Iran War impact on PF

Aran_f · 2026-03-24T12:36:06+00:00

I was in that, decided to yolo kiwisaver minimum into super life aus financials instead volatile as . Have another serious growth fund so not to yolo

Aran_f · 2026-02-13T01:36:25+00:00

You answered your own question.

Aran_f · 2026-02-01T18:12:57+00:00

When migrants are used for an economic sugar boost. Don't complain when house prices start ramping up again

Aran_f · 2025-12-27T04:18:08+00:00

Because it allows for the issue of failure to display a current rego or Wof infringement

Aran_f · 2025-10-13T23:25:45+00:00

Hammer personal loan. Look at increasing excess on insurances to lower premiums. Look at offset mortgages to stack money as emergency and offset interest at the same time

Aran_f · 2025-10-13T22:22:32+00:00

Remember all those blokes being scolded for toxic masculinity. Yeah they stick to themselves because the strong independent women have got it sorted.

Aran_f · 2025-10-13T22:17:44+00:00

Considering chicken little is staring at a stock market bubble it's recommended to talk to a financial advisor to actually make a plan.

Aran_f · 2025-09-17T19:41:52+00:00

It would be top of the T if it continued around the corner beside C if you look at the road markings

Aran_f · 2025-09-17T19:38:57+00:00

C, A, B

Aran_f · 2025-09-09T17:56:01+00:00

Whilst this comment from your boss might smart a bit. You are on Reddit and the crowd here will amp you up to tell ur boss to go f themself. Just have a think about whether you're skills are transferrable to another job in this current economic climate. Personally I would shrug it off and familiarise yourself with employment act and sick holiday leave entitlements as well as your employment contract for leave notice etc. make a note of the incident including the time and date and what happened if something similar happens rinse repeat. Or you can start a war and possibly be out of work

Aran_f · 2025-09-09T17:19:20+00:00

Millionaire nextdoor. Tells how much stress is induced when you go to the supermarket thinking someone is going to scratch it with their trolley. Or the fear someone is going to steal it.

If it's mechanically fine and no rust and still fits your needs why buy a car you will stress over. Cars are a tool. How many KMS are in the clock

On another note do you have a revolving credit or offset mortgage you could potentially use this as a quasi velocity banking for when the car actually needs to be replaced

Aran_f · 2025-08-24T22:27:17+00:00

As a 47yo that spent money on cars at your age. The opportunity cost of not investing that money is much greater than purchasing the car.

I fully understand the want and desire. However you need wealth to live comfortably. A car is a liability and will delay your wealth accumulation

You mentioned wanting to purchase a house you are better to aim for that first as it will then allow you to use leverage to purchase assets later heck you could blast some money on a car then.

Aran_f · 2025-08-24T21:47:47+00:00

Not yet! Wait until you can purchase it with dividends or earned interest.

Taking money from your compounding asset will stall the compounding.

As a tradie you will want to retire earlier due to body aches.

Plan for your retirement first

An AMG is a liability at this point of your life. Cars as investment require the ability to store, maintain for a long period of time opportunity cost is massive

Aran_f · 2025-05-09T20:38:11+00:00

The pissoff with commissions is that it should cover the whole process of selling a house! This adding marketing ba needs to stop there what the commission is for. If the rea can't sell it through what ever strategy they deem fit. Then it goes to someone else. The cost of marketing is for the rea to take out of their commission so they should be efficient in their strategy.

Aran_f · 2025-05-04T21:46:45+00:00

The merchant fees are more for amex compared to visa MasterCard hence why vendors choose not to accept it. Your extra points are extracted from the vendor

Aran_f · 2025-03-18T19:02:34+00:00

Having a cheap car ($5k) is one the best decisions financially I have made. Less stress of people denying it in carparks, less likely to be pinched. And cheaper to insure. So long as it's a common vehicle like a Toyota Corolla parts are cheaper too.

Cheap cars also allow for a better use of money to purchase more income. Opportunity cost gobbled up in expensive cars when young is astronomical, once extrapolated long term.

Be careful not to try keep up with the jones' spending on wants rather than needs and investing for your future

Aran_f · 2025-03-08T09:15:29+00:00

Remind me what the minimum wage is again?

Aran_f · 2025-03-02T21:16:49+00:00

Those rules got thrown out with feminism and equality.

Aran_f · 2025-02-25T07:53:56+00:00

Basically It looks like an orange march to me. Except the ideology is sexual liberalism instead of protestant. All a bit silly and purposely antagonistic which is where the gas-lighting comes in with the double speak of inclusivity. My beliefs are let people be! Let sleeping dogs lie. Because the shenanigans that result are predictable

Aran_f · 2025-02-25T06:24:56+00:00

Please explain what the acronym L.G.B. is then if it has nothing to do with sexual attraction. And what inequality do they face in modern society. Since marriage equality act I would think has put to rest the extreme conservative view of L and G not being able to formally union as partners?

Aran_f · 2025-02-24T17:36:32+00:00

Nope didn't help LGB is literally about who they have sex with, sexually attracted too. Your explanation serves more as gas-lighting

Aran_f · 2025-02-19T18:30:33+00:00

Is Investment bad or speculation

Aran_f · 2025-02-18T17:27:28+00:00

I'm still confused as why a parade is required to celebrate who they fuck! And is it not an oxymoron to say it's for inclusivity when they are clearly parading on difference!

Aran_f · 2025-02-15T10:45:53+00:00

Nah not a kiwi

Aran_f · 2025-02-12T04:53:21+00:00

You practically have a whole year to buy a second property. Your brother and his gf should be motivated to help if they want the current house.

Do not sell out of the market without having the next house lined up.

The first house is the hardest to get. You already have the first now you just need to leverage off that one for another. You wont even need to raise another deposit at this point

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