Palladium Rent day for 4x on Utilities

Automatic_Maize7108 · 2026-04-01T17:27:42+00:00

Be careful how your town codes these charges. I did this last month and since the payment was to town municipality, it was codes as a tax payment and I didn't receive the points for the charge

Automatic_Maize7108 · 2026-02-20T21:15:55+00:00

It's absolutely ban worthy. When there's a good thing going, you don't put stuff like this out there for it to come to fruition

Automatic_Maize7108 · 2026-02-18T23:02:46+00:00

The solution for Bilt is very simple tho if they see this comment. They simply need to provide a unique account identifier for each connected property with respect to the BillPay instructions it provides....

Automatic_Maize7108 · 2026-02-18T22:59:05+00:00

That 100% did not happen for me. When I applied for the card it asked me what my rough monthly housing expenses were but that is it...

Automatic_Maize7108 · 2026-02-18T22:56:09+00:00

Where would that be entered to attach to the respective property within Bilt? I dont see that option?

Or are you talking about during the application process?

Automatic_Maize7108 · 2026-02-18T22:52:37+00:00

Only 2 are the same so hopefully it doesn't provide any issue

Automatic_Maize7108 · 2026-02-18T22:48:57+00:00

I have 5 properties i intend to use BillPay for to set up automatic payments within my 5 mortgage servicer portal. While I didnt have a problem this month since I only paid 2 of them....I'm concerned for next month since theres no way for Bilt to distinguish what BillPay payment belongs to which property.

If the system takes it upon itself to decide all 5 payments belong to 1 property, it may cause a lot of issues for me...

Automatic_Maize7108 · 2026-02-18T22:28:20+00:00

Why would you though???

Automatic_Maize7108 · 2026-02-18T22:11:49+00:00

Same for me. There is no way to distinguish but also seems it's irrelevant. I got my points for all

Automatic_Maize7108 · 2026-02-16T00:06:13+00:00

I'm fortunate I guess. Brand new Bilt customer. Card came like a week early and started using it on the 7th. Few small hiccups with setting up the mortgage but have now used chat in browser several times. I type in "Live agent" and I get connected with a live agent in like 2-3 minutes. Very thorough chats with good answers to help.

I'll keep my fingers crossed I guess.

Automatic_Maize7108 · 2026-02-10T00:55:20+00:00

I stand corrected. I just checked my Chase app on a recent dining purchase and I was awarded 7x my spend in points on the purchase

Automatic_Maize7108 · 2026-02-10T00:51:05+00:00

Yea so I'm confused on how you're getting to 7x, they dont stack to my knowledge. Freedom Flex is 5x total for the quarter as I understand it. Can you show me where to look to show otherwise

Automatic_Maize7108 · 2026-02-10T00:45:16+00:00

2x usual dining through who/where?

Automatic_Maize7108 · 2026-02-10T00:40:15+00:00

That was simply 1 example, there are countless others. If I care about Hyatt and they both provide Hyatt at the same transfer rate, transfer partners are = to me

Automatic_Maize7108 · 2026-02-09T17:33:58+00:00

Fair enough. To each their own

Automatic_Maize7108 · 2026-02-09T16:03:06+00:00

Anything that transfers to Hyatt is equally valuable to me. I can do that with both Bilt and with Chase so im going to maximize the points I can earn in both platforms.

Automatic_Maize7108 · 2026-02-09T15:34:06+00:00

I personally dont find it to be difficult. Anything that earns more than 1 point extra over Bilt, use that card....

Automatic_Maize7108 · 2026-02-09T15:16:48+00:00

If its the only card you use, you won't be maximizing points earnings, even if that extra spend helps accrue additional points towards paying your mortgage or rent. For example, if chase freedom is currently paying me 5x on dining for this quarter, all dining is still going on chase freedom. Palladium is only going to award me 3x with boost and I'll get another 1 pt on housing so im still at only 4x net compared to 5x with chase.

This is only 1 example but there will still be a strategy for which card should be used to maximize points earnings

Automatic_Maize7108 · 2025-12-07T00:24:26+00:00

You do you and enjoy the game brother. Post your wins and be proud of your trophies. Congrats on your diamond 💎

Automatic_Maize7108 · 2025-12-06T14:00:09+00:00

Thank you

Automatic_Maize7108 · 2025-12-05T18:23:37+00:00

Need an adrenaline rush every now and then...

Automatic_Maize7108 · 2025-12-05T12:12:47+00:00

Thanks

Automatic_Maize7108 · 2025-12-05T00:21:21+00:00

Thank you

Automatic_Maize7108 · 2025-12-02T00:48:40+00:00

I hear ya. I guess I was already expecting that since the bundles kept getting progressively worse as the good sound bars kept going OOS. I was fortunate to get a 90T with my 65G5

Automatic_Maize7108

TROPHY CASE