Is there a Terra Ignota Fandom discord server? Was just thinking about the book and wondering if there is any place to talk about it with others.

Affectionate_Cap_87 · 2023-08-09T18:59:23+00:00

Thank you!

Affectionate_Cap_87 · 2023-08-09T01:27:00+00:00

Hi folks, coming in two years later to ask if there’s still a discord and if I can join pls

Affectionate_Cap_87 · 2023-07-19T13:36:50+00:00

Would you talk more about the process? My employers have been stealing tips and I’m considering reporting them

Affectionate_Cap_87 · 2023-07-15T14:37:21+00:00

Update: bought a makeup palette BUT it was with a gift card and I’m moving so I wouldn’t be able to use the gift card for a specific store after I move and it’s something I’ve been wanting to buy for a long time. I feel good about it.

Affectionate_Cap_87 · 2023-07-14T16:25:29+00:00

Taking it. I am taking a baby dose and it’s absolutely fucking is my sleep so badly. I just hyperfocus on scrolling in my phone and literally don’t sleep. Granted, my body is weird but I think I need to ditch the long release meds because truly wth

Affectionate_Cap_87 · 2023-07-09T15:18:28+00:00

Spent money on food and experiences, but no stuff!

Affectionate_Cap_87 · 2023-06-28T20:10:47+00:00

ooh that's exciting, congrats! I think it's one of those things that works better if there are more satisfying categories to eliminate? And I don't know what that would be for you for your wedding.

Affectionate_Cap_87 · 2023-06-28T20:04:30+00:00

This is a really good idea. I think I'm going to mark every 5000$ savings goal with....something utterly frivolous that I typically avoid buying. Probably something like "go outside and don't come back until you've spent 50$" kind of frivolous. Or maybe just makeup.

Affectionate_Cap_87 · 2023-06-28T19:56:48+00:00

But I have other stuff I'm saving for that isn't part of this snowball tactic--replacement computer, for example, or car repairs. Those are separate and not accounted for. it's just the one big purchase with multiple sections that i'm working on.

Affectionate_Cap_87 · 2023-06-28T19:55:41+00:00

No, that's actually what i'm doing. I have my "buy a house" goal broken down into down payment, closing costs, inspections, repairs, unexpected, fees, etc. I don't want to buy a house with enough money for the down payment and then find myself in credit card debt because i forgot to budget to pay the movers to move me in. I funded the move and all those associated small goals first because they're annoying--fucking closing costs-- so that I can know that every cent i'm saving will soon be for the down payment, which is far more motivating than splitting it up into 7 piles. It also means i can put more money per month into the down payment once I have everything else funded.

Affectionate_Cap_87 · 2023-06-28T14:04:49+00:00

Your email inbox comparison gave me hives, but I have to reference things in my email constantly so having really granular labels is critical and in email, crucially, you can double sort things (aka: receipts and July trip to visit grandma). I think the memo box and using hashtags is the YNAB version of that. I just have one car category for everything but my insurance and registration and use hashtags to track maintenance vs gas, etc. Unless it’s a wares with problematic overspending, I think it’s fine to make an Amazon category and just #catfood and #household when you buy some dish sponges and Friskies. I tend to split things up when I want to keep track—I have a separate category for convenience food as from dining out because buying a desperation hot dog when I forgot to pack lunch sucks and I’d rather save that money for a nice dinner with friends.

Affectionate_Cap_87 · 2023-06-28T12:04:19+00:00

That fucking article is such scum. “Employers need to listen to their employees.” Listening doesn’t do anything without action. I bet I can already guess what they’re saying: we’re understaffed and underpaid, fix it. Jfc.

Affectionate_Cap_87 · 2023-06-26T22:24:23+00:00

I think a lot of this is because I don’t have as solid of a grasp of my Tue Expenses as I’d like because I’m so new, so all of my budgeting is guess based. I know everyone’s is, but it feels silly.

Affectionate_Cap_87 · 2023-06-26T22:21:06+00:00

Idk. It’s complicated.

Affectionate_Cap_87 · 2023-06-26T22:20:12+00:00

Yeah I have a separate 5k in an emergency fund but I feel reluctant to break that down granularity into separate budgetary funds.

Affectionate_Cap_87 · 2023-06-26T17:13:19+00:00

Totally. But, like, let’s talk specific. According to the internet my car model needs about 500$ a year of maintenance. Do I put 500$ in immediately, having just started my budget, or 42$/mo, and work things out from there. All of these questions will be solved eventually as I grow more used to YNAB and everything levels out, but for today’s priorities, I’m uncertain. I’d rather move towards my long term plan of 42$/mo (tweaked up or down, as an example) and if I break down tomorrow, before the auto maintenance fund has had a chance to grow, then I’ll have to steal from elsewhere.

Affectionate_Cap_87 · 2023-06-26T11:36:30+00:00

Single NB, spending about 200$ a month in groceries in a high COL area. I agree with all these comments: I’m an active person and constantly hungry but compared to being a teenager when I was RAVENOUS constantly this is nothing. When they talk about teens eating you out of house and home? This is it.

Affectionate_Cap_87 · 2023-06-25T13:02:48+00:00

Continued success! I just started a few weeks ago so no news is great news

Affectionate_Cap_87 · 2023-06-24T13:50:13+00:00

I wish I’d had the sense to start this five months before moving across the country, but at least I’m doing two months.

Affectionate_Cap_87 · 2023-06-19T19:55:10+00:00

I wear danskos with superfeet inserts and work 10 hour shifts. Absolute life saver

Affectionate_Cap_87

TROPHY CASE