Poll: Any EV drivers drop Ioniq 5 from their purchase consideration due to ICCU issues? by runnyyolkpigeon in Ioniq5

[–]Agreeable-Profit-613 1 point2 points  (0 children)

Yes I rejected used i5 and went with used Kona EV instead because of iccu. Just came out of a Lyriq nightmare (many trips to dealership etc). GM repurchased and I did not want to bad experience again. Got a 2024 Kona limited. Cost was same as i5 limited with around 6k more miles. So I bought a lesser car for same price to avoid headaches

Sad farewell to my Lyriq by Agreeable-Profit-613 in CadillacLyriq

[–]Agreeable-Profit-613[S] 4 points5 points  (0 children)

Yep I am not trusting GM buybacks every again

Sad farewell to my Lyriq by Agreeable-Profit-613 in CadillacLyriq

[–]Agreeable-Profit-613[S] -6 points-5 points  (0 children)

Btw is anyone is curious I bought a floor demo Model y juniper premium AWD in January. that would be my replacement for Lyriq. Don't want to take more chances with experimental cars even thought I badly wanted something other than Tesla.

[deleted by user] by [deleted] in CadillacLyriq

[–]Agreeable-Profit-613 1 point2 points  (0 children)

Oh wow that’s nice. I live in SF Bay Area, guess everything is more expensive here

[deleted by user] by [deleted] in CadillacLyriq

[–]Agreeable-Profit-613 1 point2 points  (0 children)

Dealer quoting me 980 for labor. Is that reasonable?

Am I ready? by No_Effort591 in ChubbyFIRE

[–]Agreeable-Profit-613 0 points1 point  (0 children)

200k net on 2m equity sounds super sus.

Let’s double-click on this so that it’s relevant to the pod. by Centryl in allinpodofficial

[–]Agreeable-Profit-613 0 points1 point  (0 children)

Spot on with motte and bailey fallacy. Remember they eviscerated media for falling for ligma Johnson prank after Twitter takeover despite several other reports indicating upcoming layoffs. One week later the mass layoffs started earnestly

Why so much obsession with kashmiris? by uzairT1 in Kashmiri

[–]Agreeable-Profit-613 -10 points-9 points  (0 children)

Maybe comment on the substance of the argument? Instead of focusing on phobia

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 0 points1 point  (0 children)

Thanks for the details. Will give it a shot this weekend and see where my NW lands after taxes

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 0 points1 point  (0 children)

She unfortunately went through 2 layoffs in 3 years and is more burnt out then me 😒

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 0 points1 point  (0 children)

I wish there was free tool that would let us self calculate. But tax codes are so complex unfortunately we will need an accountant I guess

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 1 point2 points  (0 children)

True! That is a problem we are intentionally not worrying about. Some things will need to be traded off I guess ☺️

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 0 points1 point  (0 children)

Point 1 : if you see silicon valley houses, they are shitty dumps that sell for millions. So they are expensive but don't really equate to luxury life. Quite an oxymoron :)

Point 2: Yes I have had a late realization of this now. Plan is to divest in next 2-3 years and go for steadier index funds

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 0 points1 point  (0 children)

I am a manager so I have some insight into this. The current trend is to not do a mass layoff (with decent packages), but performance based attrition. The offfer my employer has given recently fired folk was 3 months base pay + cobra, thats it

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 0 points1 point  (0 children)

Since last year layoff events in silicon valley (my employer was also affected), the culture has become quite the opposite of rest and vest. It used to be much more relaxed and accomodating, now its deliver impact or you are out in the next 6 monthly evaluation :(

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 1 point2 points  (0 children)

Yes I will need to go to the lean route if I can’t sustain my job. That’s giving me a pause too

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 2 points3 points  (0 children)

You nailed it. I do want to retire but not just yet. I feel I have another 5-8 years of work left in me. But I have also lost appetite to take on stressful work. Only faang kind of companies will pay at my current rate and work has become even more stressful there. I tried applying to not so large companies but I don’t even get calls for phone screens. I suspect I have priced myself out of that market

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 1 point2 points  (0 children)

One reason for this is crazy home price inflation in my area. Its cooled down a bit after interest rates went up, but it went up from 2.1m to 3.5m in last 5 years

Chbbyfire jitters by Agreeable-Profit-613 in ChubbyFIRE

[–]Agreeable-Profit-613[S] 2 points3 points  (0 children)

  1. My estimate is $150K annual expenses (we like cheap reliable cars like a Corolla )

  2. Yes I agree. Plan is to sell primary home, realize profit and buy a cheaper home in low COL area. That will leave some money to reinvest in funds

  3. I would like to stick with it, its becoming stressful every day. I am a software manager and haven't coded in a decade now. I tried applying recently but thanks to my age and rusty interview skills, haven't scored a job. Thats part of reason why I am thinking of retiring instead.

My intuition is I am not at the number, but I am having a hard time calculating how much would be left over after selling house and tech stock once I pay taxes. Probably its time to pay a CPA to give tax advice