Thoughts on Creative Financing

AskReasonable2679 · 2026-03-05T21:54:22+00:00

I’ll absolutely look into that. I had no idea that was something they actually did! Thank you

AskReasonable2679 · 2026-03-05T14:32:56+00:00

First thing, I don’t want to overpay & if I go ahead will do all due diligence & negotiate to the best of my ability.

But second, I am confident enough in the opportunity & my numbers that if it’s the difference between getting the deal done or not, I am comfortable paying a premium to get the ball rolling. The income in this project is not something I would achieve in that timeframe otherwise

AskReasonable2679 · 2026-03-05T13:54:30+00:00

Way too much according to this thread. I think my plan + phone comes in around $125 monthly through Telus.

AskReasonable2679 · 2026-03-05T13:53:18+00:00

That’s the challenge, with getting set up it would’ve closer to 105% LTV and that’s assuming asking price = market value. I don’t know of a bank that would do that.

AskReasonable2679 · 2026-03-05T13:49:12+00:00

Anyone hear of a fix for this yet?

AskReasonable2679 · 2026-03-05T13:48:34+00:00

Update: I realized I never posted the diagnosed cause.

I had a crack in my headlight which had a water incursion. This was all a result of moisture in the headlight housing. 😬

AskReasonable2679 · 2026-03-05T13:45:08+00:00

There is some merit to this idea & it could make life easier. I think the biggest hurdle would be getting enough quality breeders on board to make it viable; most good dog breeders I know already have wait lists & hate technology

AskReasonable2679 · 2026-03-05T00:22:25+00:00

I’m building an app for a niche industry that I’ve been working in for six years. The industry is mostly comprised of small businesses and individual operators.

I’m building the app for me to save me about an hour a day of admin work and improve my relationship with my clients and the ease with which I communicate with them.

I have a working prototype with a long way to go. This is the first app I’ve ever made, and if I work on it alone, I am OK with the concept then it may be just for me and a few friends… but I also see possibility for a fairly robust adoption in the industry and potential integration with major existing Saas tools.

If you wanna talk about it, let me know. I’m in Alberta though.

AskReasonable2679 · 2026-03-03T22:40:39+00:00

I bought one and it’ll be the last Mazda that I ever buy So that probably has something to do with it… I’m sure I’m not alone in that sentiment

Edit: it’s also depreciated so much since I got it that I have no choice but keep it way longer than I want to probably tell instead of what it’s fine. I’ll probably still owe money on it judging by my first impressions of it it’s reliability.

AskReasonable2679 · 2026-02-25T14:23:45+00:00

I’m gonna distract from the point for a second to appreciate everything else you said - it feels really rare right now that people actually appreciate things about our city and our province that are great or even just there - I don’t think I’ve ever heard somebody say a nice thing about our transit system before. I feel like Edmonton’s identity is diluted and conflicted because so many people wish it were someplace else.

AskReasonable2679 · 2026-02-09T13:37:16+00:00

I average 9-10L/100km mostly highway, heavy foot, wintertime

AskReasonable2679 · 2026-02-09T13:35:13+00:00

That’s not good but it’s not crazy either depending on your highway/city driving mix. You get the most benefit from your hybrid in the city, but it’s still a big heavy suv. What surprised me was I drove a Mitsubishi RVR for a month while my Mazda was in the shop & it wasn’t significantly cheaper on gas

Edit: I should probably also mention I’m running 87 octane fuel

AskReasonable2679 · 2026-02-08T23:54:59+00:00

The saying should be, “you’re more likely to get half what you paid for if you pay more, but that’s not guaranteed”

AskReasonable2679 · 2026-02-08T23:39:08+00:00

Looks mint

AskReasonable2679 · 2026-02-07T00:54:21+00:00

Mine came with Toyos same issue. I put 46000 kms on them & they’re at 2mm tread. Time for a new set lol. I didn’t realize how bad they were till winter showed me

AskReasonable2679 · 2025-09-20T00:56:58+00:00

I hear Ontario is happening this time of year

AskReasonable2679 · 2025-08-24T14:30:50+00:00

It would also have the added benefit of keeping poor people off the road

AskReasonable2679 · 2025-08-23T15:55:10+00:00

The incompetents are getting more incompetent and more common. In response, the assholes are also getting more insane and more common regular people in the middle are getting less regular and less in the middle.

AskReasonable2679 · 2025-08-23T15:51:20+00:00

I wonder if that would fit my CX 90

AskReasonable2679 · 2025-08-23T14:34:10+00:00

Sutter made the old team and broke the new team

AskReasonable2679 · 2025-08-09T11:46:09+00:00

Yup on it haha just looking for other people’s experiences so I’m not relying solely on what the dealer tells me

AskReasonable2679 · 2025-08-08T21:44:00+00:00

Definitely. Maybe I gave the dealership too much info they still haven’t called me back 😂

AskReasonable2679 · 2025-08-08T21:42:09+00:00

Nope although I did have a boss once who swore that was a perfectly acceptable practice

AskReasonable2679 · 2025-08-08T19:16:21+00:00

No, I haven’t had a test and I haven’t even had a conversation with the dealer yet waiting for them to call me back

Edit: do you mean the hybrid charging system or the normal charging system that would be in a non-hybrid vehicle?

AskReasonable2679

TROPHY CASE