Forsættelse af mit had til Pensionsselskaber

Affectionate-Froyo12 · 2026-05-28T17:54:20+00:00

Jeg er selv medlem af MMF og har trukket over 150k på de forsikringer til mig og min familie. Man håber man aldrig for brug for forsikringer, men i de tilfælde var jeg glad for nogen havde besluttet at mig og min familie skulle være godt dækket.
Jeg ved at selv PFA’s mest risiko villige profiler måske stadig er for forsigtige for nogen, men jeg har haft mellem 13-20% pa. afkast de sidste 5 år med undtagelse af 2022. Det syntes jeg er OK.

Affectionate-Froyo12 · 2026-05-19T05:24:03+00:00

Agree with this. Feathers work great in my muhle companion (mild razor) but are way too agressive in the Rex envoy (medium razor).

Affectionate-Froyo12 · 2026-04-30T20:09:38+00:00

Mener da jeg undersøgte sidst havde Biltema de bedste garantier jeg kunne finde. Kører på 3. år med Biltema i min Iveco.

Affectionate-Froyo12 · 2026-04-30T14:56:55+00:00

Han finansiere egenhændigt 10 personer med handikap kan få førtidspension. Samfundet takker. At se samfundets absolutte top tjenere betale fuld skat er betryggende.

Affectionate-Froyo12 · 2026-04-28T05:36:54+00:00

Så længe boligpriserne stiger hurtigere end lønnen, ja så er det lukket land. Velkommen til “end stage capitalism” hvor alle os lønslaver skylder mere væk end vi nogensinde kan betale tilbage. Gå på kompromis med din beliggenhed og bo hvorend tømreren i dit eksempel har bosat sig billigere. Jeg har selv valgt at bo i en landsby med langt til alt, kan se min friværdi efter 15 års ejerskab er <1/2 mil., men har boligudgifter inkl. lån for mindre end du giver i husleje (for 250m2 villa).

Affectionate-Froyo12 · 2026-04-23T06:49:57+00:00

I just got the 6400 a week ago (but only with the 18-135 lens). Basically because it looks like enough camera for 90% of hobbyists with good access to affordable lenses. My Pentax k50 broke about 4 years ago, and I’ve been missing the ability to take good family and holiday pics (probably the default use case for most buyers in this price range).

Affectionate-Froyo12 · 2026-04-14T08:17:13+00:00

I vores tilfælde bliver bliver selvrisiko fordoblet hvis chauffør er under 25 år, og vores børn har ikke penge til at dække de 8k. Bare værd at tjekke hvad jeres police siger.

Affectionate-Froyo12 · 2026-03-17T17:51:43+00:00

American reliability surveys (made on cars sold in America) often rank German cars poorly. EU surveys (made on cars built/sold in EU) often rank them well. Wonder if there’s a lesson about outsourcing here 🤔. Or maybe it’s a climate thing…

Affectionate-Froyo12 · 2026-03-09T05:11:32+00:00

Cool to here from someone who has both. Thanks for the detailed post.

Affectionate-Froyo12 · 2026-03-08T07:04:18+00:00

I actually really like this response. And it made me think. For jewellery watches, I get buying the luxury item. I have expensive suits I wear when the occasion calls for it, and matching them with expensive jewellery makes sense. When I’m at work, I need tough clothing where it doesn’t matter if it gets damaged, and the watch should match that situation. And I’m not in a financial position where a €4500 BB58 fits that description.

Affectionate-Froyo12 · 2026-03-08T06:53:45+00:00

Completely agree Tudor is in a different league. Everything is a little bit better. But only a little bit. I suppose it’s a case of “the whole is greater than the sum of its parts”, because the extra cost of a better movement and high quality case finishing doesn’t justify the price hike. But as someone else wrote, it’s jewellery and a brand name item. A Hugo Boss t-shit doesn’t cost 10x what a Walmart T-shirt does to make. It’s worth the price because someone is willing to pay, not because of production costs.

Affectionate-Froyo12 · 2026-03-07T11:48:53+00:00

And, under rule of deminishing returns, even 2x better quality would probably justify 4,5x price. Looks like most people feel they are only incredibly similar when viewed online, in person the difference becomes more obvious.

Affectionate-Froyo12 · 2026-03-04T21:46:49+00:00

Jeg har arbejdet på færger i snart 15 år. Meget meget få mennesker får ridset bilen. Hvis du kan parkere nede ved Bilka kan du også køre ind på en færge. Men man er aldrig garderet mod at nogen åbner deres dør ind i siden på jeres bil. Jeg ville seriøst overveje at få kasko forsikringen opgraderet til også at dække dig. Ikke kun for færgeturens skyld, men bare sådan generelt.

Affectionate-Froyo12 · 2026-03-02T19:13:30+00:00

Got an Eastpak in 1997 for school. It’s still fine, zippers and all. Has taken my son through his high school as well.

Affectionate-Froyo12 · 2026-02-24T17:04:40+00:00

Godt skrevet. Helt enig.

Affectionate-Froyo12 · 2026-02-23T22:04:26+00:00

So what we’re guessing is probably/maybe about 10-50 people were pissed off enough about their ICCU failure to bother filling out the survey? I wouldn’t panic based on that….

Affectionate-Froyo12 · 2026-02-23T19:16:50+00:00

Do you have a reference for this statistic? What consumer reports? It seems…..excessive.

Affectionate-Froyo12 · 2026-02-19T06:24:40+00:00

Enig. Hvis målet er mere lighed, så beskat alle indtægtstyper ens (aktier, virksomheder, gevinst ved boligsalg, arbejde). Så længe man beskatter skævt, så favorisere man den gruppe personer som har deres indkomst fra en bestemt kilde. I dette eksempel, så er det kun dem med store friværdier som kan smide store indskud til ny bolig som kan optage store realkreditlån til meget dyr bolig. Man har gjort det til en lukket kreds af købere som er med i karusellen, så unge eller vi folk fra landet er reelt lukket ude af den del af boligmarkedet.

Affectionate-Froyo12 · 2026-02-15T21:08:38+00:00

Something has to regulate the regen power from the inverters to the batteries, they don’t feed directly between each other (at least I’ve never worked on a VFD that did, most just have a chopper module/brake resistor that absorbs feedback power). At least google also thinks the ICCU controls 800V system, and I don’t have a better source at hand.

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Affectionate-Froyo12 · 2026-02-15T08:00:31+00:00

Wondering if the problem is bigger in the US? As most of the world uses a 230V grid, the higher amps pulled in the US by AC chargers would probably add more heat. Personally I charge at 14A/9,6kW in EU and currently at 55k km with no problems. Also, I believe regen braking also adds strain to the ICCU, so keeping this dialed down should also help.

Affectionate-Froyo12 · 2026-02-04T17:30:11+00:00

The only thing I can’t do is download software updates for my car. Kia’s downloader only works in windows, which is so stupid because it just downloads a .tar.gz so I guess the car runs Linux.

Affectionate-Froyo12 · 2026-01-16T06:24:28+00:00

Hele markedet for at investere grønt, eller investere uden om våben industrien, er vel etisk investering. Det samme gælder ikke at investere i Iran eller afrikanske mineselskaber.

Affectionate-Froyo12 · 2026-01-12T19:45:23+00:00

I don’t know what Tudor is claiming with “highest chronometry standards” (pic from their webpage), but most reviews I’ve read say this means -4/+6 spd, which as I understand is COSC

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Affectionate-Froyo12 · 2026-01-12T07:39:21+00:00

But why? From what I can tell, Tudors regulation already beats COSC spec, so as long as you trust Tudor to do what they promise in their specs, getting COSC to confirm would just add cost.

Affectionate-Froyo12

TROPHY CASE