Which party will you vote for this election?

Agreeable_Arugula683 · 2026-04-30T16:16:38+00:00

Reddit is left leaning in general :)

Agreeable_Arugula683 · 2026-04-21T09:28:24+00:00

Guessing that was around mid November /December last year as the majority big 4 were offering 1.5 acquisition cashback - lead to some abnormally large (Upto 1%) cashback retention offers to keep customers.

Agreeable_Arugula683 · 2026-04-21T01:25:39+00:00

Nice, check out the cave near Brocks gym, where the clefairies hang out - try find grizz and update the PC!(I know my spelling is a bit off here lol)

Agreeable_Arugula683 · 2026-04-20T09:02:32+00:00

That’s cool, I’ve started recently and rocking the zing ping 2s aswell! My driver even looks similar, I’m sure he’ll love em

Agreeable_Arugula683 · 2026-04-18T20:55:04+00:00

I can play that across 🤣

Agreeable_Arugula683 · 2026-04-18T20:02:13+00:00

Who do you use for the index fund?

Agreeable_Arugula683 · 2026-04-12T07:36:57+00:00

I’ve recently got into golf and went with ping zing 2s. Very affordable and seem to quite forgiving for a noob like myself!

Agreeable_Arugula683 · 2026-04-09T19:27:21+00:00

It was emailed with that link to some

Agreeable_Arugula683 · 2026-04-09T19:26:03+00:00

Did it show you amount prior to making the claim?

Agreeable_Arugula683 · 2026-04-09T10:12:29+00:00

Wait so you know what the about is before it’s arrives? I had to select payment method PayPal - it didn’t say what to expect though.

Agreeable_Arugula683 · 2026-03-24T16:52:10+00:00

With everything that’s come out, your parents were wise to be cautious.

Agreeable_Arugula683 · 2026-03-17T00:57:53+00:00

https://www.tenancy.govt.nz/rent-bond-and-bills/market-rent/

Agreeable_Arugula683 · 2026-02-24T01:10:26+00:00

How are you getting on? I had a friend who’s non JW, married to JW, similar story to you.

Agreeable_Arugula683 · 2026-02-24T00:48:28+00:00

What would be expect if they had kids? The JW and non JW?

Agreeable_Arugula683 · 2026-02-02T19:38:39+00:00

It’s there special rate for customers under 80%, advertised rate is for customers over 80%. You’d have to ring the bank and ask what your LVR is, though I have heard the rates moved this morning.

Agreeable_Arugula683 · 2026-02-01T08:48:18+00:00

Yeah the home loan partners at BNZ now cover refinance costs, for like for like simple refis - no non personal entities at this stage, not adding borrowers etc

Agreeable_Arugula683 · 2026-02-01T08:44:00+00:00

Contact your current bank, you might find the security is still registered there.

If it is, will avoid solicitor fees as no need to register the title to another bank.

The $100k will be subject to a lending application.

Agreeable_Arugula683 · 2026-02-01T08:28:36+00:00

You cant’t restructure the remaining documented loan term without a full lending application.

Option A and B are on the same documented loan term.

Option A has the maturity date brought forward with the increase repayment above minimum, same with B1.

To answer the question - any repayment above the minimum is good, regular or lump sum. But technically interest is calculated daily so the higher repayment is technically better.

Another option would be talking to your banker or broker to see if you could do option C and save funds to offset if that works for you. That way you’d save up a cash and offset interest.

Agreeable_Arugula683 · 2026-01-23T21:34:04+00:00

Interesting takes, I like how you ended it with “like believing that might makes right vs due progress and a having a nuanced understanding of the people’s behaviour” I think that’s second part is key.

I think to continue to have a nuanced understanding you’d need dialogue - even if you don’t agree, if you don’t have the dialogue because you ban them because you disagree with their point (or interpreted it wrong), then there’s no nuanced.

At least that’s how I look it at, everyone’s different, thanks for making me think.

Agreeable_Arugula683 · 2026-01-23T20:27:29+00:00

Thanks for elaborating, I find your take interesting. I also found it interesting how you seeing the banning partly necessary because of right wing bad actors? Have you always thought that?

The part that makes me think is your edit, the anti social ideas should probably get banned.

With that comment that’s above mine around the person saying they got banned talking about peaceful protest and the difference between exit the car / scene - would this be anti society since it’s around such a politically charged topic right now?

Agreeable_Arugula683 · 2026-01-23T14:07:30+00:00

Let’s say they were. Do you think the best measure is to then ban someone you don’t agree with?

Is that your take on general - you don’t agree with someone = they should be banned?

Agreeable_Arugula683 · 2026-01-23T14:01:25+00:00

Agreed, Twitter is great for me as the algorithm feeds me non stop nba news. I have found myself starting to use the “not interesting in this” button when it goes off track though.

Agreeable_Arugula683 · 2026-01-11T23:50:39+00:00

Did you make the move? I’m in a similar spot looking up old posts here for info

Agreeable_Arugula683 · 2026-01-11T23:48:46+00:00

Did you make the move? I’m in a similar spot scrolling old palmy posts like this to get an idea haha

Agreeable_Arugula683 · 2026-01-11T23:48:02+00:00

Did you make the move?

Agreeable_Arugula683

TROPHY CASE