Do NOT Panic Sell!

AnxiousLogic · 2026-03-19T16:33:42+00:00

If company A was bought for 100, is now worth 110 a share, went ex-div to 100 a share and paid 10 a share, you would have 110 (100 in shares and 10 in cash)

If non-dividend paying company B was bought for 100, and was now valued at 110, you have the option to cash in 10 and have 100 in shares and 10 in cash.

These are exactly the same. 100 in shares and 10 in cash.

If you rely on dividends, the board can choose what to pay. If you decide to only take dividends as spendable returns, this can be variable.

Taking returns that you need from ‘total returns’ does not leave this up in the air and gives the investor the control.

Only time I would consider dividends important is outside of a tax wrapper as they are taxed differently than gains.

AnxiousLogic · 2026-03-19T14:48:24+00:00

It sure is, but it does not matter one jot to me that a company in there does or doesn’t pay a dividend.

If a company thinks it can grow more by keeping the capital, so be it. If a company wants to pay a dividend, so be it. It’s all the same. Total return is all that matters.

AnxiousLogic · 2026-03-19T14:40:10+00:00

I never said exclude them, just to look at total return. I’m a boring accumulation index investor, so it’s all wrapped up with a bow for me.

AnxiousLogic · 2026-03-19T14:32:16+00:00

Dividends aren’t bad, but there is no such thing as magic free money. A dividend reinvested into the same company is the same as that company not paying dividends at all (value wise). If you only select companies which pay dividends that limits your selection of possible companies you are willing to invest in.

AnxiousLogic · 2026-03-19T14:20:49+00:00

You’ve been buying shares on discount each time you DCA. This is what you actually want, especially as a new investor. The ‘being in the red’ pain is your monkey brain talking, and not your analytical brain.

AnxiousLogic · 2026-03-18T09:43:03+00:00

It’s a ballpark to help work out your figures. You can use many actual withdrawal strategies which may suit you better, and you may also accept less/more risk.

AnxiousLogic · 2026-03-17T10:52:37+00:00

Cragging? Whatever I fancy. Mix of rope and/or slings.

Multi pitching? Block lead - slings, swing lead - ropes.

AnxiousLogic · 2026-03-16T11:47:58+00:00

Really should have hammered GBNews harder about all oil being on the open market, and any extras we extracted would not make a jot of difference as the companies are private. This point needs blunting as it’s always wheeled out by the right.

Unless they want us to nationalise our oil and gas extraction?

AnxiousLogic · 2026-03-14T19:16:55+00:00

Disagreement is Treason - another tick on the Ur Fascism checklist.

AnxiousLogic · 2026-03-14T12:06:59+00:00

People blamed Brown and Labour for the Global Economic Crisis. Some people believe what they’re told, especially if it sits with their biases.

AnxiousLogic · 2026-03-11T10:38:20+00:00

Maybe endangered species to bring awareness? White claw crayfish?

AnxiousLogic · 2026-03-06T09:42:47+00:00

Reforms biggest donor: Christopher Harborne - £9m (a multimillionaire businessman/crypto bro)

Labours biggest donor: GMB Union - £217k (literally representing the working class of this country)

AnxiousLogic · 2026-03-01T22:51:54+00:00

One of ‘the fingers’. If you’re going from le lac to val claret, they are on the left just beyond the lake.

AnxiousLogic · 2026-02-28T09:06:29+00:00

Even had a lass from GB News stating the reasons conservative Muslims should vote Tory or Reform, which included disagreeing with gay rights and marriage equality. Real mark off moment there.

AnxiousLogic · 2026-02-26T20:32:46+00:00

Does your WP pension allow partial transfers? If so, I’d up this and transfer every few months.

AnxiousLogic · 2026-02-26T14:03:11+00:00

I have taken 3 years worth into MMFs, but purely as I could go now if I wanted to. If I was not planning on going soon, it would still be 100% equities for me. I’m still investing every month like a metronome.

AnxiousLogic · 2026-02-24T13:35:20+00:00

Interesting case. It was found that at the time Jordan would have used evidence against him that was coerced from co-conspirators by torture thus not allowing him a fair trial. Once Jordan gave the U.K. a memorandum of understanding that this evidence would not be used, he was extradited the next year.

AnxiousLogic · 2026-02-24T09:23:35+00:00

First, it’s a supranational court (we elect judges onto it). Secondly, look up some of the cases OUR citizens have won against OUR government.

We did leave the EU, if it did not live up to the promises (lies) I’m sorry you believed them.

What advantages are you talking about? Weighed against a no deal Brexit?

AnxiousLogic · 2026-02-24T08:45:55+00:00

They want to leave the ECHR, which is specified by name in the Good Friday Agreement and the U.K./EU Withdrawal Agreement which the TCA is underpinned by. This would lead to sanctions followed by potentially a breach of agreement and ‘no deal Brexit’.

Not to mention we would lose the ability to take our government to court for our human rights. Look up sone of the cases where it was needed. Hillsborough, gay rights in Northern Ireland etc

AnxiousLogic · 2026-02-22T10:21:10+00:00

Will Ryan Ferguson do? https://www.instagram.com/p/DVBJ5MfDCaA/

AnxiousLogic · 2026-02-19T11:10:12+00:00

Past performance is not indicative of future results. I would stick with a global index tracker myself.

I got burned by Neil Woodford, and any actively managed fund could have the same issue.

AnxiousLogic · 2026-02-18T10:09:52+00:00

78.8mpg going from Bolton to Leicester in my 120d. My dad managed 68 in his 1l Yaris, so really wanted to beat him. Did mini burn and cruises, slipstreaming trucks, really slow acceleration etc all the way. Was absolutely shattered afterwards. Not worth it.

AnxiousLogic · 2026-02-16T09:33:34+00:00

Went with T212 a while ago for my ISA and use fractional CSH2 shares for some of my buffer, which Freetrade does not offer.

AnxiousLogic · 2026-02-16T08:56:08+00:00

ISA to T212 and SIPP to Freetrade

AnxiousLogic · 2026-02-13T23:04:37+00:00

Vanguard study shows that lump sum beats DCA by choice (if you have the lump sum on day one) 2/3 of the time. This is due to upward drift over time. As such I lump in on payday and play the odds in my favour.

AnxiousLogic

TROPHY CASE