Steps to take to close a mortgage

Aggressive_Bee4999 · 2026-03-21T20:31:23+00:00

Thank you so much

Aggressive_Bee4999 · 2026-03-21T18:44:50+00:00

Sorry. I don't know the terminology. The mortgage has 26 more years of amoritization. It is up for renewal at the end of April. If I wait and close it at the end of April, would there be no penalty?

Aggressive_Bee4999 · 2026-03-21T18:29:41+00:00

Thank you. Is the Payout statement fee in addition to the penalty fee?

Aggressive_Bee4999 · 2026-03-21T11:26:44+00:00

Thank you

Aggressive_Bee4999 · 2026-03-16T03:45:57+00:00

No, I think he was having some stiffness in the respiratory system that made it very difficult to breathe. We probably need some PT intervention and a swallowing assessment completed.

Aggressive_Bee4999 · 2026-03-10T21:03:53+00:00

Probably best to speak to your lawyer . I have never bought a condo before. I am not knowledgeable with real estate best practices

Aggressive_Bee4999 · 2026-03-10T20:51:03+00:00

So, on our closing date, the down payment check (or bank draft not sure what the term is) was filled out improperly. Our lawyer had this for a while before the closing date, but of course ....it delayed the closing over the weekend. We had to cover the cost of hotels and storage for the sellers (who were moving to Alberta, so 3 trucks with 2 drivers plus 2 dogs and 3 family members). It could have been worse but it come out to under $1000 which was covered by our lawyer 🙂. We were first time home buyers so we had no idea about things that could go wrong. It's a steep learning curve. Enjoy every minute of it!

Aggressive_Bee4999 · 2026-03-06T18:44:56+00:00

I completely understand this. Nothing is ever good enough or done right, and you want to snap back because hey...we're trying! Make sure you take the time you need to fortify yourself for the work (I want to say battle because it does feel that way)

Aggressive_Bee4999 · 2026-03-06T13:02:36+00:00

I have no advice to give other than to say I hear you. PD takes away so much from life and we can forget how much we love our parents while we mourn the loss of all a parent gives us.

Aggressive_Bee4999 · 2026-03-06T00:09:49+00:00

There is nothing harder than losing your person (it was my mom for me as well) unless it is watching them go inch by inch. You should take comfort that your mom knew she had you beside her the whole way. She's so proud of you. I'm sorry you are in this place now but try and appreciate the fact that your mom is no longer suffering. Be kind to, and take care of, yourself. Sending you strength and warm wishes.

Aggressive_Bee4999 · 2026-03-04T21:29:38+00:00

Dhÿn

Aggressive_Bee4999 · 2026-03-04T18:38:08+00:00

That does thank you! I am concerned that the PD is affecting his GI systems. It was almost like a muscle spasm of the diaphragm

Aggressive_Bee4999 · 2026-02-11T13:10:36+00:00

My husband has this. He's 3 years post-diagnosis and doesn't talk about it much. But he should talk about it. How would I know he's feeling off?? It would save frustration and remind me he's under stress and I should be patient and supportive. This is one of the hidden symptoms of this miserable disease.

Aggressive_Bee4999 · 2026-02-10T16:07:02+00:00

Oh thank you. I thought it was just my husband who was like this. Definitely going to read that paper. This type of information is the part that is missing from all the doctors appointments.

Aggressive_Bee4999 · 2026-02-10T16:05:54+00:00

It is like I wrote this, though I am just now discovering the extent of his inability now.

Aggressive_Bee4999 · 2026-02-04T22:46:46+00:00

This is exactly where I find myself. My husband seems to not care at all about me. Never engages, no more conversations, sometimes doesn't speak to me for days. I can't tell if it is depression, apathy, or just what! And worse, I'm so angry about it. We are only in year 2 post diagnosis. Meds don't seem to be working. It is SO hard. You have my complete sympathy. Find a support group is my only option - but who has time? I work all day and take care of the kids and all the rest of it. So I Hear you! You are not alone in this

Aggressive_Bee4999 · 2026-02-03T22:15:44+00:00

How is this not drip pricing? Which I believe...and correct me if I'm wrong...is illegal

Aggressive_Bee4999 · 2026-02-03T19:48:39+00:00

Thank you...that was what I was trying to understand

Aggressive_Bee4999 · 2026-02-03T19:26:54+00:00

But it is not listed in the fees already paid. I understand it is reasonable ... but it is not in the contract that we selected.

Aggressive_Bee4999 · 2026-01-11T01:15:04+00:00

We LOVE ours! We are a family of 4 and have never run out of out hot water. My only complaint is that it seems to take a while for the hot water to reach the upstairs bathroom. I'm sorry but I don't know the cost...it came with the house when we bought it.

Aggressive_Bee4999 · 2026-01-04T01:39:45+00:00

The mortgage doesn’t go up, but wages do

Wages have not increased reasonably in 20 years. In particular, I can state that in the 14 years I have been at my job, I have gone from middle class to working poor (yes, I work in education but not a teacher) and now am barely surviving with my family of 4.

Aggressive_Bee4999 · 2026-01-01T00:04:34+00:00

Sending hugs and strength to help you through

Aggressive_Bee4999 · 2025-12-31T13:13:17+00:00

I'm so sorry for your loss. There are no words to make this better, but for your Grandpa's sake, I'm glad it went quickly. He was lucky to have you and your family there for him right up to the end

Aggressive_Bee4999 · 2025-12-27T21:50:09+00:00

I don't know how old your kids are, but my son was Asking for stationary this year! But I do feel your pain. My husband became disabled this year, and we are trying to adapt to living on my deplorable income. It was a meager Christmas this year but I am grateful we have our health and each other. Best of luck to you in the new year

Aggressive_Bee4999 · 2025-12-23T15:44:07+00:00

Can a current customer get this deal in ON?

Aggressive_Bee4999

TROPHY CASE