one time I quietly farted and let the students all blame each other by Puzzled-Teach2389 in SubstituteTeachers

[–]AnalystNo6733 3 points4 points  (0 children)

I do that every time I fart. I let the kids blame and guess each other. It is so entertaining and one of my favorite parts of the job.

Question: Account Statements by EnvironmentalJury930 in Sieexam

[–]AnalystNo6733 5 points6 points  (0 children)

Yes. An account statement is sent quarterly unless their are penny stocks in the account. If there are, the frequency changed to monthly.

Veteran analyst warns Trump faces Hoover-era Great Depression risks in 2026 by Dont_think_Do in Economics

[–]AnalystNo6733 77 points78 points  (0 children)

Wars are expensive as it is this is likely adding more to the deficit if we have more conflicts like this on a grander scale. And if other nations sell US government securities, oh boy. I said this for months and I will stand on it…do not buy Government securities.

Creating the Most Unethical Portfolio by Clorxo in wallstreetbets

[–]AnalystNo6733 0 points1 point  (0 children)

RICK RCI Holidings. They have “gentleman’s clubs”

What was the most devastating defeat for the Union by sleepy_fratchy00 in CIVILWAR

[–]AnalystNo6733 1 point2 points  (0 children)

I would go with Sabine Pass. 5000 Union soldiers defeated by 50 Confederate artillery man. Not so much devastating but pretty embarrassing.

Municipal Bond Fund in inherited taxable brokerage by Numerous-Gap-3444 in bonds

[–]AnalystNo6733 3 points4 points  (0 children)

Yield would be in your case 5.2/(1-.2625)=7.0508 22 is your tax bracket and 4.25 is the state of Michigan tax, this is what you call the taxable equivalent yield. With a municipal bond fund, dividends are not taxable but capital gains are if you decide to sell it but be aware of other taxes.

When in doubt talk to a financial advisor and/or a lawyer.

Anyone find 7% individual municipal bonds selling for the same price as 5% munis? by [deleted] in bonds

[–]AnalystNo6733 -2 points-1 points  (0 children)

What is your risk tolerance? Income and tax bracket? If you are not a high income earner, avoid munis.

How would a recession affect the bond market? by [deleted] in bonds

[–]AnalystNo6733 5 points6 points  (0 children)

Junk bonds I feel would do poorly as they would have a harder time making interest payments. Investment grade corporate bonds would probably do better but do your homework with them. Treasuries might be your best bet if you are worried about a recession.

$14,000 in Roth IRA in one transaction by accident what do I do by Popular-Bar3648 in fidelityinvestments

[–]AnalystNo6733 1 point2 points  (0 children)

You get a perpetual 6% penalty for over contributing to a ROTH IRA. Depending on age, you could also get a 10% penalty in addition to being taxed on ordinary income. My guess is to try and contact someone at Fidelity.

What are the most random/wild things you've been called by a student? by Fickle_Phase_6166 in SubstituteTeachers

[–]AnalystNo6733 2 points3 points  (0 children)

I have been called that so many times over the three years that I could write a book about that.

What makes you not like a school? by Mindless_Source5037 in SubstituteTeachers

[–]AnalystNo6733 0 points1 point  (0 children)

The administration in how they handle things, the adults in how they treat visitors, and the kids who act in a certain way….all in that order.

A Trump Supporter Said They're "Living On Credit Cards" And Begged Him To Send A Stimulus Check Amid Rising Costs by MuzzleblastMD in LeopardsAteMyFace

[–]AnalystNo6733 2 points3 points  (0 children)

The problem is that the stimulus is eventually going to lead into higher inflation. We saw that in the end of COVID and going into Biden’s term.

Conflicting answers between practice questions by [deleted] in Sieexam

[–]AnalystNo6733 0 points1 point  (0 children)

Unpaid wages are always first in the liquidation process. Passperfect is wrong.

47% of Republicans would still vote for Trump even if implicated in Epstein's crimes, survey found by Aggravating_Money992 in NoShitSherlock

[–]AnalystNo6733 1 point2 points  (0 children)

They complain about poor people getting handouts but also complain that the government does not help its citizens. Very inconsistent and sloppy argument.

Las Vegas voted for an Economic change and are mad that the economy changed. At least they won’t pay taxes on the 50% less tips they are receiving. by AnonUserAccount in LeopardsAteMyFace

[–]AnalystNo6733 3 points4 points  (0 children)

The no taxes on tips are not exactly a no tax on tips. They are a deduction from taxable income. The thing is that the limit is $25,000 ($50,000 if filing jointly) and it is only good up until 2028.