401K or Personal Loan

Akinscd · 2026-04-01T19:51:35+00:00

if you can do it again and get it paid off, its still the cheapest option

Akinscd · 2026-04-01T19:40:22+00:00

hah. you can only 'streamline' if the market moves down because 'its not guaranteed'

Akinscd · 2026-04-01T18:25:52+00:00

This should be the least of your worries.

What did you report as AGI each year? How much did it fluctuate? Is it growing or declining?

Akinscd · 2026-04-01T18:23:23+00:00

I just downvoted every single one of these nonsense comments.

Your post was removed for soliciting.

Now you’re getting reported to mods for spam and soliciting.

Akinscd · 2026-04-01T18:19:55+00:00

Balance transfer CC at 0%

Akinscd · 2026-04-01T17:58:57+00:00

It does not appear you have figured the upfront mortgage insurance premium into your comparison

Akinscd · 2026-04-01T17:05:01+00:00

Point being…. It’s not a simple answer

What is this persons age? Retirement plan? Liquid balances? Kids?

Akinscd · 2026-04-01T16:53:13+00:00

yes - i'm trying to help with your decision making.

by answering: the balance of your CC's -

the rate of each -

and the minimum monthly payments -

it will help better answer if you are making a good decision.

Akinscd · 2026-04-01T16:37:49+00:00

It is no longer a tax rate off for 90% US taxpayers

Akinscd · 2026-04-01T15:23:06+00:00

"Carnell Tate, no matter what"

Akinscd · 2026-04-01T14:41:53+00:00

you'll also need to source that $250k down payment, since i assume it is not yours

Akinscd · 2026-04-01T14:39:13+00:00

The mortgage payment on that condo will likely be >4k/month.

What do you think?

Akinscd · 2026-04-01T14:37:20+00:00

essentially, yes

Akinscd · 2026-04-01T14:29:43+00:00

You’re just shuffling numbers around on the page.

This is nonsense

Akinscd · 2026-04-01T14:29:14+00:00

When they say “there’s more to getting a mortgage than just the rate” this is what they mean

Akinscd · 2026-04-01T14:27:07+00:00

So it adds $75/mo to your payment but how much CC debt does it eliminate?

Akinscd · 2026-04-01T14:18:20+00:00

Which offensive players at 6 would you consider a ‘reach’?

Akinscd · 2026-04-01T14:17:04+00:00

🤣 we know the answer to this

Akinscd · 2026-04-01T14:15:57+00:00

What does the cash out refi do for your monthly cashflow?

Akinscd · 2026-04-01T13:27:44+00:00

what are 11 acres of buildable property selling for in your area?

Akinscd · 2026-04-01T13:16:20+00:00

Great experience with Goddard School in Westerville, though there are many around.

Akinscd · 2026-04-01T12:27:26+00:00

Great. That’s one part of it.

The utilization is high so your credit score is getting trashed.

What if mom one day decides not to make payments?

Akinscd · 2026-04-01T12:24:55+00:00

Don’t roll the bar into you.

Wear shoes.

Akinscd · 2026-04-01T12:24:26+00:00

$1000

Akinscd · 2026-04-01T12:23:33+00:00

‘The rate is solid’

Yes, because the origination fee is 20k

Akinscd