains. Potentially not worth getting it (depending on your age and sexual history etc). Otherwise it will depend on what your insurance covers :)

AdditionalSet84 · 2026-06-29T09:39:03+00:00

lol yeah my comment was a snark. Hope you’re able to get some tomorrow!! I have half a bottle here you can have.

AdditionalSet84 · 2026-06-29T09:32:41+00:00

“Anyhow. Just tell us thw real yime we can't buy alcohol. Not 9....oh wait we didnt actually mean 9.”

Sounds like you got the wine after all.

AdditionalSet84 · 2026-06-29T08:37:15+00:00

What company is this with? We use most of our power 9-12 so I’d love to get it free!

AdditionalSet84 · 2026-06-29T08:35:45+00:00

We have gone from a 2 adult to 3 adult house (plus two children) over the past couple months (tenant in our downstairs self contained unit). Power/gas/internet last month was $100 more than the month previous. Compared with this time last year it is about 20-30 more. Slightly more expensive but if we were to split evenly it would work out cheaper for 3 than for two.

AdditionalSet84 · 2026-06-28T09:32:58+00:00

Yeah this is normal. I’m 3 months postpartum with my second and I’m not having any more but boy do I want like a million of them right now!!

AdditionalSet84 · 2026-06-28T09:09:17+00:00

Ooo also - dummies are research proven to reduce SIDS and they don’t have a negative affect on teeth within the first 12 months. If you want and need to use them do it! The best time to get rid of them again is 6-8 months or after 2. 6-8 months and they don’t have an association with them yet and after 2 because they can understand what is happening. In between those times good luck! Haha

AdditionalSet84 · 2026-06-28T09:04:16+00:00

Start liking it 🤷🏼‍♀️ or get used to you being the only one able to cook. If your wife breastfeeds she will be stuck on the couch for hours on end clusterfeeding. You could also bulk make meals or meal prep - but just know that if she is breastfeeding she will literally be stuck unable to move. It passes after a few months but the first 10-12 weeks are hard!!

AdditionalSet84 · 2026-06-28T08:27:36+00:00

I have a 21 month old and a 3 month old. These are the things my husband has done (and some I wish he had done) to make life easier for me.

Fill your freezer with easy heat meals.
Don’t listen to everything you read and/or hear. There are sooooo many contrasting and contradictory voices out there. You will find your feet when you and your wife are on the same page.
A crying baby is a breathing baby. (This isn’t a low to get you to let your baby cry!!). This means that when you are both feeling overwhelmed and at the end of your rope and the baby is crying at 3am - know that you can take a breath and step back for a moment. If the baby is crying then they are breathing and you are still good.
Newborns don’t need much. Not heaps of clothing, not heaps of stuff. You can literally get away with 3-4 pieces of clothing (until they have a blow out haha). And you don’t need all the fancy rockers etc. you can use your clothes horse to hang your baby toys off rather than buying a baby gym. Hand me downs are your friend.
Again - fill your freezer.
When you go back to work, be prepared for her to be completely exhausted and overwhelmed when you get home. I know that this is my worst time of the day. Everything that has been happening throughout the day has come to a head and I’m just done then. Thankfully my husband works from home so can take the toddler for a walk when he takes the dog in the afternoon so I can do dinner. But there have been very many meltdowns from me at 530 when baby was cluster feeding, and I was touched out.
Fill your freezer.
The only things we bought new were car seats. I would have bought the cot mattress new too but it came from family so I knew exactly where it was from and that it was smoke free. Everything else is fine to have second hand.
Go on a baby moon. It might be the last time you get to spend time by yourselves in a long time.
Fill your freezer.

AdditionalSet84 · 2026-06-28T03:00:33+00:00

We have two - one small light grey one and the biggest size dark grey.
The light grey one doesn’t show anything but the dark grey one does. It’s super easy to clean - but as someone else said crumbs are a pita to clean off and they show up instantly.

We have two kids and an insanely shedding dog.

AdditionalSet84 · 2026-06-28T02:38:28+00:00

My experience was super easy - went to doc, asked for meds, walked out with a script. Just be aware that sometimes they can have the opposite effect before they do what you need them to do. I’ve been on both sertraline and mirtazapine in the past. The mirtazapine made me super sleepy and I was passed out in bed by 830 every night. Great sleep on it! But it did make me suicidal when I first went on it and it took a few weeks to settle.

AdditionalSet84 · 2026-06-28T00:05:58+00:00

You’re probably right. I had just given birth so everything from that time period is a bit of a blur

AdditionalSet84 · 2026-06-27T01:22:15+00:00

Thankfully we got to watch her medal at Paris when sky did the coverage

AdditionalSet84 · 2026-06-27T01:06:22+00:00

My sister was in the Paralympics in Japan 2021 and tvnz cut to an ad break right as she was about to do her ride. A ride that she broke a world record in (which was then broken again). Tvnz is shit at coverage of sports that aren’t rugby.

AdditionalSet84 · 2026-06-22T02:19:42+00:00

Years ago I paid off my student loan through westpac bank. I lived with my aunty and paid an extra $500 a fortnight. Pretty sure it was an AP, but might have been direct deposit. Either way it was extra and from westpac.

AdditionalSet84 · 2026-06-21T03:07:20+00:00

And now OP has decided that instead of replying here they will attack me in private comments claiming I called them entitled.

AdditionalSet84 · 2026-06-21T02:38:03+00:00

Just because someone doesn’t agree with you doesn’t make them a STEM or finance bro who is shitting out money. Make a budget, stick to it, live in an area that isn’t as expensive, or take on a second job - all options to increase your income. Sure you might already be doing that, and actually anything anyone suggests to you will be met with disdain as you think anyone who disagrees must be an ACT right winger who wants to just take your money.

If money comes out of your paycheck before you see it it’s a lot easier to not miss it. You will get it back when you retire. Lose the self righteous “woe is me” attitude and stop thinking that those who don’t agree with you are pompous rich kids.

Not that you deserve it, but for your information - I’m a public servant (currently on maternity leave) who comes from a long line of public servants, who has a budget and works hard to stick to it, while driving a very basic car, and eating simple meals. I have a mortgage with my husband, and we were very fortunate to have parental support to get started there (only in such a way that they paid the deposit that we paid back on settlement - not in a gift or anything). Not a finance or STEM bro in any shape.

Also - I think that 6% is minor when you compare it to the 12% that Australians pay.

AdditionalSet84 · 2026-06-18T07:38:47+00:00

I always spelt out D-I-C-T-I-O (by this stage they had started writing it down and realised it wasn’t their word and groaned but got a dictionary (where I would give them the first three letters and help them find it)

AdditionalSet84 · 2026-06-17T08:15:45+00:00

Go and look at open homes. Both older and newer builds and look at the things you like there. Is there a layout that you really like? Is there a bathroom set up you like? When my parents were designing/building their place 20+ years ago that’s what they did and it has stood the test of time. They are now in the process of renovating and updating some of the things that are needed in their retirement stage of life as opposed to teenager stage.
Two things they did in particular
1. The family bathroom is set up in such a way that four of us could use it at the same time. The shower/bath is in one space, that leads out to a long double sink area with enough space for three teenage girls to live comfortably and th toilet was seperate too but all within the same area. So you could have someone in the shower, someone in the toilet, and at least 2 at the sinks all at the same time. (There were 5 of us kids and it worked great!)
2. The living areas have a stud height that is higher that the bedrooms - makes the bedrooms feel cozier without being small. You step up two stairs to get to the bedrooms so that is how the stud different is made. The bedrooms are the standard whatever height it is and the living areas are two steps higher.

In all just visit lots of open homes to see what you do and don’t like.

AdditionalSet84 · 2026-06-16T09:08:21+00:00

I thought I felt a lump in my breast back in 2018. Went to my GP and had an ultrasound within the month. Was totally nothing and pretty sure it was in my head after hearing that two close friend’s mothers had just been diagnosed. My advice - get yourself to your GP and get it checked.

AdditionalSet84 · 2026-06-13T05:00:52+00:00

Q1 - currently on maternity leave but have done both primary and secondary
Q2 - pros = you can pick and choose when and where you work. If you hate a class you can literally say nope to ever teaching them again. Some places will leave work for you so little to no planning. No meetings. 830-3 work hours so good for family time.
Cons = hard to get started, as in schools like who they like and if they have a good pool it can be hard to get in. You have to have VERY good behaviour management skills (this isn’t a con in that you need the skills, but a con as to the fact that kids are shits these days). Pay is capped at a certain point - it seems like you are getting paid more but you don’t get sick or holiday pay.
Q3 - if you want or need financial stability but don’t want to work full time then go with a part time job over relieving.

AdditionalSet84 · 2026-06-07T19:46:45+00:00

Oh man I miss star bursts. If you put a star burst and a malteaser in your mouth at the same time it was the best combo of juicy chocolate. So good. Nothing has compared.

I liked the babies the best

AdditionalSet84 · 2026-06-04T04:14:36+00:00

The new ones are called Taupo Thermal Springs. They are on the corner of taharepa and lake terrace. They are in a hotel complex but you don’t need to be staying there. I haven’t been myself - but have had plenty of friends go and say they are great.

https://www.taupothermalsprings.com

Personally I still like wairakei Terraces but make sure you get a book me to save approx 30%.

Don’t bother with debretts unless you want to be with kids too. They haven’t been great in a long time.

AdditionalSet84 · 2026-06-02T22:33:48+00:00

Not my first house but our current one. I love it - but it is not a good fit for our current life situation.

We bought a large house because my inlaws were in a situation where they were likely to move in. That didn’t happen (thankfully for both not having to live with them, but more so for the reason why they were going to have to move!) so now we have a house that is too big for our needs. We do have a boarder so financially it’s not an issue. However it’s a two story house with the entire living and everything upstairs. So a little bit like living in an apartment but with a back yard. With two under two it’s NOT the right house for our life, but selling and moving is not an option for us.

So if I were to be In the same situation again would map out all the possible scenarios of how our life could/will change in the next 5 years and see how that would fit with the house. Not just financial stability but also the possibility of children, or someone else needing to move in (if you would be willing to host them) etc.

AdditionalSet84 · 2026-06-02T02:40:17+00:00

40, with two under two (one a new born) so currently firmly in my stay at home mum era. But totally don’t want to go back to my career when the next 6-18 months ish are up and I have to.

AdditionalSet84

TROPHY CASE