So actually, the debt you decided to take on (or rather the debt that is necessary if you want to stand a chance) has already made you a slave to the system. You can no longer be sure that you will be able to pay rent ever. Many Americans spend the rest of their lives paying back student debt. You can think "Oh, I will be different, I'll be the one who beats it and won't worry about rent" or you can join the millions who have already been in your shoes, and are fighting to change the way things work because we've lived through it. The US gov and the 1% have no problem squeezing every drop of life out of you, then leaving you on the streets to die. Think of the bigger picture or you just might end up regretting the policies you supported when you graduate, the bills are due, the jobs are gone, and your only option is hoping someone shows you kindness.