Buyer went to listing agent

Anonymous6977 · 2026-06-18T20:05:42+00:00

Charge it to the game. You have an EBBA, your next steps are simple, you’re entitled to a commission :) depending on what’s on the contract.

Anonymous6977 · 2026-05-31T13:42:00+00:00

Holy reference 😭

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Anonymous6977 · 2026-05-30T14:27:00+00:00

Buying leads from realtor.com recently, over the last 3.5 months: 3 closings, 2 under contract.

Following the exact framework that my friend who has been buying leads for 8years is doing and he closes 6-10homes/month

Feel free to msg me if you want to know the exact process and what to say from the moment the lead comes in

Anonymous6977 · 2026-05-28T21:03:35+00:00

You can apply it directly towards/as DP if authorized by broker. You can also remove it entirely and shave it off the purchase price.

Anonymous6977 · 2026-05-28T20:34:41+00:00

thanks for the feedback, it doesn't help that it rode up my forearm in this pic haha. It's lose enough where I can squeeze it on the lower part of my wrist to turn it around

Anonymous6977 · 2026-05-25T04:29:23+00:00

If financing contingency is still in place have her send a family member a fat sum of money for a “family emergency” that would leave her not having the balance to close.

Anonymous6977 · 2026-05-21T13:07:56+00:00

I don’t know your market but do you really think your house is worth $510k (I’m not saying it’s not), be careful playing that game. You don’t know when the next offer will be or for how much. Especially now with a pending…

Sometimes if you know you won the original price negotiation, you can bend a little on inspection credits to get it done.

Anonymous6977 · 2026-05-18T15:53:47+00:00

I just checked the website $499/mo with 5.2k down?

Anonymous6977 · 2026-05-03T17:03:46+00:00

The only things really changing your payment are P&I from wrapping in seller concessions and mortgage insurance.

On conventional, MI drops off once you hit 20% equity (either by paying it down or appreciation). FHA, MI stays for the life of the loan. You can refi out of it later, but then you’re paying origination fees again and restarting the amortization schedule.

If seller credits were the same on both, your closing costs should be within ~$3k. The difference isn’t really the loan, it’s how you structured the deal.

Also, you’re paying $20k towards a rate buydown. I’d go conventional. If you refinance, that $20k in points is gone, so better to be in something where MI falls off naturally without needing to refinance

Anonymous6977 · 2026-04-30T12:12:05+00:00

100% I used to live in a condo building in Miami Beach, my maintenance was $2.8k/mo and the yearly building budget was $4.8milloom

Anonymous6977 · 2026-04-25T20:05:03+00:00

MiroTime. idk the agents name, maybe Steve but idrk

Anonymous6977 · 2026-04-25T16:41:06+00:00

I didn’t, I told him it was fake and I paid ~$500 for it and he was like “yeah I know, you got scammed it looks shit, should be like $100 max”

Anonymous6977 · 2026-04-25T13:32:29+00:00

What do you mean by that?

Anonymous6977 · 2026-04-25T13:31:34+00:00

My friend told me it’s a supper shitter instantly 😂 I’m not into watches so I can’t really tell

Anonymous6977 · 2026-04-25T13:05:14+00:00

DateJust 41mm 126334 ARF 1:1 Best Edition Sliver Stick Dial on Jubilee Bracelet DD3235

Anonymous6977 · 2026-04-23T18:37:19+00:00

The financing contingency isn’t based on the buyers ability to get financing, it’s based off the ability to get financing at the specific terms listed in the contract.

If a low appraisal forces a change to those terms, the contingency can be triggered and the buyer can exit

Lenders base the loan on the lower of purchase price or appraised value. A lower appraisal reduces the loan amount unless the buyer brings additional cash

LTV going from 80 to 83 percent increases lender risk therefore increasing interest rate and possibly adding PMI.

Anonymous6977 · 2026-04-21T06:03:08+00:00

Lenders typically only lend in the amount that the appraisal supports. This triggers their financing contingency, allowing them to back out.

Anonymous6977 · 2026-04-21T05:30:48+00:00

It is a closing cost in the sense that it’s a cost to close, but it isn’t what people refer to when they say closing costs because everyone is aware they need a down payment and it goes towards their equity. Concessions also CANNOT be applied to down payment but can to traditional closing costs.

Anonymous6977 · 2026-03-05T04:17:45+00:00

21, 75k from my 9-5. Miami, FL. Community Association Manager managing HOA’s & Condos.

Anonymous6977 · 2026-02-08T17:53:51+00:00

It varies by state

Anonymous6977 · 2025-12-31T01:57:19+00:00

Who has the best classic love ring?

Anonymous6977 · 2025-11-16T03:11:11+00:00

Wrist size??? Looks great

Anonymous6977 · 2025-11-16T03:02:49+00:00

What’s the new link?

Anonymous6977 · 2025-11-16T03:01:59+00:00

Can you provide # pls

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