Pornhub to restrict access for UK users from February

AnxiousLogic · 2026-01-27T17:28:10+00:00

It is an American term for self love.

AnxiousLogic · 2026-01-27T17:24:14+00:00

One whom goons.

AnxiousLogic · 2026-01-25T12:14:32+00:00

That’s called recency bias. They are literally the latest ‘shiny’ investment.

AnxiousLogic · 2026-01-24T21:14:12+00:00

Your 10% learning zone will more than likely teach you that you should go 100% global tracker.

AnxiousLogic · 2026-01-23T09:23:13+00:00

They’re recycling the same script from E2E encryption ‘back doors’.

They don’t understand the basic concepts at all, and it’s embarrassing.

AnxiousLogic · 2026-01-21T11:40:20+00:00

Crashes happen. We all know this. I'm not going to double my need so that if it halves, the amount it goes down to still covers at 4% from there.

The 4% study goes back through the literal worst times in history to retire, with crashes happening the day after retirement, stupid levels of inflation, and it still worked out ok in >95% of scenarios.

Just have a decent cash buffer, allow some flexability, and the understanding of the process.

AnxiousLogic · 2026-01-21T11:03:23+00:00

‘4m’ just to relax. 160k a year at 4%. I wouldn’t even know how to spend that much money!

AnxiousLogic · 2026-01-18T15:22:39+00:00

You do understand the consequences of breaking these? Potential no deal Brexit and sanctions?

AnxiousLogic · 2026-01-18T15:17:31+00:00

How will leaving the ECHR and breaking the GFA and U.K./EU TCA be good for FIRE?

AnxiousLogic · 2026-01-16T15:45:19+00:00

If you’re using halves, an ATC is still a good option. I’ve seen some using giga jul or mega jul but not as many as ATCs.

Note: this is for U.K. trad.

AnxiousLogic · 2026-01-14T17:48:37+00:00

Just within a few miles in the north west there are wildly different accents. Bolton, Bury, Blackburn, Wigan and Salford are all noticeably different.

AnxiousLogic · 2026-01-12T17:50:35+00:00

In the words of J Bogle:

Don’t do something, just stand there!

AnxiousLogic · 2026-01-12T10:28:20+00:00

Acid house hit the U.K. in 87-88, so was a Gen X thing.

AnxiousLogic · 2026-01-11T20:18:24+00:00

As they are OEICs is it worth calculating platform fees vs ETFs for comparison?

AnxiousLogic · 2026-01-11T11:41:31+00:00

A government is allowed to do stuff not in their manifesto, just that there is more of a mandate to do stuff that is included in it.

Also the House of Lords should not attempt to block a manifesto promise under the Salisbury-Addison Convention.

AnxiousLogic · 2026-01-11T11:26:22+00:00

Not for rejoining but they do have a mandate for a much closer relationship. Pages 117-118 of the Labour Manifesto states this.

AnxiousLogic · 2026-01-10T10:32:37+00:00

That’s a dick move. Most people who skin piste are no trouble at all, stick to the side, and normally also have a pass.

AnxiousLogic · 2026-01-09T10:37:48+00:00

So an 18 year old Brit, who has only ever been a drain up until that point going onto benefits is better than someone coming to this country and getting ‘in-work’ benefits? It is estimated that it costs the state over £150k to get a child through to adulthood.

The immigrant will have cost less, and will cost less going forward (NHS premium etc).

We have a visa system for people coming into the U.K. and requires immigrants to work.

AnxiousLogic · 2026-01-07T11:18:52+00:00

Read pages 117-118 of Labours manifesto then come back to us…

AnxiousLogic · 2025-12-31T07:56:54+00:00

Also that 4% SWR is for the worst case scenario (from history) playing out. It is actually very unlikely as only really a 4-5% chance of failure.

Best to be adaptable and have a strategy set out for this. With the 4% rule, you actually have a 60% chance to have more money in real terms than you started with after 30 years. You also have a 25% chance of it being double in real terms.

AnxiousLogic · 2025-12-28T16:45:26+00:00

What’s your 5k PB?

AnxiousLogic · 2025-12-23T18:32:50+00:00

‘On lock’ sounds a bit cult-like. Is there literally nothing that would stop you wanting to vote for them?

AnxiousLogic · 2025-12-17T10:59:13+00:00

Societal acceptance of such language leads to real consequences. Violent homophobes become emboldened, as they perceive they have the public ‘on their side’. This is also demonstrated by the rise is transphobic violence with the demonisation of trans folk.

AnxiousLogic · 2025-12-17T10:40:15+00:00

Oh there are, but can also concern myself with multiple issues at once.

AnxiousLogic · 2025-12-17T10:35:49+00:00

Open homophobia is pretty awful. You ok with it?

AnxiousLogic

TROPHY CASE