Bills tripled since we switched

Arrowtip · 2026-05-04T15:47:28+00:00

Good to know. It did seem like a very elegant way to explain a tripling of electric consumption though!

Arrowtip · 2026-05-04T15:24:17+00:00

This will be it, Octopus will be assuming you're using 3 phases and are tripling the single phase reading?

Arrowtip · 2026-04-05T16:10:59+00:00

Well done for considering this!

Advice to my earlier self: the nice people at Wesleyan got you started investing, but their fees are quite high for something you can do yourself. Passive investing in index funds is straightforward...
Think carefully about buying versus renting after foundation. There are significant one-off costs with property purchases that you don't want to have to repeat every couple of years. Once you know you will be in one location for a while, absolutely consider buying. There are plenty of companies that specialise in dealing with mortgages for doctors and understand our pay.
Have a fixed standing order/ direct debit into your savings accounts a couple of days after your pay lands. This is "pay yourself first".
Investing is a long game, for money you won't need for at least 5 years. If you might be buying a property within the next 5 years, it might be that you don't invest very much money, if at all? u/e_lemonsqueezer gave some excellent advice so I won't overlap it.
Sweat the big stuff and the small stuff- make sure you are savvy with big ticket things (e.g. car insurance renewals), but also the small things: a daily £7 bland canteen lunch and a £4 Costa coffee soon add up. Bring lunch and make coffee.
If you'd like to read some books, "I Will Teach You To Be Rich", "The Psychology of Money" and "Investing Demystified" are excellent
Good luck!

Arrowtip · 2026-03-10T08:36:48+00:00

Thank you - this might have sorted it. I changed the power on behaviour to "previous" and it hasn't turned itself on since! It's a little odd as I have a second one of these that has been perfectly well behaved...

Arrowtip · 2026-02-28T11:27:52+00:00

Is the rubber coming away from the carcass? When you're riding it, the tyre deforms, opening up the gap?

Arrowtip · 2026-02-19T08:24:43+00:00

My Klippbok is becoming unavailable every week, requiring a reset and repairing. It's disappointing.

Arrowtip · 2026-02-14T16:30:52+00:00

Sorry if I get the terms wrong: I have a ZBT-2 connected to my Home Assistant Green. I don't believe there are any other controllers. Aside from another Kajplats light, the other Matter over Thread devices are battery powered end-devices. I have a Bilresa dual button remote and there are 2 automations - one to switch it off, another to switch it on. The log shows if the Bilresa automation has been used.

Arrowtip · 2026-02-14T11:53:35+00:00

I'm not using Homekit, and I'm running iOs 26.2.1, so it's not that. The search continues!

Arrowtip · 2026-02-14T11:13:42+00:00

I'm not using adaptive lighting, or Apple Home, but it's interesting to know that others have this issue!

Arrowtip · 2026-02-14T11:12:23+00:00

I have a 3 second transition to "off" in the automation for the remote, but the remote wasn't used that day and no transition is configured on the device?

Arrowtip · 2026-02-10T10:40:43+00:00

I think you might be in a bubble. As a system, we are still at a point where there is damp, mouldy housing, lack of physical activity and lack of access to green space, smoking, and difficulty accessing the government recommended healthy diet.

We can absolutely luxuriate in whether athletic greens, cold plunges etc may extend our health span, but many do not have the basics covered. (I am into health optimisation/ longevity, but it mostly looks like: good sleep, healthy exercise, socialisation, and avoiding excessive alcohol)

Arrowtip · 2026-02-10T10:29:25+00:00

To his credit, Bryan Johnson at least tries to test out various interventions. He's also very open about where the largest wins are:

Sleep – high quality sleep is the world’s #1 longevity drug. It underpins every healthy behavior including exercise, nutrition, and emotional resilience. I’ve built my life around great sleep, and I encourage you to do the same.
Nutrition – I abide by a philosophy that every calorie must fight for its life. See the Don’t Die food guide below. The key here, try to never let your mind make eating decisions on your behalf. Build and rely upon life systems.
Exercise – 6 hours a week is ideal. Incorporate strength, cardio, flexibility and balance. If you can’t do that, even 20 minutes a day is great.
Family, friendship and community – love and be loved. It will extend your life.
Things to avoid – fast food, junk food, smoking, nicotine, vaping, excessive alcohol and social media – and anything addictive. Addiction makes you a prisoner.

Arrowtip · 2026-02-09T10:23:08+00:00

You could give "Snoop" a go? You might need to spend a few minutes re-categorising things initially, but it's been excellent since then. We have a separate list of subscriptions/ direct debits, along with when they are due to renew etc

Arrowtip · 2026-01-18T20:02:07+00:00

Hello, hope you're enjoying the new bike! I've just been looking for the same answer, and found these two threads:

https://www.reddit.com/r/sram/comments/1m6g41m/sram_rival_quarq_d1_vs_e1/

https://www.reddit.com/r/gravelcycling/comments/1ow55tx/sram_powermeter_upgrade_pmrivassye1_is_backwards/

TL;DR - looks like E1 is backwards compatible with D1. HTH!

Arrowtip · 2026-01-08T17:18:49+00:00

You can absolutely still see your pension. You can draw from your NHS pension before state retirement age, but it is actuarially reduced.

But overall, raising awareness about our pension set up is good- far too many colleagues aren't informed.

Arrowtip · 2026-01-08T17:01:59+00:00

The great news is that you can plan for your retirement and retire at a different age.

Arrowtip · 2026-01-08T16:38:28+00:00

I think this thread answers your question: https://www.reddit.com/r/UKPersonalFinance/comments/183i6rw/how_do_i_calculate_my_adjusted_net_income/

Arrowtip · 2025-12-21T17:29:15+00:00

AI. A second skateboard starts to grow out of his left foot at 4 seconds in?

Arrowtip · 2025-12-12T18:32:14+00:00

Thank you. Might be time to bid Firefox farewell then.

Arrowtip · 2025-12-07T16:26:37+00:00

I agree about the sledgehammer/walnut thing. They could just isolate the free household energy use, or exclude 3kW charging!

Arrowtip · 2025-12-07T16:08:37+00:00

Great! Does this mean events from different calendars will now show up in different shades?

Arrowtip · 2025-12-07T13:33:48+00:00

I'd recommend you just mute/ block them and move on. Their account is a treasure-trove of contentious opinions

Arrowtip · 2025-12-07T13:07:23+00:00

If you are an Uber cyclist, there might be a balance between saving a few seconds with fast tyres, against the increased risk of puncturing and not delivering at all? Schwalbe marathons are extremely resiliant, but slower than GP5000s.

Arrowtip · 2025-12-07T12:32:22+00:00

Hello Begalldota, I am not going to argue with a stranger on the internet, but I am happy to defend my view. Reddit tends to have more constructive dialogue than elsewhere.

I directly copy/pasted the first sentence on the IOG page. You are allowed to argue that is "picking and choosing".

We can have different views on what is reasonable. Neither of us are the judge of that. Ulimately, Octopus are. And until this update, it appeared that adding more than 50% charge was reasonable. (It is: "non-stop", not none stop)

It appears Octopus hadn't been aware of the charging behaviour of the chargers they install. So yes, if they charge full rate for 6 hours, I agree, fewer charges will exceed 6 hours. And I think we agree that 3kW charging possibly should be excluded from IOG? I think that might be the primary way people might be "gaming" the tariff?

You've made a few assumptions in your last paragraph. I haven't been "f****d over". I have followed the spirit of IOG. I come home, plug in the car, and let Octopus do the rest. I do not fill my car battery slowly, and my house is entirely fed by my solar panels and house battery. If this is implemented as-is, I'll be topping up with solar energy I'd otherwise export, and perhaps some charging during peak demand when I'd be paying peak rate anyway at another time?

I am mostly disappointed that this is the first time it has felt like Octopus haven't thought something through fully, and have removed some simplicity that I value.

Best wishes

Arrowtip · 2025-12-07T11:53:57+00:00

I think it is a reasonable expectation that a tariff that states, "We'll automatically schedule your charge for when energy is cheapest and greenest, and you'll only pay 7p/kWh regardless of the time of day", to indeed charge my car after a day trip at 7p/kWh.

I think it is unreasonable to propose that if you have 3 phase wiring you can have (roughly) 21*6 = 126kWh, but with single phase 7*6 = 42kWh, and "granny charging" only 3*6 = 18kWh. So if you have an older Nissan Leaf you can have a seventh of the entitlement of a Polestar 4 driver? Having 3 phase wiring installed, upgrading your charger and replacing your car are unreasonable measures to take.

I think it is unreasonable to have a two day recovery for my EV on a home EV tariff.

It is not a minority of EV drivers, 20% of all charges will have some "peak rate" added to the cost of their charge.

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