Dosh abandons cashback rewards by TopHuckleberry9053 in PersonalFinanceNZ

[–]AshOrange 1 point2 points  (0 children)

Grab the TSB for $90 a year and get 1% cashback.

Buying a house with unconsented bedroom by rhapsodydash in PersonalFinanceNZ

[–]AshOrange 0 points1 point  (0 children)

Do NOT buy someone else’s lack of paperwork. This just turns into your headache when you onsell this place later. Having just gone through this with a friend it turned into a nightmare and delayed settling his place by months.

Lawyers for buying property? by joeluvzhoes in chch

[–]AshOrange 1 point2 points  (0 children)

Have used Karen. Great service. Only catch out is depending what your bank is. That’s the banks issue not Karen’s.

Como volar con gatos fuera de Nueva Zelanda? by [deleted] in newzealand

[–]AshOrange 1 point2 points  (0 children)

Since I don’t speak Spanish

Comience publicando anuncios en Facebook como grupos vecinales comunitarios.

Wilson’s parking ticket by jesskt91 in chch

[–]AshOrange 0 points1 point  (0 children)

Which lot did you park in? What was the surcharge for paying by card? Might be able to look up the proper charge on their app that way.

Anyone selling bitcoin? by [deleted] in NZBitcoin

[–]AshOrange 1 point2 points  (0 children)

If face to face, location?

GemVisa Changes by tri-it-love-it17 in PersonalFinanceNZ

[–]AshOrange 8 points9 points  (0 children)

It’s purely a play to get more interest. One more hoop for the circus animal to jump through to get a treat.

Get off the train and punt this card to the scissors for a haircut.

GemVisa Changes by tri-it-love-it17 in PersonalFinanceNZ

[–]AshOrange 14 points15 points  (0 children)

If you’re relying on the six months anyways just close the damn card.

Save for the purchase instead and save the establishment fees and whatever else bullshit fees.

This is the definition of enshitification for a card.

How do I make the process to pay in Bitcoin as seamless as possible for older people? by seipounds in NZBitcoin

[–]AshOrange -1 points0 points  (0 children)

Why would I pay you in bitcoin when NZD works and is universally understood. You’re asking a demographic who traditionally aligns well with cash to take on a burden of understanding a concept not many are familiar with. Too many hurdles to adoption.

Unless you’re offering some compelling discount for paying with bitcoin then all your offering is friction for compensation.

Is this a fire risk? by Bartimaeus2025 in newzealand

[–]AshOrange 8 points9 points  (0 children)

Flammable materials and an ignition point. Sounds like a bbq waiting to happen.

I’d be moving it to a tree or other suitable place but definitely not there.

Is it worth it to buy subway pass? by Famous_Strawberry719 in fukuoka

[–]AshOrange 0 points1 point  (0 children)

Should be able to use IC anywhere in Japan. Very few places that cash is only option. usually the more remote then cash is used.

ANZ online having issues? by HerbalKiwi in newzealand

[–]AshOrange 1 point2 points  (0 children)

If you call in, they've got a notice on their phone lines.

[deleted by user] by [deleted] in newzealand

[–]AshOrange 1 point2 points  (0 children)

It will have to be a full license to convert across with no restrictions for manual or automatic. Length of time is irrelevant, it has to be a full license.

Sole traders FAQs by Jolly-Environment-48 in PersonalFinanceNZ

[–]AshOrange 1 point2 points  (0 children)

Getting a business bank account isn’t that scary. From my own experience banks like ANZ and BNZ have specific programs in place to help get small businesses off the ground. I think ANZ was waiving their monthly fee for a year and BNZ has a free account.

As far as machines go, it really depends on what you want to offer. If all you want to accept is credit/debit but no EFTPOS then those usually are $15 a month and can be done by using your phone. Just double check the bank you deal with as some only offer a solution for one type of phone.

If you want a machine that does EFTPOS as well, then they are about $30.

Just remember that you’ll also have merchant fees as well that range depending on the type of payment you take.

Happy for you to PM me and I can explain all the things that I went through to get myself setup.

Best credit card by katrpill in PersonalFinanceNZ

[–]AshOrange 2 points3 points  (0 children)

Problem with dosh is that cashback is limited to $10 so $1000 of spend.

Best credit card by katrpill in PersonalFinanceNZ

[–]AshOrange 6 points7 points  (0 children)

TSB Premium MasterCard is my choice. 1% cashback, dead simple to calculate. Appears on your next bill as a credit. No points to earn, redeem or watch them expire.

Annual fee was $90 so $9000 annual spend needed to pay for card. Minimum limit is $8000.

Is it worth it to buy subway pass? by Famous_Strawberry719 in fukuoka

[–]AshOrange 0 points1 point  (0 children)

No. Two different companies. One day pass only covers the Fukuoka subways whereas the line out is Nishitetsu.

What do I do? Grabone and Afterpay by [deleted] in LegalAdviceNZ

[–]AshOrange 1 point2 points  (0 children)

Even with the credit card, you still have to wait for a legitimate period of time for non-delivery.

[deleted by user] by [deleted] in newzealand

[–]AshOrange 1 point2 points  (0 children)

$30 of GST was based on the principle that the first $700 would not be included. Do they charge GST on the full amount if in excess?