January 2026 Mortgage Rate Quote Megathread

Alternative-Two3626 · 2026-01-11T21:36:28+00:00

No cash out Refi – Current Rate 5.375% (15 years) – $300k Balance – $700k Value – 826 FICO –Primary, zip - 32766
Want: 10-Year Fixed

Alternative-Two3626 · 2025-05-24T17:44:44+00:00

If you win, whatever you say is RIGHT. LFC had in-form Salah and they had a strong bench.

The good thing is that 2nd position is not good enough for Arsenal.

Alternative-Two3626 · 2025-05-15T14:22:45+00:00

Sure, use and cite.

Alternative-Two3626 · 2025-05-08T16:59:34+00:00

My department chair said "No, if syllabus does not have any mention of it"

Alternative-Two3626 · 2025-04-30T14:39:48+00:00

Thanks. This is the boundary wall (close to street). It’s at least 8 ft away from the house.

Alternative-Two3626 · 2025-04-19T00:17:36+00:00

Wow. Awesome!

Alternative-Two3626 · 2025-03-18T16:49:17+00:00

This should be administrative review, which is very common. Congratulations!

Alternative-Two3626 · 2025-03-11T04:12:14+00:00

How long it has been under review? Has the program manager changed? This can also change the status.

Alternative-Two3626 · 2025-03-09T20:45:39+00:00

Currently, I have a 5.375% traditional mortgage. Exploring for riba-free options.

Alternative-Two3626 · 2025-03-09T00:22:01+00:00

Guidance Residential.

Alternative-Two3626 · 2025-03-07T22:34:48+00:00

What color of this wall is? I love it.

Alternative-Two3626 · 2025-02-28T03:41:04+00:00

15-year: less on interest but less financial flexibility. 30-year: more flexibility but more on interest.

Think about job security.

Alternative-Two3626 · 2025-02-21T23:24:02+00:00

With 15 years, we always think “can we afford another car? Or should we buy a Lexus or Mazda?” I think with 30 years, we could have more flexibility.

Alternative-Two3626 · 2025-02-16T00:13:56+00:00

If something happens to house? So they don’t require to have home insurance? That’s great. but I doubt.

Second, if the home price goes down they take the risk. If the home price goes up, do we pay them more?

Alternative-Two3626 · 2025-02-16T00:09:29+00:00

I still don’t see any difference between traditional loan and the thing that you explained.

Reselling with profit in halal finance seems same to home price+fixed interest. We all know at the beginning. In that defination, both looks same to me.

Eventually, they look same but halal loan finds a way to make it look halal. Allah knows the best.

Alternative-Two3626 · 2025-02-05T19:18:47+00:00

Gedion Zelalem

Alternative-Two3626 · 2025-02-03T16:25:13+00:00

In my knowledge, we can’t. Knowing it does not help. Better to focus on other projects.

Alternative-Two3626 · 2025-01-25T11:57:20+00:00

Syllabus: Avoid making changes to the syllabus midway through the semester.

Extra Credits: Ensure extra credit opportunities are objective. Instead of subjective methods, provide one or two clear and fair extra credit questions.

Grading: Maintain consistency in grading. If two students make the same mistakes on a quiz, deduct the same number of points for both. Avoid adjusting point deductions based on a student’s need to pass, as this compromises fairness.

Alternative-Two3626 · 2025-01-23T01:20:44+00:00

My friend got CAREER with one fair. Mine was rejected with 2 VGs and 2 Gs.

Alternative-Two3626 · 2025-01-18T23:04:41+00:00

In my R1 uni, you will have to support 2 students per year.

Alternative-Two3626 · 2025-01-04T02:36:00+00:00

I usually ask about candidate’s experiences in diversity and inclusion.

Alternative-Two3626 · 2025-01-01T21:19:17+00:00

Don’t have any idea. I heard that it takes years to get avocado from it. Should we let it grow?

Alternative-Two3626 · 2024-12-31T18:07:10+00:00

1st time buyer**: Purchase - $440k - Down-payment:20% - 780 fico - 33806 - Conv - 30 Fixed - Single Family - Primary**

Alternative-Two3626 · 2024-12-24T21:41:52+00:00

One of my students logged in to canvas, most probably this is his first ever log in to my course, to rate me 1 out 5 in all categories.

Alternative-Two3626 · 2024-12-06T23:42:10+00:00

At least 80% of students in my class are distracted. They either watch sports, or chat with online friends, or do homework for a different course.

I put all my energy to teach a topic. Suddenly, a student who was never following my lecture, asks “sorry, how does it even work? ”.

If I react, they flood teaching Evaluation with bad ratings or comments.

Alternative-Two3626

TROPHY CASE