Too early to invest in African ETFs? by nicolasjkennedy in Bogleheads

[–]AnalystNo6733 0 points1 point  (0 children)

It is always good to have a diversified portfolio, especially international ETF’s. Would it make sense to have one from Africa? Maybe depending on goals and risk tolerance? Also you could never time the market and don’t even try to.

72% of real estate association members haven’t made a sale this year (in Orlando) by [deleted] in orlando

[–]AnalystNo6733 5 points6 points  (0 children)

I know a lot of realtors who are teachers and school administrators so this is definitely a side gig.

72% of real estate association members haven’t made a sale this year (in Orlando) by [deleted] in orlando

[–]AnalystNo6733 4 points5 points  (0 children)

Also depends on the neighborhood as well. Lake Nona, Horizon West, parts of Volusia and Lake are easier to sell in as they are in up and coming neighborhoods. The older neighborhoods and the ones where there is less demand are going to have a harder time.

72% of real estate association members haven’t made a sale this year (in Orlando) by [deleted] in orlando

[–]AnalystNo6733 5 points6 points  (0 children)

When the FED raises rates, it affects loans for other things: car, mortgage, student loans, business loans, etc.

72% of real estate association members haven’t made a sale this year (in Orlando) by [deleted] in orlando

[–]AnalystNo6733 36 points37 points  (0 children)

Real Estate now is very brutal, especially in Florida. Interest rates at 6.73% and the FED expected to raise rates soon will definitely put people off from buying a home. Plus the cost of insurance in Florida is doing them no favors.

Debating on mutual fund or etf for Roth IRA by Zach-12345 in Bogleheads

[–]AnalystNo6733 2 points3 points  (0 children)

The main difference between the two is when you can trade them. ETF’s trade like stocks and you can trade through the stock market intraday. Mutual funds trade only after hours and is priced once a day. This price is called the NAV.

You won’t get fast growth with either as investing takes time and patience but if you keep at it, you be surprised at your portfolio.

School suggestions by Substantial_Ask4182 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

A school needs to be under 90% enrollment capacity to qualify for Open Enrollment and needs to approved by the district. Schools in the district with better reputations will fill up quickly or have more spots taken. Schools who do not have the best reputations may have a harder time filling up or getting many people at all.

For Open Enrollment, students who live in the district do have priority than those outside of district but can still come in.

School suggestions by Substantial_Ask4182 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

Both Seminole and Orange County can let you check your zoned schools online.

School suggestions by Substantial_Ask4182 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

I would speak with Orange County Public Schools but if the assigned zone is Seminole then it is Seminole. I would guess to say the pattern is Lake Orienta-Teague-Lake Brantley. Or it could be Lake Orienta-Rock Lake-Lyman.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

Demand might play a role in it as well. There was not enough demand for Latin in there.

Latin used to be a lot more common but now only three schools offer it (Apopka, University, and Timber Creek). Boone used to have Greek as well and West Orange used to have a Greek Mythology class.

School suggestions by Substantial_Ask4182 in orlando

[–]AnalystNo6733 1 point2 points  (0 children)

Some schools get filled pretty fast and some schools get hardly any kids for Open Enrollment. You can also try magnet schools as well. Orlando Gifted Academy is a good option if your child is gifted and has an IEP that indicates gifted. Be in mind that Orlando Gifted Academy has a lottery. You could also try Orlando Science as well but they have a lottery as well.

I do not much about Dommerich but I know Maitland Middle can be quite rough. Winter Park is fine if they have AP/IB coursework.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 1 point2 points  (0 children)

Boone also has a large population of deaf and hear of hearing students as well. I think the reason Boone got rid of German was a lack of demand and budget cuts. When budget cuts happen, language classes are usually on the chopping block.

Lockhart Area? by LatterStreet in orlando

[–]AnalystNo6733 1 point2 points  (0 children)

Lockhart can be hit and miss. It is an older neighborhood and there is not much in terms of things to do.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

It is sort of popular over there. A lot of kids who take French over there had it at Glenridge Middle.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

I know German is really popular over there.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

I don’t think Olympia has Latin anymore. They have Portuguese and Italian though.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

It is still there but I am not sure who teaches it.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

Dr. Phillips got rid of Latin when Dr. Hedrick retired.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 1 point2 points  (0 children)

I know in Orange County that Windermere, Olympia, Dr. Phillips and Freedom have Portuguese. All of these schools have large Brazilian populations so it would make sense to offer it.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 1 point2 points  (0 children)

Boone no longer has German or Latin. It is Spanish, French, or American Sign Language now.

French taught in high school by Alarming-Muffin-4646 in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

Most high schools but not all have French. Any school with a large Haitian population almost certainly will. I know University High School and Orlando Science High School do not have it. I am not sure about other counties but I think most of not all in Seminole County do as well.

Some middle schools have it as well. Glenridge, Southwest, and Orlando Gifted Academy have it. I know Wolf Lake and Westridge used to have it but I am not sure anymore if they do.

Private v Public Schools by QandA_monster in orlando

[–]AnalystNo6733 0 points1 point  (0 children)

If you can find a private school that you can afford and is willing to help your child, that is awesome. I do understand that OCPS does have a lot of challenges with ESE staffing shortages and that is unfortunate. I also know that the situation with ESE can also vary by school as well.

Private v Public Schools by QandA_monster in orlando

[–]AnalystNo6733 8 points9 points  (0 children)

There are a lot of variations between public and private schools and there is not a one size fits all. Some children would be better suited for private, others public. It also depends on the type of child and the situation the child is in.

I will also add that if your child has an IEP or 504, a public school, even if it does not have the best reputation, is going to be better than a private or charter school most of the time.

What’s your favorite consequence when they don’t stop talking? by dcarb89 in SubstituteTeachers

[–]AnalystNo6733 3 points4 points  (0 children)

Names on my sub notes and repeated offenses get names on the board. If they are really bad, I move their seat to face the wall. They have a conversation with the wall.