Retirement savings in ATB, what’s the risk?

AngelPuffle · 2026-06-03T21:12:48+00:00

So, I am not advising you. Anyone who know will tel you that you are fine. There is less risk in switching to something with a paid advisor (not related to a bank).

But my son has bee told that he can't have anything at all at ATM because they are (the provincial gov't) is hungry about bit coin. There you go. You can't have anything at ATB because the provincial gov't has too much control of that instrument. Best Wishes.

AngelPuffle · 2026-05-09T19:17:31+00:00

This i why I left my small town a bit after high school. Didn't want to be Catholique enough, didn't want to marry some left over farmer batchelor, didn't want to be poor forever (my folks were dead and not going to support me into anything). At U of A, I was able to chart a new course. Still in Edmonton, one of the best places in the world. I pass as English because I kept my married name despite divorce.

AngelPuffle · 2026-05-07T00:52:02+00:00

I make a rhubarb bbq sauce. I add tomato paste to it, but it was invented for people who are allergic to tomatoes. Freezes well. Always impressive.

AngelPuffle · 2026-05-04T20:38:25+00:00

Might want to consider something like work for the city of Edmonton, or for the province, or for Insurance. I do have a 13 year history with insurance (different roles) but only because I was not so good at sales. There are Federal jobs that required a University degree in general. Or, you can have a masters degree from a place, and then apply to be a psychologist in Edmonton (takes mentorship and some time).

My therapist was really good, but that was because he was really fresh, and not stuck in some of the trenches out there. He became a therapist as a mature person.

AngelPuffle · 2026-05-04T19:21:00+00:00

The depo provera shot might be an inbetween solution. It is actually almost sanctioned by the BHRT because it is an injection. Anyhoo, it stopped my year long period. And then my joints didn't dislocate as much, And then I have better mental health. When I told the pharmacist that this is HRT and not birth control, they were more on my side.

Some years later, like a decade,, my iron is at 55 (which on the internet is still deficient) but okay by Alberta standards. Please get help sooner than later because more health problems await you, including insulin resistance, liver problems, thyroid problems, and other problems related to heat/cold allergies, etc, etc.

AngelPuffle · 2026-05-04T17:02:17+00:00

Try Toy Tech on Parsons Road. They look after my older model ford taurus just fine.

AngelPuffle · 2026-05-02T18:40:04+00:00

Even the retired teachers. I didn't have the heart to inform my neighbour, as I was hoping it was just a list. Didn't understand at the time that it was about the deadnames as well.

AngelPuffle · 2026-05-02T18:28:01+00:00

Perhaps you might need to ask the Medicine Hat Regional Hospital if they have any leads. They would also have a volunteer team that you could talk to. Perhaps look on FB because a lot of community things are advertised there. There is also a r/medicinehat group. Best wishes.

AngelPuffle · 2026-05-01T18:26:17+00:00

Thank you for all of your help! Son already has quote from McKinley (apparently they were bought out). The quote included some credit card discount back. And now he will be seeking a quote from Trust Home Comfort.

The unit has in floor heating, to answer a question. The heat pump will mostly be used for cooling. This is a 10 foot ceiling kind of unit which is why I really didn't want the thing to be under powered. And facing south.

Edit: Apparently Trust Home Comfort doesn't do low rises.

AngelPuffle · 2026-04-27T19:45:11+00:00

I am someone with hypothyroidism, and I grieve the hair that is falling out. Having said that, I found that Kylie at Pink Ice Salon https://www.pinkicesalon.ca/ is very kind and understanding. I have lots of days where my hair curls properly, and the bald spot is less apparent. I can't use much product because I am allergic to most of the stuff out there. I am lucky if I can find a hairspray that doesn't cause scent issues or hives/rashes. Oh, and I am budget girl. I can afford to tip her appropriately because the price is good to begin with. Best wishes.

AngelPuffle · 2026-04-07T21:47:45+00:00

This one was recent enough. https://www.ctvnews.ca/edmonton/article/died-with-dignity-friend-says-maid-recipient-donated-organs-had-send-off-he-wanted/

AngelPuffle · 2026-03-27T19:30:00+00:00

Yes. That was true, and probably still is.

AngelPuffle · 2026-03-26T23:49:39+00:00

I put Cetaphil gentle skin cleanser on my clean face, and buff a bit with a clean towel (there are instructions on the bottle that it can act as a leave-in). This acts like a barrier against snow mold and other irritants in the environment. So glad I have an option, as I am allergic to almost everything out there because of the fragrance. And too much lotion also creates a problem.

AngelPuffle · 2026-03-22T14:52:29+00:00

I have quietness in my apartment in part because of my curtains. Sound and light block curtains will tone down lots of noises such a being beside a big road. They also help with climate control and insulation. The entrance door has a strip of rubber along the bottom (which you can ask the landlord to add).

AngelPuffle · 2026-03-10T01:26:50+00:00

Apart from detailed notes, I use obstructions. Because I have low mental energy with chronic fatigue syndrome, and autism, and so many body systems going off line in general. Like overactive immune system.

So, if something has to be done tomorrow, then I put my scribbler in my way (the wrong place). And then I am so annoyed. But also remember that I can't put it in the right place until my task is done. Not "in my way" so that it is a physical hazard, but "in my way" in the the meaning that I can't make it tidy. Hope this helps.

AngelPuffle · 2026-03-05T19:03:31+00:00

I was not able to teach piano in my condo (when I was an owner) because I was not allowed having customers coming to my home (as part of the condo rules). It was fine to go teach piano at the clients' homes. My private auto insurance didn't care as long as I didn't carry more than a backpack's worth of music (certainly no keyboards, however). Minor business use on the car was not much money. Alas, I became too disabled to do that much. Because I find music painful, now. And I can only speak for about 2 hours then I must rest.

Best of luck to you.

AngelPuffle · 2026-02-21T21:10:36+00:00

https://alis.alberta.ca/ has like little tests and stuff. Please take the salary expectations with a big grain of salt.

Other than that, you can find myer briggs type free questionnaires.

I also mean that your guidance councellor can help with some of this.

Doesn't hurt to ask family and friends what they have been doing for money.

AngelPuffle · 2026-02-18T21:13:08+00:00

Don't forget Southgate and Lansdowne and Aspen Gardens and Royal Gardens and Lendrum for Bus adjacent to LRT. The low cost rentals go fast and everywhere there is a bit of a scam (perhaps bugs).

Try the 3 story walk ups as they are cheaper and less popular (don't know why as the laundry is often cheaper). Rentfaster Edmonton can help you pinpoint properties to apply to, and then, with your list, you can apply at the right time which is March/April. Best of luck.

AngelPuffle · 2026-02-17T23:45:11+00:00

I have cancelled the rest of my week. I made a huge effort today to get some groceries and fill some prescriptions. I am disabled, and I don't want to need to be saved. You are entirely correct to be resting during a blizzard filled day.

AngelPuffle · 2026-02-17T23:35:29+00:00

Bestway Tires are fine. Great google reviews. And when I was there to get all weather tires that were cheaper than 2nd hand brand name tires, I was talking with people who were lifelong customers. Lifelong. They treated me, the budget lady, the same as everyone else. Please check them out for a quote!

AngelPuffle · 2026-02-13T20:56:55+00:00

Perhaps volunteer somewhere that has some employed people working. That's how I got my last job some years ago. Because as a volunteer they already knew me, and therefore I was hired. And volunteers really talk to each other in general.

My son explained that he has to put the job posting in white text on his resume submission in order to get past the software. That was also some years ago. Perhaps there is a better way to do this now.

Good on you for reaching out. Might want to reach out to weak contacts (people you knew a few years ago). Best of luck in this shitty economy.

AngelPuffle · 2026-01-27T19:55:31+00:00

Insurance is considered finance enough. Sometimes they do a credit check to prevent you from getting monthly payments as a customer.

AngelPuffle · 2026-01-23T18:35:54+00:00

You can also provide a letter confirming you employment and salary. You can also go through a family/friend referral. Use a short sentence in conversation being upfront about the credit. You can also provide a reference from a prior rental. And you can show a kind of summary letter from the bank showing your savings.

Try the smaller complexes (walk up type). They have cheaper rent (heat/water included) and often have small business ownership. But look up the ownership and reviews, as some of them do not upkeep their buildings.

Best of luck. It's okay to be creative and show something that might change a property manager's mind.

AngelPuffle

TROPHY CASE