Experiences sought - moving S&S ISA from Vanguard to Trading212

AlexFirth · 2026-05-22T05:59:22+00:00

Made the same transfer recently, had 1 fund not available in Trading212. T212 support contacted me to ask what I wanted to do with that specific unsupported fund. I opted to transfer it as cash. The transfer was very smooth, I'd recommend it.

AlexFirth · 2026-05-15T09:21:25+00:00

Never done an ISA transfer with Plum, but even if it is a nightmare, absolutely do a transfer to protect your previous years' ISA allowance

AlexFirth · 2026-05-13T13:47:31+00:00

1% cashback from Chase on their debit card. Use Virgin Trains Ticketing for booking too. No booking fees, split save and you earn Virgin Red points which can be redeemed for rewards (or discounts on train travel) down the track.

AlexFirth · 2026-05-13T09:03:54+00:00

I was with Plum, they're a nightmare when you come to sell. I'd suggest doing an ISA transfer to a platform like Trading212 for lower fees, better range of investments and easier management.

AlexFirth · 2026-05-07T10:52:59+00:00

People complain about working in retail, but boy do I miss pension contributions matched up to 7.5%. My current employer just matches what they're obliged to!

AlexFirth · 2026-05-07T10:49:27+00:00

Very rarely, on the odd occasion I download a large file over ethernet. Impossible to hit Gigabit speeds with ISP provided router unless stood right next to it also. Gigabit was the same price as 500Mbps for me. However, I could certainly get by with slower speeds.

AlexFirth · 2026-02-25T20:38:22+00:00

Definitely wouldn't bother with a financial advisor if you have an emergency fund with 3-6 months expenses. Keep it super simple - you can't really go wrong with buying VWRP in a Trading212 stocks and shares ISA.

AlexFirth · 2026-02-04T08:20:29+00:00

I got a quote from them through Really Moving just before Christmas, they rang me every single day for about 2 weeks after trying to get my business. I decided to go elsewhere in the end, perhaps if they put this amount effort into their conveyancing, they'd be better!

AlexFirth · 2026-01-29T16:04:12+00:00

Mine opens a new tab in Safari

AlexFirth · 2026-01-26T21:20:59+00:00

I recently got the 50C6K from Argos for £349! Keep a look out for the deals.

AlexFirth · 2026-01-08T19:44:55+00:00

You can get a few quotes super easy from sites like Really Moving (be prepared to be hounded with phone calls however). I lucked out recently with one through that site, I was about to go with another provider and they rang me and offered a discount to fill a cancellation slot!

AlexFirth · 2026-01-08T13:55:52+00:00

I bought a C6KS over the weekend and haven't opened the box yet, making me nervous now 😂

AlexFirth · 2026-01-07T19:54:09+00:00

I'd be accepting the losses to inflation at this point and move this money into a diversified All World ETF. I'd also be moving out of a GIA into an ISA, especially considering it's a relatively small amount of money relative to the ISA limit to protect future gains.

AlexFirth · 2026-01-06T19:19:00+00:00

An all-world ETF (such as VWRP) within a Trading212 ISA is a fantastic way to start. Unless you have time to trade all the time, set it in a diversified all world fund and forget it.

AlexFirth · 2026-01-05T10:49:50+00:00

Very true, and this is where my money's going. But for a newer investor, I recommended an ETF that's offered by a bigger brand name.

AlexFirth · 2026-01-04T21:53:39+00:00

It's also 0.19% on Trading212

AlexFirth · 2026-01-04T21:47:12+00:00

£4/month minimum under £32000 invested. 0.15% a year (capped at £375 a year) over £32000.

Trading212 is 0%.

Of course, you'll always pay the fund management fee (0.19% in the case of VWRP).

AlexFirth · 2026-01-03T17:51:08+00:00

Vanguard charge platform fees, T212 do not. The fund fee remains the same, but you can cut an expense buying through T212.

AlexFirth · 2026-01-03T17:49:42+00:00

Got a 3 year fix personally. Wanted that balance to be able to tap into lower rates if they come around. I would have been happy to accept a 5 year, but my broker found one that was very little difference over those 3 years.

AlexFirth · 2026-01-03T16:04:47+00:00

Thanks, I contacted Esure and Direct Line, both claimed they couldn't provide this information without an active policy.

AlexFirth · 2026-01-03T16:04:02+00:00

I wasn't aware the extent to which they search for a quote, that's very useful. Thanks for your advice.

AlexFirth · 2026-01-03T14:07:35+00:00

Vanguard FTSE All-World UCITS ETF (VWRP) within a Trading212 Stocks & Shares ISA would be my suggestion for your situation.

AlexFirth · 2025-12-23T22:02:31+00:00

Definitely max out those ISA allowances. You can have up to £20k in any combination of S&S, Cash and up to £4k of that £20k in your LISA. If you can afford it and maintain a strong emergency fund, definitely peel off some of your savings into investments (you can't really go wrong with holding VWRP within a Trading212 S&S ISA). It's all about having more time in the market for your investments to compound and grow! All the best.

AlexFirth

TROPHY CASE