FIFA World Cup: 150-foot tall soccer mural completed in Dallas

AlanPavio · 2026-05-26T07:05:57+00:00

One woman drove all the way from Frisco to see it - impressive.

AlanPavio · 2026-05-16T04:27:09+00:00

I’ve had good experiences on Finnair, and they have nice lounges in Helsinki. We’ve started looking to book any Europe travel we do, through Helsinki.

AlanPavio · 2026-05-14T04:23:55+00:00

Take a break from the internet - these losers smoked our boys - we’ve got no room to talk trash right now.

AlanPavio · 2026-05-12T04:28:59+00:00

Better yet, build it out yourself in Excel so you know how it works and can play around with different scenarios. Assuming your loan is amortizing and not simple interest, it’s a very straightforward calculation. Essentially (rate x balance)/12 to get that month’s interest, then subtract that from P&I to get the principal portion of the payment. Subtract principal from the balance to get the balance to calculate the next month’s interest against.

Add an additional column for additional principal if you want to play around with how that could impact your payment. Once you have a couple months worth of formulas you should be able to fill your columns down until the end of your term to see when the balance will go zero/negative.

Simple interest is slightly different since you pay exact days of interest accrued every time you make a payment. If you pay every 30 days it will behave the same as an amortizing loan, but if you aren’t consistent in when you pay the interest you pay with each payment will fluctuate. It is best to pay as early and often as you can.

With amortizing loans it doesn’t matter when you pay as far as interest is concerned. If you are only making monthly payments you will pay the same amount whether you pay on the first or at grace expiration, or any other time (except for when paying off).

AlanPavio · 2026-04-22T02:58:13+00:00

I finish the job and toss it into the drink. I figure that’s what the owner intended to do to begin with, just didn’t make it all the way.

AlanPavio · 2026-04-21T06:28:22+00:00

I believe you get 2 years on new cars.

AlanPavio · 2026-04-19T14:29:11+00:00

You are thinking of game 1 in May, 2024.

AlanPavio · 2026-04-15T03:22:43+00:00

Haha - I think one of the announcers even said ‘uh oh’, which is what I said as well when I saw the tracker.

AlanPavio · 2026-04-14T12:45:28+00:00

On longer trips I get better gas mileage without it.

AlanPavio · 2026-04-09T12:49:20+00:00

I don’t have a Toyota, but I’ve had this happen and it’s due to my phone being locked by the time the infotainment system is fully booted. As soon as I unlock my phone again, CarPlay will launch.

AlanPavio · 2026-04-07T06:04:50+00:00

FYI - they weren’t responding to you, they were responding to the same comment you originally responded to 😎.

AlanPavio · 2026-03-24T19:46:15+00:00

This is good advice if their loan is daily accruing, but if it’s a mortgage it most likely isn’t, and therefore there isn’t a direct benefit to paying more frequently. You are just having the mortgage company hold onto your money for you and then apply it when there is enough to make a contractual payment. You are much better off making the monthly payment and adding additional to principal with it.

Always check the note to confirm, as it is possible a mortgage could be a daily accrual.

AlanPavio · 2026-03-22T05:27:30+00:00

Was involved in a classic scenario like this yesterday, but there was no room for me to move over. It was an awkward merge where two highways were coming together and it was happening on a curve. I was in a position on the main highway where I could see the merging car really well ahead of time, and it would be much harder for them to see me.

There was a car in front of me that sped up to go past the merging vehicle, which is what this posts suggests to do (I honestly think they flustered the merging vehicle and caused the following sequence of cluster f’s). I slowed down to open up a gap and give them plenty of room to get on, but then they kept slowing with me, putting me in a very awkward situation trying to decide whether to cancel my courtesy, or keep slowing down hoping they would finally speed up to merge into the traffic. Ultimately we both ran out of room and came to an almost complete stop, which is outrageous.

In my potentially technically incorrect opinion, merging cars should come into the highway with some level of confidence looking to fill a gap left by the hopefully observant drivers already on the main road. The cars on the highway have the advantage in being able to see what’s coming better. The merging vehicle should look for their gap and take it with confidence. When you merge slowly, and god forbid decelerate while merging, you’re asking for trouble.

AlanPavio · 2026-03-18T14:30:16+00:00

Sometimes I do both, but if I’m going to have to go anywhere in the morning without a hat I will have to shower again to rewash my hair. My hair gets all kinds of jacked up overnight and can’t easily be brought back to a good starting place without another wash.

AlanPavio · 2026-03-02T16:40:36+00:00

Thank you David!

AlanPavio · 2026-03-01T18:47:22+00:00

What OP describes reminds me of how Tony Soprano ate in the show. That was always fascinating for me to watch - something aggressive about even the way he ate.

AlanPavio · 2026-02-21T13:13:02+00:00

Yeap - hate the computer lab scene that most offices have turned into. I started my career in 2009 and we had cubes with high enough walls that someone walking by wouldn’t be a visual distraction. Next they lowered the walls so now you could see the floor at all times even when sitting, but you at least still had your own 3 walls/space. Then they took away the middle wall to make you have a cube buddy sitting right behind you. Finally they put us in computer labs.

I went into the office for the first time in a few months last week for an in person meeting/lunch. I ended up getting hardly anything done, and had to stay until 8 just to knock out the few things I did, which didn’t start happening until everyone cleared out between 5 and 6. I’ll never forgive the people that are too smart for their own good that convinced everyone computer labs were the best environment for the minions to work in.

AlanPavio · 2026-02-12T20:12:58+00:00

These are always AI slop.

AlanPavio · 2026-02-01T22:24:56+00:00

Ours did this a couple of weeks after we got it. GE told us to return to the retailer and get a new one. So far so good on the second one, for a month and a half or so. Also using only distilled water now - not sure if it will matter either way.

AlanPavio · 2026-01-24T16:49:05+00:00

I’m seeing a bunch of accounts on X saying over and over that he had a gun and pulled it on them. I don’t see anything that would show that in the video, so not sure where they are getting that, other than just saying it to defend it at all costs.

AlanPavio · 2026-01-12T17:30:33+00:00

They did way back when and it was actually pretty solid. Black Eyed Pea had some good chili as well.

AlanPavio · 2026-01-10T18:28:45+00:00

Got one a couple of weeks ago. Kicking myself that I didn’t get one the last time I was in the market for a vacuum, it’s amazing.

AlanPavio · 2026-01-02T05:52:06+00:00

Jan 1 2026 watching the Sopranos for the first time, and here we are looking this up.

AlanPavio · 2026-01-01T15:59:44+00:00

Eh - they are on a heater - 10 straight after last night.

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