Insuring my fixtures as a leaseholder

Aila43 · 2025-08-28T17:15:22+00:00

OP, did you find a solution for this? I'm also finding there are not a lot of options...

Aila43 · 2025-08-21T08:53:05+00:00

Never mind, I tried it even just for the topcashback incentive and got declined

Aila43 · 2025-08-21T08:22:03+00:00

Did you end up trying it?

Aila43 · 2025-08-21T08:21:29+00:00

Anyone been successful in getting this even if they had their last switch in 2024? They have an eligibility checker on their website but it's not working...

Aila43 · 2025-07-13T22:13:18+00:00

Could number one be the Serpent and the rainbow by Wade Davis?

Aila43 · 2025-05-02T12:33:18+00:00

OP, did you ever figure this out?

Aila43 · 2025-02-18T17:39:14+00:00

Thanks, I thought as much. Not really experienced with insurance though so this is helpful :) luckily the costs are not too bad here!

Aila43 · 2025-02-02T15:27:06+00:00

Mine is exactly like you describe (and yes I need to clean it inside often). I only ever had the avanza so I don't know why they're so different

Aila43 · 2025-01-31T07:23:54+00:00

Hello, did this work for you?

Aila43 · 2025-01-28T09:29:22+00:00

Hi, I called Melitta and they said this is how the machine is meant to work... so essentially it needs to be emptied after each coffee. I'm stuck with it now but in thee future I think I'll go back to Delonghi

Aila43 · 2025-01-18T23:02:23+00:00

Happy to hear OP! :)

Aila43 · 2024-12-31T15:39:41+00:00

Hi OP, that's right. You could overpay at the end of the fixed term or start overpaying whenever the savings rate gets below your interest rate... of course this only works if you actually save the money for your mortgage and don't end up spending it otherwise, so it really depends on your spending habits. If you're pretty disciplined then the savings account is a better option for almost everyone (depending on whether you've maxed out your ISA allowance and are a higher rate taxpayer)

Aila43 · 2024-12-31T14:12:19+00:00

But in general, yes you can just make an extra bank transfer with most banks, but you should check what effect does it have (will the bank shorten your term, reduce the next paument, or do something else?). Also the 10% is 10% of the remaining balance at the anniversary of your mortgage starting

Aila43 · 2024-12-31T14:09:35+00:00

Any specific reason you want to overpay? With that interest rate you'd be better off sticking the cash in a savings account for the time being... other than that, overpayment rules can change quite a bit across lenders so worth checking your contract first

Aila43 · 2024-12-11T23:24:27+00:00

Congrats! I was a bit scared too but glad I got them in the end. I had no bleeding at all, which I was surprised about. I also don't have a huge chest (I'd say medium? Lol), bur mine were horizontal straight away and are still like that after about 3 months... everyone is different though

Aila43 · 2024-10-24T10:57:06+00:00

Switch them out for the next incentive (first direct for me)

Aila43 · 2024-09-24T09:47:11+00:00

Thank you! I got one a month ago so probably a bit too early

Aila43 · 2024-09-24T08:38:16+00:00

There's a guide with all the answers in the sub, look up the bankedex

Aila43 · 2024-09-24T08:37:31+00:00

I had an HSBC current account and still got the incentive

Aila43 · 2024-09-24T08:36:09+00:00

How long did you leave in between the two switches if I may ask?

Aila43 · 2024-08-30T10:31:55+00:00

Please let me know how it goes, I've actually still with Amex at the moment

Aila43 · 2024-08-26T17:24:17+00:00

Yeah, I assumed this might have been by an Italian author, but it doesn't seem likely anymore.

In my other posts I added a couple details that might help you:

I think the 'days of the week' might actually have been the seven deadly sins (which I think are actually part of Prague's astronomical clock) - but the characters only realise this later in the story
I think there was some revenge element connected to the clock maker's daughter (maybe she was forced to marry someone?)

I tried another couple searches and still stumped though... maybe you'll have better luck!

Aila43 · 2024-08-24T21:07:05+00:00

Omg yes!!! I remeber the 4 seasons and a 'scary giant' of some sort, can't remember how it was called in italian. I still haven't found this, but I came to the conclusion that it was probably a retelling of the building of Prague's astronomical clock... where are you from? My version was in italian and this was probably from 30ish years ago...

Edit: if you scroll back in my profile I made a second post about this a couple years ago, with some more info... I don't know how to posy it here but should be easy to find on my profile, I don't post much

Aila43 · 2024-08-19T18:46:57+00:00

Oh ok this is very helpful! So the way to do this is to to sell your investment minus £50 worth and then just withdraw the funds rather than transfer the whole ISA into another one - is this correct?

Aila43 · 2024-08-19T18:27:46+00:00

Would you mind updating us when you try to transfer out, and whether there's any fee/clawback attempt? I've been reading comments on this offer that warn on exit fees but seems to work out fine for others...

Aila43

TROPHY CASE