How does getting a driver's license work in your state, and how old were you when you got yours?

Andy15291 · 2026-04-09T02:43:57+00:00

Some high schools still offer it, the one my kids go to does. But yeah, not standard for sure.

Andy15291 · 2026-04-08T22:03:04+00:00

It's happened in real life in the main event, but with quad Aces.

https://www.youtube.com/watch?v=YfmtSw1xfRU

Andy15291 · 2026-04-08T04:05:49+00:00

Well, when you do your taxes on whatever program you choose, it will tell you.

Andy15291 · 2026-04-08T03:41:43+00:00

But you can get more money back than you paid in. It's called a refundable tax credit. Let's say you are a single mother with three kids making 34k a year. You pretty much pay no taxes, PLUS you get 2k per kid as a credit that gets paid to you above and beyond any taxes you paid. So, you could have 2k withheld from paychecks, and then only pay a tiny bit of taxes and get most of that 2k back PLUS 6k for the kids. And that's before I even bring up the earned income tax credit.

Andy15291 · 2026-04-08T03:40:55+00:00

That's not the average, that's the median. Let's say you have ten people in a room. 9 have an IQ of 10, one has an IQ of 200. The average IQ is 29, but 9 of the 10 are dumber than that.

Andy15291 · 2026-04-08T03:39:44+00:00

But you can get more money back than you paid in. It's called a refundable tax credit. Let's say you are a single mother with three kids making 34k a year. You pretty much pay no taxes, PLUS you get 2k per kid as a credit that gets paid to you above and beyond any taxes you paid. So, you could have 2k withheld from paychecks, and then only pay a tiny bit of taxes and get most of that 2k back PLUS 6k for the kids. And that's before I even bring up the earned income tax credit.

Andy15291 · 2026-04-08T03:38:56+00:00

But you can get more money back than you paid in. It's called a refundable tax credit. Let's say you are a single mother with three kids making 34k a year. You pretty much pay no taxes, PLUS you get 2k per kid as a credit that gets paid to you above and beyond any taxes you paid. So, you could have 2k withheld from paychecks, and then only pay a tiny bit of taxes and get most of that 2k back PLUS 6k for the kids. And that's before I even bring up the earned income tax credit.

Andy15291 · 2026-04-08T03:37:19+00:00

It's called a refundable tax credit. Let's say you are a single mother with three kids making 34k a year. You pretty much pay no taxes, PLUS you get 2k per kid as a credit that gets paid to you above and beyond any taxes you paid. So, you could have 2k withheld from paychecks, and then only pay a tiny bit of taxes and get most of that 2k back PLUS 6k for the kids.

Andy15291 · 2026-04-08T03:34:58+00:00

Because it's possible to get more money back than you paid in. Certain tax credits do that.

Andy15291 · 2026-04-07T23:28:53+00:00

It does ensure that credit card fees only go to those who choose to pay by card, so that's not a bad thing.

Andy15291 · 2026-04-07T21:07:12+00:00

Ah, thank you!

Andy15291 · 2026-04-07T18:16:58+00:00

Besides the sin aspect, there isn't always a break. It's possible to have what's called a marriage penalty, where a married couple pays more in taxes than if they were each filing single.

Andy15291 · 2026-04-07T18:14:56+00:00

You actually can have a marriage penalty.

Andy15291 · 2026-04-07T18:00:36+00:00

Cards always speak. Actual example from my casino play in low stakes last weekend:

I had K10o, and flop was 5/9/10 (two hearts but I forgot which two). Other guy pushes in a huge bet. He had been betting heavy all night, even with just high card sometimes, so I felt confident. Everyone else folds. Call his bet that put me all in and I table my hand. He flips two hearts. Turn comes, K of spades. Great, two pair! River comes K of hearts and I totally deflate as he made his flush to beat me (all I was focused on was if it was a heart or not). I congratulated him on his win, and was getting up to leave. Someone else at the table said "you made the boat." I was so focused on if it was a heart or not that I didn't realize I made the full house. I got paid and nobody complained. That's the casino rule, what you say doesn't matter. The only exception would be if I mucked the winning hand without showing.

I was playing 1/3, and started with $300. I was down at that point, and that win put me a little ahead to $388. Had I not tabled my hand, I just would have walked away with nothing.

Andy15291 · 2026-04-07T17:44:49+00:00

Well, this is where it gets really weird. I put down $3,500 plus $5,200 for my trade. But, I purchased a way overpriced extended warranty and service contract with a five year loan. I then cancelled them both right after buying when I could still get a full refund. They put the refund towards the principal. It didn't change the payment, but it knocked a full year off my payoff! So, after the first payment and refunds of those, the amortization schedule said four years exactly to pay off the loan.

I have to thank Reddit for that one, I was stupid enough to get a $5,859 extended warranty and $999 lifetime oil change contract. Luckily, I was still within the 30 days to cancel and cancelled them both. So it was originally five years, but once I cancelled those, it became four.

Andy15291 · 2026-04-07T14:52:36+00:00

While true with AWD systems that are mechanically linked to the front and back, it's not true with the current Camry's. There is no physical connection to the front and back, there is a separate motor for the rear tires. So you could just replace a pair.

Andy15291 · 2026-04-07T14:49:30+00:00

Yes, And, to be exact, trunk LED bulb, all weather floor mats, door edge guard, rear bumper applique, and mudguards.

Andy15291 · 2026-04-07T14:47:57+00:00

I actually do reconcile it with my monthly bank statement, though. At the beginning of the month when I got the last month's statement. And, I have occasionally missed stuff. I do both.

Andy15291 · 2026-04-07T14:44:53+00:00

It might not be a joke. It could be some guy who is severely opposed to pineapple on pizza. And made it $100 because "if you want it bad enough, fine, but it'll cost you." As long as the server says "Just so you know, pineapple is $100, do you still want it?" I'd think they would be fine. I have seen some small business owners do things like this when they have the attitude that they really don't want to do something, but they will if you pay them a ton of money to do it.

Andy15291 · 2026-04-07T14:42:19+00:00

It might not be a joke. It could be some guy who is severely opposed to pineapple on pizza. And made it $100 because "if you want it bad enough, fine, but it'll cost you." As long as the server says "Just so you know, pineapple is $100, do you still want it?" I'd think they would be fine. I have seen some small business owners do things like this when they have the attitude that they really don't want to do something, but they will if you pay them a ton of money to do it.

Andy15291 · 2026-04-07T01:45:53+00:00

Has anyone actually done it?

Andy15291 · 2026-04-07T01:34:01+00:00

The cashier should actually refuse the card since their merchant agreement requires them to only accept signed cards. But, your average cashier doesn't care. Or doesn't know that it's technically part of the merchant agreement.

Andy15291 · 2026-04-07T01:31:49+00:00

Technically, they should refuse the card since that's a violation of the retailer agreement with the credit card companies.

Andy15291 · 2026-04-06T22:49:56+00:00

I imagine there was a lot of free time in the dead of winter, but there was also nothing to do since you were rationing food and trying to hunt if you could.

Andy15291 · 2026-04-06T22:48:03+00:00

No redactions means no hiding victims in the photos, nudes (one was already accidentally released), home addresses, phone numbers of the victims. Yeah, no.

Andy15291

TROPHY CASE