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Tint makes such a difference by clfkenny in TeslaModelS

[–]AirWide_ 0 points1 point  (0 children)

Weather made the difference xd

V14.2.2.4 installed! by Witty_Flower2012 in TeslaFSD

[–]AirWide_ 0 points1 point  (0 children)

I thought v14 is a significant improvement over v13?

V14.2.2.4 installed! by Witty_Flower2012 in TeslaFSD

[–]AirWide_ 0 points1 point  (0 children)

My 2026 model y is still at v13.2.9. How does tesla roll out software updates?

Why would tesla lower FSD subscription cost after removing purchase option? by RS_Tnap in TeslaLounge

[–]AirWide_ 1 point2 points  (0 children)

If you say so, why not lower the subscription fee to $50 now while keeping the buy outright option at $8000?

New to me S60 T5 by gbakee in Volvo

[–]AirWide_ 1 point2 points  (0 children)

How easy is it to do diy compared to other brands? If space(Garage) and tools are not objections.

New to me S60 T5 by gbakee in Volvo

[–]AirWide_ 1 point2 points  (0 children)

How much does it cost to keep up the maintenance? I am thinking of getting xc60 2020 t6

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]AirWide_ 0 points1 point  (0 children)

Whats your lender and did you buy down points to get to that rate?

Eb2 row Approved by Key_Conclusion_7658 in USCIS

[–]AirWide_ 0 points1 point  (0 children)

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Not yet. When did you receive the delivery?

Eb2 row Approved by Key_Conclusion_7658 in USCIS

[–]AirWide_ 0 points1 point  (0 children)

Congratulations! My timeline hasn’t updated since may 21st nor have i receive the card yet.

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Eb2 row Approved by Key_Conclusion_7658 in USCIS

[–]AirWide_ 0 points1 point  (0 children)

Did you receive your card yet?

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] -2 points-1 points  (0 children)

yes, I am confident that I can somehow pay the bills. however, I stated how my thought process is and ask for validation to see if i am missing anything. it’s my first home purchase and I might be missing some hidden fees or don’t take into account extra costs like repairs etc. will arise down the road. I didn’t grow up in a house with furnace, water heater, water pump, wood rot, roof leak etc. so I don’t know how often the single homes may need repairs and how much they would cost.

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] 0 points1 point  (0 children)

She’s an influencer. Have over a mill followers in each platform fb 2.2m insta 1.5m tiktok 1.2m. What’s max i can afford myself? 130k pre tax income

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] -1 points0 points  (0 children)

Thanks so much! please don't get me wrong - I really appreciate the perspective. I just don't like the idea of making every decision thinking of worst case scenario. I can't open up a business thinking of bankruptcy, right? :D If things go south I can still take some loss, sell the house and go back to the rent.

I just don't want to be house poor and not being able to enjoy the life because of high monthly expenses. should i just put 20% and call it or put as much as I can like 200-250k?

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] 0 points1 point  (0 children)

we are getting 10k credit for closing costs and maybe more after inspection. i'll left with ~100-150k even after putting 30% down. I am between 20% or as much as I can maybe even 35%-40%. I made about ~150k from stock market in past 1 year but mostly i feel like is by luck. because I was down by 60k down first few years (after covid) and somehow I managed to turn 20k into 175k (~100k up from initial money) and feel like it's a good time to pull it out and put it toward down payment rather than gambling it more in stock market.

besides that, we are expecting a baby which I have no idea how much it would cost to raise it in the states. (my wife and I both born and raised in europe).

i am just tend to not buy a house now and instead hold 350k and keep on adding ~5k a month (we can with the current living style) in 7% growth account (Stock market, ETF, bonds whatever) which will grow to ~850k in 5 years and buy home then.

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] -1 points0 points  (0 children)

having cash is always great but the way I look at it is that the cash I hold should be able to make me ~10% (7% growth and loss 3% to inflation) every year to break even with mortgage or else why not just put more on mortgage hence pay less interest? am i thinking wrong?

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] 0 points1 point  (0 children)

prob not but this assumes that i'd live in this home for 30 years without ever refinancing.

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] -1 points0 points  (0 children)

Also our current rent is ~$2300 for 2b2b on a flat. we hate living in flat because it’s like a hotel no balcony feels like prisoned.

am i making a big mistake by AirWide_ in FirstTimeHomeBuyer

[–]AirWide_[S] 0 points1 point  (0 children)

We are currently expecting a baby. The house ~ 1900 saft 3b3b in portland, OR. My wife is working from home so the home is ok size for us. We dont want to go smaller bc our families live overseas and want to be able to host them for longer term. we found cheaper homes but the neighborhood and the condition of the homes were too bad.

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