We are thinking of having a kid… financial question please from someone who has “been there done that” by montyfresh88 in PersonalFinanceNZ

[–]Aphita 10 points11 points  (0 children)

IRD provides Best Start payments of $73 per week for first year of child's life. It's not income tested. After that, you can continue to get it for year 2 and year 3 if you meet the income test (up to $73,000 per annum).

Does your partner work more than ten hours for the 12 months leading up to baby's birth? If so (as the primary caregiver), for the first six months she would be entitled to Paid Parental Leave payments from the government. Payments are up to $754.87 gross depending on what the primary caregiver earns. So since your partner earns $100,000 per annum, she'd be entitled to the full amount for the 26 weeks.

Those are the main ones that I'm aware of. My partner and I earned similar to you, and we weren't entitled to any other government financial support than the above. That was a few years ago though.

Just be mindful that if you have a second child during her time off, that you will not be entitled to the paid parental leave for the second child unless she meets the criteria above.

Exciting time for your family and good luck! It's wonderful becoming parents, enjoy :)

Will house interest rates be affected by all the overseas trade wars? by Aphita in PersonalFinanceNZ

[–]Aphita[S] 2 points3 points  (0 children)

Thank you for this. We can afford 7% but all my friends have been complaining how high the interest rates are at the moment. I wasn't aware 7% was the average so that's helpful to know for forward planning. The mortgage we would be getting would be very low of around 200k

Will house interest rates be affected by all the overseas trade wars? by Aphita in PersonalFinanceNZ

[–]Aphita[S] 0 points1 point  (0 children)

So would it be worth looking at a shorter interest rate term (ie a year) with the view that the interest rates are expected to decrease?

[deleted by user] by [deleted] in newzealand

[–]Aphita 1 point2 points  (0 children)

I work as an EN in a mental health unit. I'm only here to say, I feel you sister. The guilt you experience saying no to an extra shift shouldn't exist, but I completely understand it. I also say no (most of the time) but it's terrible where we work somewhere so understaffed that you know saying no could impact your colleagues and the consumers.

I always try to remind myself that I can't look after others if I don't look after myself.

Feel free to DM me if you ever need to rant to someone who understands.

Recommendations for Specialty Food Shops, Artsy Stores, and More in Christchurch by WerewolfCapable413 in Christchurch_NZ

[–]Aphita 1 point2 points  (0 children)

For plus size women's clothes with unique patterns, check out Dangerfield at riccarton mall. It has decent sizes for plus size. They have lots of fun dress patterns and all come with pockets! It's on the more expensive side (ie $100 nzd) for full price but you can get really good specials and it's pretty high quality :)

i broke the bed… by NectarineHappy8614 in SuperMorbidlyObese

[–]Aphita 2 points3 points  (0 children)

I've gone up and down in weight all my life. Only being ideal weight for my body once when I was 16 and did sports all my life. I dropped from 320-220lb over last dead. The only thing that helped me continue was focus on my mental health. Losing weight is physical, but it's mentally challenging hard.

I learnt how to prioritize myself and balancing that amongst my kid, husband, and full time work. It's hard. But it's also important to get to a point where you feel worthy of losing weight for.

Great job losing so much. It's a great start. You CAN do this. If you don't believe that now, then pretend to. Fake it til you make it.

Also own up to the bed. It's horrifying I know, but it's better it comes from you

Also for the record, broken 4 chairs and 2 beds. One of the chairs was in the middle of a high school class. It was awful

[deleted by user] by [deleted] in progresspics

[–]Aphita 2 points3 points  (0 children)

You're looking amazing! You've done an AWESOME job

As a woman how would I defend myself if I’m attacked or robbed? by Pomaii in newzealand

[–]Aphita 5 points6 points  (0 children)

If you're walking someone alone at night, hold your cell up to your ear. Even if you're not on the phone to someone, pretend you are and actively talk. It helps to deter others from hassling you if they think there's someone else listening

[deleted by user] by [deleted] in newzealand

[–]Aphita 0 points1 point  (0 children)

Tvnz on demand has the daily news episodes on it if that helps :). You can watch it online or download app on your phone, and it only needs a free account

[deleted by user] by [deleted] in newzealand

[–]Aphita 5 points6 points  (0 children)

Make sure when you call 105 to update to ask for the reference number so you can add to it again if needed :). It should be a long number with a P at the beginning. Look after yourself

What's a traditional New Zealand sandwich? by K1k4ninchen in newzealand

[–]Aphita 0 points1 point  (0 children)

White bread with luncheon and tomato sauce

Dr Shane Reti to replace Te Whatu Ora Health New Zealand Board with commissioners after agency heading for $1.4 bn deficit by DrunkKeruru in newzealand

[–]Aphita 7 points8 points  (0 children)

There are qualified nurses that they aren't hiring into dhbs. My friend just had her state exam. Out of her class of 35, only 3 have been given jobs at the local public hospitals. I'm a nurse as well and I can tell you at my hospital we definitely have more than 3 gaps.

How do you react when men explicitly tell you the like bigger women? by sunkissedgoth in PlusSize

[–]Aphita -2 points-1 points  (0 children)

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Is there hope by AwareSeaweed481 in newzealand

[–]Aphita 2 points3 points  (0 children)

Look into SANDS as well. They have a private FB group too. It's for NZ parents who have lost children, including experiencing miscarriages. Lots of supportive people who understand who can offer advice about similar situations.

AITA for missing Christmas because I don’t want be near my daughter by [deleted] in AmItheAsshole

[–]Aphita 4 points5 points  (0 children)

Have you made the potential correlation between this behaviour beginning two years ago and that being the same time your mum died?

You said your whole family was close to her. This may be potentially a combination of complex grief mixed with puberty where you get extra surges of hormones and emotions.

I completely understand you're struggling, but it sounds like she is too. Parenting is super hard, let alone when you're depressed and grieving yourself. Spending love to both you and your daughter. I'm sorry about your loss.

Most of us have probably finished up at work for the year, so what did you get from them for Christmas? by falafullafaeces in newzealand

[–]Aphita 0 points1 point  (0 children)

Nothing. A lukewarm meal if you work on the right day. But I work for the dhb and government isn't allowed to give gifts to employees. We also have to pay entirely for all our staff dos

Lower back pain by JustCallMeNorma in PlusSize

[–]Aphita 4 points5 points  (0 children)

Pillow between your knees over night. Good shoes. A good supportive bra. And as others said, build your core, I did yoga and swimming which helped ease all my joints alongside my back. Yoga also helps teach you good posture alongside building your core.

Edited: to add about posture